Charles Hillis Jr. is a CFA® charterholder with 48 years of industry experience. He has been with Oppenheimer & Co since 2018 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he manages his own investment partnership through Hillis Partnership and Hillis Management. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering advisory and brokerage services such as discretionary and non-discretionary investment management, consulting, and financial planning. The firm emphasizes strategic asset allocation and manager selection, with accounts reviewed periodically and a distinctive approach that includes commission-based programs and non-discretionary management.

Renzo Cerabino is a CFP®-certified financial advisor with Independent Financial Partners, bringing four years of industry experience. Prior to joining Independent Financial Partners, he worked at PNC Private Bank for eight years. He also teaches continuing legal education classes focused on estate planning. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving tens of thousands of individual, charitable, corporate, and high-net-worth clients, with notable capabilities in retirement-plan advisory and pension consulting.

Stephen Mc Carthy is a financial advisor with Lincoln Investment, holding a Series 66 credential. He has less than one year of industry experience. Prior to his career in financial advising, he worked for eight years at TransNoble Logistics and spent four years at The Pennsylvania State University. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a mix of advisor-managed and firm-managed investment programs using both strategic and tactical approaches.

Vishal Gaur is a financial advisor with Private Advisor Group, LLC, holding the ChFC® designation and Series 63 license, and has 33 years of industry experience. He has been with Private Advisor Group and LPL Financial since 2014 and operates Gaur Financial Associates, LLC. Private Advisor Group serves a diverse client base including individuals, businesses, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement plan consulting. The firm provides access to third-party asset managers, turnkey asset management platforms, and its own WealthSuite separately managed accounts program.

Evan Hagan is a financial advisor with Lincoln Investment, holding a Series 66 designation and one year of industry experience. Prior to joining Lincoln Investment, he worked at Educational Alliance as Program Director of the Art School, where he designed and executed educational programs focused on pottery. He has additional work experience with GameCo, Inc and Think Coffee. Lincoln Investment serves individual clients, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular emphasis on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services utilizing both strategic and dynamic approaches overseen by its Investment Management & Research team.

Kyle Salvitti is a financial advisor with Lincoln Investment, holding a Series 66 designation and eight years of industry experience. He has held positions at Lincoln Investment since 2018, with additional roles at Encompass Wealth & Legacy Planning, Benchmark Appraisal Group, and JPMorgan Chase & Co. Salvitti’s other business activities include serving as an analyst for Encompass Wealth & Legacy Planning, where he focuses on portfolio and investment analysis and recommendations. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services, utilizing both strategic and tactical approaches across in-house and third-party strategies.

Harrison Fosnocht is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds the Series 66 designation and has previously worked at Key Investment Services LLC, TD Private Client Wealth LLC, TD Bank N.A., Mass Mutual Investors Services, and Northwestern Mutual. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program with ETF-based portfolios managed via proprietary algorithms, alongside a Managed Account program, and operates as a broker-dealer and insurance agency.

Robert Castellani Jr. is a financial advisor with Lincoln Investment, holding the Series 66 designation and having one year of industry experience. His prior work includes roles at BT Partners LLP, RSM US LLP, Ryan LLC, and PricewaterhouseCoopers LLP. He serves as President and board member of the Arabella Homeowner's Association, where he leads meetings and liaises with the community's social committee. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm employs a mix of in-house and third-party strategies overseen by an Investment Management & Research team, offering both discretionary and non-discretionary programs with a reported $22.9 billion in advisory assets as of December 31, 2025.

Avery Stine is a CFP® professional with 11 years of industry experience, currently affiliated with Hornor, Townsend & Kent, LLC since 2021. Prior to this, Avery worked at Equitable Advisors and Axa Advisors, LLC. In addition to his advisory role, he is involved in multiple life insurance brokerages, including acting as a partner at Rock Capital Group and proprietor of Capital Evolution, which he uses for client acquisition and branding. Hornor, Townsend & Kent serves individuals, high-net-worth clients, trusts, businesses, charitable organizations, and retirement plans through a comprehensive advisory platform. The firm combines advisory programs with broker-dealer services and offers both discretionary and non-discretionary account options, supported by third-party asset managers.

Larry Sun is a CFP® with 33 years of experience in the financial industry. He is currently with Hornor, Townsend & Kent, LLC and has held positions at Penn Mutual Life Insurance, Mass Mutual Investors Services, and Metlife Securities. Outside of his advisory work, he serves as a board member and chairman of the deacon board at Faith Hope Love Chinese Church and provides business consulting for startups. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, managing both discretionary and non-discretionary accounts with a network of advisers and third-party asset managers.

Hamza Khan is a Series 66-licensed financial advisor at Citizens Securities, Inc. in Conshohocken, PA, with seven years of industry experience. His prior roles include positions at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, PNC Investments LLC, Bank of America, Merrill, and TD Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm provides both a digital advisory program and a Managed Account program, and operates as a broker-dealer and insurance agency.

Lawrence Greenberg is a financial advisor at Citizens Securities, Inc. with eight years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Pruco Securities, LLC and Northwestern Mutual. Greenberg serves as a board member at large for the Pennsylvania Film Industry Association and is CEO of Cage Free Projects, a filmmaking and creative consulting business. He is also vice chairman of the New Hope Planning Commission, a nonprofit community planning organization. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, and offers investment advisory programs along with brokerage and insurance services. The firm’s advisory offerings include a digital advisory program featuring ETF-based portfolios managed through proprietary algorithms, alongside commission-based brokerage and other non-discretionary services.

Mauricio Gaitan is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He joined Citizens Securities in 2017 after working at PNC Investments LLC from 2016 to 2017. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm utilizes a digital advisory platform with ETF-based portfolios and proprietary algorithms, in addition to commission-based brokerage and other non-discretionary business.

Keith Tomer is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and bringing 21 years of industry experience. He previously worked at Minnesota Life Insurance Company and Securian Financial Services, each for 19 years, and has been affiliated with Foundations Financial Partners since 2014. Outside of advisory work, he serves as an Operations Assistant with signing authority at MCKC, LLC. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors, providing a range of advisory programs, wealth management, and retirement plan consulting services. The firm offers operational, trading, technology, and compliance support, enabling advisors to construct client portfolios using diverse securities and insurance products alongside discretionary model portfolios managed by its Investment Management and Research team.

Eric James is a financial advisor with Kestra Advisory, holding a Series 66 credential and three years of industry experience. His prior roles include positions at Commonwealth Financial Network, Protech Associates LLC, and Dynasty Advisors LLC Wealth Management. He also has experience reviewing life insurance products with Dynasty Advisors as part of his financial planning services. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors and institutional investors. The firm offers fiduciary consulting, plan-level investment advice, and employee education, supporting investments with due diligence and managing approximately $79.8 billion in assets.

Michael Mckeever is a financial advisor at Citizens Securities, Inc. with 26 years of industry experience. He has been with Citizens Securities since 2002 and holds Series 63 and Series 65 licenses. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, including a digital advisory program and a Managed Account program, and is wholly owned by Citizens Bank, N.A.

Marshall Tolins is a financial advisor at Lincoln Investment with three years of industry experience. He holds a Series 66 designation and previously worked at Moss Adams and Benetrends Financial. Outside of financial services, he is the owner and sole proprietor of Marshall's Market Inc., a food service business. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and investment management through both strategic and dynamic approaches.

Robert Logan is a financial advisor at SPC with 31 years of industry experience. He holds Series 63 and Series 65 designations and has been involved with Logan Financial Services Corp since 1987, where he also serves as president of a tax preparation and accounting firm. Logan serves on the Pension Board of East Whiteland Township, PA, overseeing the township’s retirement plan management, and participates on the Membership Committee of the Chester Valley Golf Club in Malvern, PA. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, employer-sponsored plans, charitable organizations, and corporate clients. The firm supports a large network of advisors and offers tailored, discretionary advice through programs like SIGMA Managed Account and other account options.

Charles Crothers is a CFP® professional with 21 years of industry experience, currently with Commonwealth Financial Network since 2022. He previously worked for MML Investors Services and Mass Mutual Life Insurance Company from 2004 to 2022. In addition to his advisory role, he is involved in fixed insurance sales, dedicating part of his business hours to this activity. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while acting as a back-office and platform provider.

Eden Lantzman is a financial advisor at Lincoln Investment with six years of industry experience. They hold Series 63 and Series 65 licenses and have worked at Lincoln Investment since 2024, following prior roles at Cetera and CETERA Advisor Networks LLC. Outside of advising, Eden serves on the Pastoral Council at Saint Luke the Evangelist Parish and holds a leadership role on the board of Miracle on Main Zelienople, where they coordinate volunteer teams and organize an annual charity event. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services, using both strategic and dynamic approaches across discretionary and non-discretionary programs.