Paula Degener is a Certified Financial Planner (CFP®) with eight years of industry experience. She has worked at Mariner Wealth Advisors, LLC since 2018 and previously spent time at Kummer Financial Strategies in both its LLC and Inc. forms. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations through a range of services such as investment management, financial planning, and retirement plan consulting. The firm combines in-house research with third-party managers to offer customized portfolios and maintains integrated tax and accounting services uncommon for firms of its size.

Jonathan Swofford is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and has previously worked at Personal Capital Advisors Corporation and Empower Financial Services, Inc. Wealth Enhancement Advisory Services provides financial planning and asset management services to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in regulatory assets under management and employs a diversified investment approach combining passive and active management overseen by an internal Investment Committee.

Gregory Harris is a CFP®, ChFC®, and holds a Series 66 license, with 18 years of industry experience. He has been with Guardian Life and its affiliated entities since 2008 and currently works at Park Avenue Securities. Outside of his advisory role, he also acts as an independent contractor selling insurance products other than those offered by Guardian. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and a variety of proprietary and third-party investment advisory programs.

Alexander Hock is a CFA® charterholder with 10 years of industry experience. He currently works at Focus Partners Wealth, LLC and previously held roles at The Colony Group, LLC and Jones Barclay Boston. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, retirement plans, institutions, and businesses. The firm employs a long-term, tax- and fee-sensitive investment approach within an enhanced open architecture framework that includes active and passive strategies, private funds, and ETFs.

Jessica Norwood is a financial advisor at Empower Advisory Group with 17 years of industry experience. She holds Series 63, 65, and 66 licenses and has worked at Janus Henderson, TIAA-CREF, and Catalyst Coaching and Consulting LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns and annual rebalancing.

Joshua Shafer is a CFP® and CFA® with 12 years of industry experience. He currently works at Schwab Wealth Advisory and has previous experience with Charles Schwab and Gwfs Equities, Inc. He holds Series 63 and Series 65 licenses. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning discussions, and investment recommendations supported by Schwab’s research tools and asset allocation models. The firm acts as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees for its services.

Brandon Hoff is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 licenses and bringing nine years of industry experience. He has worked with Charles Schwab & Co., Inc. since 2017 and joined Schwab Wealth Advisory in 2025. Prior to his career in finance, he was involved with BTB Construction and Consulting LLC. Schwab Wealth Advisory provides non‑discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews and investment recommendations based on Schwab’s research tools and asset allocation models. The firm serves individual clients, leaving final trading decisions to them while conducting at least annual account reviews.

Jordan Reynolds is a financial advisor with AE Wealth Management, LLC, holding a Series 65 designation and two years of industry experience. He has worked at AE Wealth Management since 2023 and is also associated with Reynolds Financial Group, where he provides life insurance and annuities. Additionally, he facilitates estate planning document services for clients. AE Wealth Management is an SEC-registered investment adviser serving individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-based approach combining model portfolios, discretionary asset management, financial planning, and plan services, supporting a high client load per advisor and a range of internal and external investment solutions.

Robert Campbell is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Focus Partners Wealth, LLC. His prior experience includes roles at Kovitz Investment Group Partners, LLC and Transform Wealth, LLC (formerly Carnick & Kubik Group, LLC). Focus Partners Wealth serves a diverse client base including individuals, high-net-worth families, family offices, corporations, retirement plans, and institutions. The firm employs a long-term, tax- and fee-sensitive investment approach that integrates fundamental and quantitative analysis, offering a wide range of services from investment management to family office and retirement plan fiduciary services.

Vincent Fraraccio is a financial advisor at Empower Advisory Group with two years of industry experience. He holds Series 66 and Series 63 designations. Prior to joining Empower, he worked at Carolina Financial Services Group and has experience in various industries including hospitality and delivery services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to retail brokerage clients. The firm’s integrated approach leverages Empower’s recordkeeping and administrative platforms to deliver both point-in-time financial plans and optional managed account solutions.

Michael Graziano is a CFP® professional with 19 years of industry experience, currently serving as an advisor at Commonwealth Financial Network since 2017. Prior to Commonwealth, he worked at UBS Financial Services for four years. He is co-owner and Chief Investment Officer of Graziano Budny Wealth Management Group, LLC. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors with a range of advisory programs, including discretionary model portfolios and personalized investment options. The firm provides operations, compliance, technology, and practice-management support while allowing advisors discretion in portfolio construction.

Jason Clouse is a financial advisor with Benjamin F. Edwards & Company, Inc. in Greenwood Village, CO, holding a Series 66 designation and 15 years of industry experience. He has been with Benjamin F. Edwards since 2014. Outside of his advisory role, he serves as a power of attorney for his father. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer with approximately 436 advisors and $15.7 billion in client assets. The firm serves individuals, corporations, retirement plans, trusts, and nonprofit organizations, offering various advisory programs and investment strategies with oversight from an Investment Strategy Committee.

Eric Arthurs is a financial advisor at Empower Advisory Group with eight years of industry experience. He holds the Series 66 designation and previously worked at Fidelity Brokerage Services LLC for four years. His background also includes roles at Edward Jones, AXA Advisors, and Brian F Arthurs CPA, PC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm offers integrated services tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Carlos Alas is a CFP® certificant with three years of industry experience, currently affiliated with EP Wealth Advisors in Denver, CO. His prior roles include positions at Summit Wealth Group and Charles Schwab & Co., Inc. Outside of finance, he has been involved with B-Elite Soccer Academy/CASA Soccer Academy for six years. EP Wealth Advisors is a registered investment adviser serving individual, corporate, and retirement plan clients. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualifying clients, utilizing customized model portfolios and a variety of investment strategies.

Mauricio Vaca is a CFP® with nine years of industry experience, currently affiliated with Empower Advisory Group. He previously worked at Personal Capital Advisors Corporation and Ronin Capital. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Robert Dilaura is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 credentials and bringing 13 years of industry experience. He has been with Charles Schwab since 2014. Outside of finance, he has served as an adjunct faculty member at Case Western Reserve University and was the owner and instructor of First Step Firearms, LLC, providing firearm safety instruction. Schwab Wealth Advisory offers non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, focusing on annual financial reviews and investment recommendations utilizing Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, distinguishing itself by not acting as a discretionary portfolio manager and serving primarily individual clients.

Jared Polster is a financial advisor at Empower Advisory Group with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at GWFS Equities, Inc. since 2014. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Yusuf Bondae is a financial advisor at Schwab Wealth Advisory with 18 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab and Schwab Wealth Advisory since 2020, following a decade at TIAA and TIAA-CREF. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using proprietary research tools, with final trading decisions made by clients.

John Michael Claro is a financial advisor at Empower Advisory Group in Greenwood Village, CO, holding Series 66 and Series 63 licenses with one year of industry experience. His prior work includes roles at Empower Financial Services, Foundever Inc, Infosys Ltd, and other companies. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and certain retail brokerage account holders, offering services integrated with Empower’s administrative platforms and emphasizing long-term portfolio outcomes.

Chevie Walerowicz is a financial advisor at Mariner Wealth Advisors with a Series 65 credential and one year of industry experience. Prior to joining Mariner, Chevie worked in various service roles, including at Raymond James and Lucky's Bakehouse & Cafe. Mariner serves a diverse client base, including individuals, pension and profit-sharing plans, trusts, and charitable organizations, offering services such as investment management, financial planning, retirement plan consulting, and tax and family office services. The firm uses a discretionary, customized portfolio approach supported by in-house research and third-party managers, with a notable integration of tax, accounting, and administrative CFO capabilities.