Joseph Perna is a financial advisor at LPL Enterprise with Series 65 and Series 63 licenses and 30 years of industry experience. His previous roles include positions at The Prudential Insurance Company of America, Clarfeld Financial Advisors, Wells Fargo & Co., and TD Wealth Management Services. LPL Enterprise serves a wide range of clients, including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities, offering financial planning, consulting, and access to third-party asset managers and model portfolios. The firm emphasizes model-driven investment implementation and provides affiliated trust, insurance, and lending services.

Zachary Stabile is a financial advisor at Equitable Advisors with a Series 66 designation and no prior industry experience. His work history includes roles at Ultimate Ripz, eBay, and various educational institutions. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and asset-management programs. The firm relies on a network of Investment Adviser Representatives and third-party program sponsors to deliver a range of advisory models and fiduciary services.

Jeffrey Cristadoro is a financial advisor at LPL Financial with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including B. Riley Wealth Management, National Securities Corp, HSBC Securities (USA), and Chase Investment Services. Cristadoro also operates Cristadoro Wealth Management, an affiliated business related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisory services delivered through a large network of investment adviser representatives.

Audra Lisoski is a financial advisor at LPL Enterprise with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Pruco Securities, LLC and Prudential Insurance Company of America. Additionally, she is a New Jersey Notary Public. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and charitable entities. The firm uses a model-driven investment approach and offers access to third-party asset managers, financial planning, and various insurance and trust-related services.

Melissa Lannon is Vice President and Financial Consultant at Fidelity Investments, where she has worked since 2011. In her role, she partners with high-net-worth clients and their families to build, manage, and preserve wealth. She leverages over 25 years of industry experience to provide guidance in investment strategies, retirement planning, income protection, long-term care, and tax-efficient investing. Prior to joining Fidelity Investments, Melissa held several positions in the financial services industry, including Vice President and Regional Manager at J.P. Morgan Asset Management from 2003 to 2010, Financial Advisor at Edward Jones Investments from 2002 to 2003, and Internal Wholesaler at Lord Abbett from 2000 to 2002. Outside of her professional work, Melissa enjoys gardening, outdoor adventures, and snowboarding.

Fady Keriakos is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and two years of industry experience. His prior work includes roles at Bank of America, JPMorgan Chase, TD Bank, Amazon, and Credit Agricole Egypt. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Julian Corralizza is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 credentials and having nine years of industry experience. He has worked at Equitable Advisors since 2016, including time under AXA Advisors LLC from 2016 to 2020. Outside of his advisory role, he is involved in health insurance sales through Professional Group Plans and Oxford. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management programs. The firm employs a range of advisory models, often implemented through third-party asset managers and programs, and offers various investment products along with ERISA fiduciary services for qualified plans.

Brent Mctaggart is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. He holds Series 63 and Series 65 registrations and has worked within various Wells Fargo entities since 2009. Outside of his primary advisory role, he owns and operates BMM Wealth Management Corp and BMctaggert GP, LLC, which are investment-related businesses. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and fee-based financial planning services. The firm offers tailored recommendations through comprehensive planning tools and integrates advisory services with other financial products and referral channels.

Frank Belfiore Loconte is a financial advisor at Charles Schwab with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2021, following seven years at TDAmeritrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment options.

Amy Weston is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by comprehensive tools and analytics, managing approximately $2.74 trillion in client assets.

Alfred Marciano is a financial advisor at Cambridge Investment Research Advisors with 29 years of industry experience. He holds the Series 63 designation and has been with Cambridge since 2012. Outside of his advisory role, he is also an independent insurance agent for various insurance companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and custody options tailored to client objectives.

Inderjit Singh is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2006. He specializes in structuring customized financial strategies and investment programs aimed at helping clients achieve their retirement, college, and estate planning goals. Inderjit brings extensive experience in assisting individuals through periods of financial transition, particularly those nearing retirement or changing jobs, addressing the complex decisions involved in managing retirement plans. Inderjit holds a Bachelor's and Master's degree in Finance from California State University, East Bay. He holds the CERTIFIED FINANCIAL PLANNER (CFP) certification awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Certified Investment Management Analyst (CIMA) designation and Personal Investment Advisor (PIA) certification. Utilizing the resources available at Merrill Lynch, Inderjit also works with small business owners in areas such as retirement planning, financing, and cash management. Residing in Princeton, New Jersey with his family, Inderjit is involved in the CrossFit community and enjoys listening to podcasts and audiobooks. He also participates in physical fitness activities and hiking with his family. He is fluent in English, Hindi, and Punjabi.

Michael Szotak is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 66 licenses. Szotak has worked at LPL Financial since 2018 and has been associated with Wellesley Financial Planners since 2004. He also has experience at Cadaret, Grant & Co., Inc. and Equitable Advisors. Outside of his advisory role, he is involved in tax preparation and accounting services through Wellesley Financial Planners. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, with advisors implementing a range of investment strategies supported by research and technology tools.

Christopher Rubano is a CFP® certificant with 37 years of experience in the financial industry. He is currently with Cetera and has worked previously at First Allied Advisory Services and First Allied Securities. Outside of his advisory role, he serves as a board member for Meals on Wheels of Staten Island and holds leadership roles in community organizations including the Kiwanis Club of South Shore, Staten Island. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a large nationwide network of independent advisors and employs a multi-manager platform with various program structures and custodial relationships.

Lori Ann Simon is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2017, including a current role at Morgan Stanley Private Bank, National Association since 2018. Her prior experience includes a one-year tenure at Northwestern Mutual. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning. The firm employs a structured planning process supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

John Whitmore is a Series 65-licensed financial advisor at Edelman Financial Engines with one year of experience at the firm. Prior to joining Edelman, he worked at Peachtree Capital Group for one year and has been involved in the pizza business for several years, including ownership of Luigi's Famous Pizza. Edelman Financial Engines provides technology-enabled investment advisory services primarily focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and serves a large client base through a combination of advisor-led and online platforms.

Richard Tighe Jr. is a financial advisor at LPL Enterprise with 16 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Ameriprise Financial Services, Wells Fargo Advisors, J.P. Morgan Securities, and Chase Investment Services. Additionally, he has served with the New Jersey Economic Development Authority and the Township of Hamilton. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, banks, corporate, and charitable entities. The firm utilizes primarily model-driven investment implementation and offers access to third-party asset managers, financial planning, and affiliated trust and lending services.

Timothy Dean is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 66 designation and has worked previously at Lincoln Financial Advisors and JP Morgan Securities LLC. He is also involved as an insurance agent offering traditional life insurance, fixed annuities, and fixed indexed annuities. OSAIC serves a diverse group of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage and investment advisory services, including financial planning and retirement plan consulting. The firm utilizes a variety of portfolio construction tools and supports multiple advisory platforms with access to third-party money managers.

Rugmini Padmakumar is a financial advisor at Mass Mutual Investors Services with 24 years of industry experience. She has worked at Mass Mutual Investors Services since 2017 and was previously with Metlife Securities Inc. for 15 years. She holds a Series 66 designation and serves as a board member for the charitable organization Mantrah. Mass Mutual Investors Services is a subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering a range of programs including educational seminars and event-driven planning such as divorce and estate settlement.

Edward Garrigal Jr. is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo, he worked at Cetera, CETERA Financial Specialists LLC, and B. Riley Wealth Management. Outside of finance, he has worked as a bartender at Eventide Grille since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research and analytics with a range of brokerage and advisory solutions, operating at large scale with approximately $671 billion in assets under management and over 14,000 financial advisors.