Robert Cox is a Financial Consultant currently working at Fidelity Investments since 2025. He has a background in financial advising and investment consulting within the financial services industry. Prior to his current role, Robert served as an Investment Consultant at Fidelity Investments from 2024 to 2025 and as a Senior Financial Advisor at Vanguard from 2021 to 2024. He also worked as an Investment Operations Specialist at Ronald Blue Trust between 2018 and 2021. Robert employs a collaborative and educational approach to partner with individuals and families in defining and constructing financial plans tailored to important life moments. His experience spans various roles that contribute to his expertise in financial planning and investment management. Outside of his professional career, Robert has personal interests that include baseball, comedy, golf, movies, pets, and reading.

Michael Ehrhardt is a financial advisor with Wells Fargo Clearing in Denver, CO, holding a Series 66 designation and six years of industry experience. He has been with Wells Fargo Clearing since 2020 and has worked at Wells Fargo Bank, NA since 2002. Outside of his advisory role, he operates a separate business as a fly fishing guide. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets across more than 14,000 advisors.

Turner Felton is a financial advisor with J.P. Morgan Securities in Denver, CO, holding a Series 66 designation and one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., he worked at Hantz Group and has diverse experience including roles at Stonewater Country Club and Fifth Wheel Freight. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory with brokerage, distribution, and investment management capabilities.

Caitlyn Cox is a financial advisor at J.P. Morgan Securities with Series 66 and Series 63 licenses and four years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2023 and previously at Northwestern Mutual Investment Services. Outside of finance, she has experience working at the Good Shepherd School and the Faulkner Tennis Center. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Tyler Freeman is a CFP® professional with 13 years of experience in the financial services industry. He currently serves as an advisor with LPL Financial and has held multiple business roles, including ownership of Tyler Freeman LLC. Freeman is involved in community organizations such as Golden Orator Toastmasters and the Golden Rotary-Satellite club. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a variety of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management with access to proprietary and third-party research.

Johnny Fenley is a CFA® charterholder and holds a Series 66 license with two years of industry experience. He is currently with J.P. Morgan Securities, having joined in 2025, following roles at Blue Room Investment Advisors and Segall Bryant & Hamill. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with multiple market-facing registrations and operates on a non-discretionary basis.

Gary Keyfauver is a financial advisor with Raymond James Financial Services Advisors, Inc. in Littleton, Colorado, holding a Series 66 designation and bringing 22 years of industry experience. His prior work includes roles at High Country Financial Advisors and ownership of Sage Financial Strategies. Outside of advisory work, he serves as Treasurer and Board Member for Canine Partners of Colorado, a nonprofit organization. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension plans, charitable organizations, corporations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis and firm research to tailor recommendations while leaving final decision authority with clients.

Kelley Carey is a financial advisor at Fidelity with four years of industry experience. She holds the Series 66 designation and previously worked at Allegiant Travel Company for six years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop systematic model portfolios from mutual funds, ETFs, and ETPs.

Joseph Sanchez is a financial advisor with Wells Fargo Clearing based in Denver, CO. He holds Series 63 and Series 65 licenses and has one year of industry experience. His prior work includes roles at US Bank, State Farm, Keystone Private Wealth, JPMorgan Chase Bank, and First Republic Bank. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm utilizes research from Wells Fargo Investment Institute and third-party sources to evaluate investment options based on diversification principles and modern portfolio theory.

Nate Gelbach is a Planning Consultant at Fidelity Investments, where he collaborates with clients to develop financial plans aligned with their goals, needs, and life events. In his role, he utilizes Fidelity's tools and resources to address clients' evolving financial requirements, emphasizing trust, communication, and education to help clients make informed financial decisions. Nate has been with Fidelity Investments since 2020, advancing through several roles including Procurement Intern, Portfolio Accounting Analyst Intern, Financial Representative, and currently Planning Consultant. This progression reflects his growing expertise in financial planning and client service within the firm. Outside of his professional responsibilities, Nate enjoys attending concerts and participating in outdoor activities such as golf, snowboarding, surfing, and swimming.

Joshua Overton is a Series 66-licensed financial advisor with six years of industry experience, currently associated with Wells Fargo Clearing. His prior roles include positions at New York Life Insurance Company, Eagle Strategies, and multiple tenures at Wells Fargo affiliates. Outside of his advisory work, he holds a 25.5% ownership stake in Gold Hill Theatres, a local theatre complex in Woodland Park, Colorado. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Don Davis Jr. is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Smith Barney since 2009, following a tenure at Citigroup Global Markets beginning in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services supported by structured tools and analytics, managing approximately $2.74 trillion in client assets.

Brendan Payne is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Delaware Life Insurance Company and Jackson National Life Distributors, LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios using mutual funds, ETFs, and ETPs, and serves as a registered commodity pool operator and advisor to multiple registered investment companies.

Michaela Molvie is a financial advisor at Raymond James Financial with a Series 66 designation and less than one year of industry experience. Her prior experience includes roles at Bank of the West / BMO Bank and Garrison Financial Group. She also has academic experience from Regis University. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a broad client base, including individual investors, pension plans, charitable organizations, and government entities. The firm offers specialized programs for small businesses and integrates municipal and public finance capabilities through its affiliate network.

Gregg Hartmann is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 34 years of industry experience. He has worked at Cetera since 2019 and previously held roles at Foresters Financial Services and Foresters Advisory Services. Outside of advising, he is the 100% owner of Summit Investment Advisors, LLC and serves as secretary for the Hodgson Ditch Operating Association. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, featuring both affiliated and third-party investment managers.

Lydia Harvey is a financial advisor with RBC Capital Markets in Denver, CO, holding a Series 66 designation and three years of industry experience. She has worked at RBC Capital Markets since 2022 and previously spent six years with Raymond James and Raymond James & Associates. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, emphasizing customized portfolio management and financial planning services.

Gregory Giuffra is a CFP® with 15 years of industry experience, currently serving as a Wealth Advisor at J.P. Morgan Securities in Denver, CO. His prior roles include positions at US Bank and Highwater Wealth Management. He holds Series 63 and Series 66 licenses. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Kimberly Morse is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 25 years of industry experience. Her career includes roles at Wells Fargo Clearing Services and Stifel Nicolaus & Co. Inc. She is based in Denver, CO. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services through a broad menu that includes cash-flow, retirement, education, and niche planning areas. Advisors use Wells Fargo research and planning tools to develop tailored recommendations, with clients choosing how to implement them through brokerage or advisory programs.

Michael Guyerson is a CFP® with 30 years of industry experience and has been with LPL Financial since 1999. He also conducts legal work for non-LPL clients through his own LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, and charitable organizations, offering various advisory programs and financial planning services through a national network of investment adviser representatives.

Jared Dakovich is a financial advisor at Charles Schwab with Series 63 and Series 66 designations and five years of industry experience. His background includes roles in legal and entrepreneurial settings, such as working with Judge Eric Johnson in the 2nd Judicial District and participation in a law and entrepreneurship clinic. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.