Brian Bailey is a financial advisor at Fidelity with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Fidelity Investments in various capacities since 2006. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, an IRS-qualified Charitable Gift Fund, and registered investment companies. The firm’s investment process combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, and it manages model portfolios built from mutual funds, ETFs, and ETPs using systematic methodologies and long-term asset allocation benchmarks.

David Richer is a financial advisor at Fidelity with 12 years of industry experience. He holds Series 63 and Series 66 credentials and has held various roles at Fidelity since 2012. Outside of his advisory work, he assists his son with a small entertainment-related venture. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including multi-manager and fund-of-funds structures.

Travis Geers is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 66 designations and has worked across multiple Fidelity divisions since 2006. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including model portfolios constructed through proprietary research, quantitative analysis, and algorithmic methods. The firm serves a diverse client base and holds registration as a commodity pool operator, providing advisory services to multiple registered investment companies.

Titus Huber is a financial advisor at Fidelity with Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Fidelity, he held positions at JJA Italian (PEPP&D), Amazon, Compass Group, and worked at Xavier University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Tom Unkraut serves as Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2015. He has been with Fidelity Investments since 2002, progressing through various positions including Financial Consultant, Account Executive, and Investment Representative, among others. His career at Fidelity reflects a long-term commitment to financial advisory services. Tom's expertise encompasses retirement planning, investment strategies, tax-efficient investing, and estate planning considerations. He focuses on helping clients develop simple, effective, and customized financial plans aligned with their key investment goals and objectives. This approach is designed to enhance clients' comfort and security regarding their financial decisions. Outside of his professional responsibilities, Tom has interests in baseball, family activities, fitness, football, hiking, and traveling.

Michael Cooke II is a financial advisor at Fidelity with Series 65 and Series 63 credentials. He joined Fidelity in 2025 and previously worked at PayChex and NEXAMP. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage various registered investment companies.

Neil Bourgeois is a CFP® with 40 years of industry experience and currently affiliated with Osaic Wealth, Inc. He has worked at Osaic since 2024 and previously spent 15 years with Securities America Advisors, Inc. and Securities America, Inc. In addition to his advisory role, he holds a 5% ownership stake in Queen City Capital Management LLC and has experience as an insurance agent specializing in fixed annuity sales. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisors. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to construct diversified portfolios across multiple investment vehicles.

Owen Stephens is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His prior work includes roles at the Cincinnati Circus Company and various positions related to education and finance. Outside of advising, he has experience in hospitality and nonprofit sectors, having worked with RoHS Street Cafe and Piston Society. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios composed of mutual funds, ETFs, and ETPs and is noted for its registration with the CFTC and advisory roles to several registered investment companies.

Julia Fisher is a Wealth Management Planning Consultant at Fidelity Investments, a position she has held since 2023. In this role, she partners with clients to provide dedicated planning and service by understanding what is important to them and their families. She emphasizes forming strong relationships and maintaining open dialogue, trust, and reliability. Prior to her current role, Julia worked as a High Net Worth Associate at Fidelity Investments from 2021 to 2023 and as a Customer Relationship Advocate at Fidelity from 2020 to 2021. Before joining Fidelity, she was a Customer Service Associate at Waddell & Reed from 2018 to 2020. Outside of her professional career, Julia has personal interests that include concerts, music, pets, reading, and theater.

Payton Hirko is a financial advisor with Fidelity in Covington, KY, holding Series 63 and Series 66 licenses and having five years of industry experience. Prior to joining Fidelity, Payton's work history includes roles at Yum! Brands, Quaker Steak and Lube, and the University of Louisville. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage funds with oversight of affiliated and unaffiliated sub-advisers.

Jeffrey Brauley is a financial advisor at UBS Financial Services with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at UBS since 2005. Outside of his advisory role, he serves on the Board of Directors for Carmel Manor Retirement Home, assisting with fundraising efforts. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, leveraging proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management and offers a broad range of capital markets and advisory services.

Phillip Littrell is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 designations and has been associated with Fidelity Brokerage Services LLC since 2017. His current role at Fidelity Investments began in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios using mutual funds, ETFs, and ETPs.

Colleen Rittenhouse is a financial advisor at LPL Financial with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Fidelity Investments and Fidelity Personal and Workplace Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from internal and third-party sources.

John Kuntz Jr. is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for Fidelity Investments for 14 years. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Seth Adamson is a financial advisor at UBS Financial Services in Cincinnati, Ohio, holding a Series 66 designation with 10 years of industry experience. He previously worked at Fifth Third Securities, Inc. from 2013 to 2017 before joining UBS in 2017. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory solutions, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to client goals and risk tolerances.

John Terlau is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at LPL Financial since 2017. Prior to joining LPL, he worked for Ross, Sinclaire & Associates, LLC for nine years. He operates Terlau Financial, a DBA for his LPL business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a broad array of advisory programs, financial planning, and retirement consulting supported by model portfolios, research, and technology-driven solutions.

Dave Dettmer is Vice President and Financial Consultant at Fidelity Investments, where he has been serving clients since 1999. His current role involves collaborating with clients to organize, plan, and manage their financial resources, focusing on retirement planning, investment strategies, tax-efficient investing, and estate considerations. Over his career at Fidelity Investments, Dave has held various positions including Director, Relationship Manager; Income Planning Consultant; Senior Investment Consultant; and Investment Consultant. He holds insurance licenses in Arkansas and California. Outside of his professional work, Dave engages in family activities, fitness, parenthood, tennis, traveling, and volunteering.

Bianca Wilson is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. Her prior career includes roles at Spectrum Enterprise, Colorado Technical University, T-Mobile USA, and a self-employed venture called Awesome Paws. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, management of multiple registered investment companies, and incorporation of AI and advanced technologies in its investment process.

Jennifer Martinez is a financial advisor with Fidelity Investments, holding a Series 66 designation. She began her advisory career in 2025 and has prior experience in various roles outside the financial industry, including positions at UPS, Amazon, and FedEx. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs. The firm also serves as a commodity pool operator and advisor to multiple registered investment companies.

Kevin Schafer is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at Edward Jones since 2011. His career has been focused entirely at Edward Jones, a full-service wealth management firm. Outside of his advisory role, Schafer is involved in real estate development and management, including ownership and management roles in several residential and commercial properties, as well as participation in the Lawrenceburg Redevelopment Commission. Edward Jones serves over four million individual and institutional clients with a range of advisory programs and investment solutions. The firm operates a large network of financial advisors and branch offices, offering both discretionary and non-discretionary strategies alongside affiliated mutual funds and tax-efficient services.