Gerald Debenedictis is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with LPL Financial since 2021 and has previous experience with M&T Securities since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management and various model portfolios supported by LPL Research and third-party subadvisors.

Marky Picard is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 66 and Series 63 licenses and has been with various Wells Fargo entities since 2005. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Douglas Osher is a financial advisor at Wells Fargo Advisors with 31 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. He also owns Essex Wealth Partners LLC, a financial services business based in Verona, NJ. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services, including cash-flow, retirement, education, and specialized planning areas. The firm uses proprietary research and tools to develop tailored recommendations, with clients choosing how to implement them through various brokerage or advisory programs.

Darren Lange is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2019. Prior to that, he spent over two decades at TD Ameritrade in various roles. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Alexandre Gomes is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds a Series 66 designation and has worked at firms including Edward Jones, PNC Investments LLC, and The Prudential Insurance Company of America. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, serving as an ERISA fiduciary and offering discretionary plan-level investment management options.

Stephen Gribben is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process is grounded in modern portfolio theory and includes a broader set of financial product offerings than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

David Rehrer is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in college education planning, family wealth management strategies, and portfolio management services. David works closely with clients to develop personalized financial strategies tailored to their long-term goals. He holds a Bachelor's Degree from Drexel University and has earned several professional designations, including Certified Divorce Financial Analyst (CDFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). David is committed to leveraging his expertise to help clients navigate changing market conditions and pursue their financial objectives. Beyond his professional role, David participates in community volunteer activities and enjoys golfing, spending time with his family, and traveling.

Eric Storberg is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as Rotary District Foundation Chair, overseeing fundraising activities for the Rotary International Foundation. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated entities, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary retirement income recommendations.

Douglas Mouridy is a Financial Consultant at Fidelity Investments. He works with individuals and families to develop personalized financial plans aimed at providing peace of mind. He focuses on building ongoing relationships and serves as a primary advisor to monitor clients' financial plans over time. Douglas has held various roles at Fidelity Investments since 2013, progressing from Financial Representative to Relationship Manager, Investment Consultant, Planning Consultant, and currently Financial Consultant. Prior to joining Fidelity, he gained experience as a Wealth Management Intern at Merrill Lynch in 2011.

Ashley Denis is a financial advisor with Merrill, holding a Series 66 designation and eight years of industry experience. She has been with Merrill since 1998. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, and charitable organizations.

John Von Nessen is a financial advisor at Cambridge Investment Research Advisors with 16 years of industry experience. He holds the Series 66 designation and has worked at Cambridge Investment Research, Inc. and Cambridge Investment Research Advisors since 2019, following prior roles at Purshe Kaplan Sterling Investments and Insight Private Advisors. Outside of his advisory role, he serves as treasurer for the Hillsborough Raiders Touchdown Association and is a board member at Mary Mother of God Church in Hillsborough, NJ. Cambridge Investment Research Advisors serves a broad client base including individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory through independent financial professionals, utilizing proprietary and third-party strategies with various custody and platform options.

Keith Chasen is a financial advisor with Merrill in Harrison, NJ, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Merrill since 2013. Merrill provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America allows access to a broad platform of products and services beyond traditional investment management.

Robert Devaney is a financial advisor with UBS Financial Services in Westfield, NJ, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with UBS and its predecessor Painewebber Inc. since 1997. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client solutions.

Ralph Ades is a financial advisor with Equitable Advisors, holding a Series 66 designation and four years of industry experience. His background includes roles at Rutgers University, Camp Allsport, and Hillel Yeshiva. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Thomas Laporta is a financial advisor with Cetera, holding Series 63 and Series 66 designations and bringing 36 years of industry experience. His career includes roles at Bank of America, Merrill, Santander Securities, and Sovereign Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supported by a large nationwide network of advisors.

Edward Skarbnik is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is investment policy statement–driven and incorporates modern portfolio theory, with a broader range of financial products than many institutional advisers, including insurance-related vehicles and bank deposit sweep options.

David Trinkoff is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill Lynch in 2008 after beginning his career in the financial services industry in 1998, following a tenure as a senior accountant at an international CPA firm. David holds a bachelor's degree in business management from Ithaca College and a master's degree in accounting from Long Island University. He is a Certified Private Wealth Advisor (CPWA) and a Personal Investment Advisor (PIA). As a qualified portfolio manager, David provides clients with personalized wealth management strategies that may include a combination of individual securities, Merrill model portfolios, and third-party investment strategies. He serves a diverse clientele including families, executives, attorneys, and physicians, and may manage investment strategies on a discretionary basis through the firm's Investment Advisory Program. In addition to his professional work, David has been involved with nonprofit organizations, including service on the board of the Northern New Jersey Chapter of the March of Dimes. He resides in Mendham, New Jersey with his wife and three children. In his free time, David enjoys playing tennis and golf.

Patrick Rafferty is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Primerica Financial Services since 1991 and Primerica Advisors since 1989. In addition to his advisory work, he receives compensation for referrals related to home security, automation products, and home services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers, uses a tiered wrap fee structure, and delegates trading responsibilities to BNY Mellon Advisors.

Zeeshan Mir serves as a Senior Financial Advisor and Senior Portfolio Manager at Merrill Lynch Wealth Management. He has over 35 years of experience in wealth management, having joined Merrill in 2002. His client base includes business owners, medical and legal professionals, corporate executives, and others with growing wealth across the nation. Zeeshan specializes in assisting business owners throughout the stages of the business cycle, offering strategies related to cash management, financing, succession planning, and the implementation of defined benefit or defined contribution plans. He holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA) awarded by the National Association of Plan Advisors, Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). These credentials enable him to provide fiduciary advisory services to defined contribution and benefit plans. He earned a Bachelor's degree from Rutgers College. Zeeshan resides in Basking Ridge, New Jersey with his wife and two sons. Outside of his professional work, he is a member of the United States Chess Federation and participates in tournament chess. His personal interests include travel, biking, exploring, golf, and involvement with the community organization Girls on the Run.

John Larkin is a financial advisor at Merrill with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Merrill since 1983, including 15 years concurrently at Bank of America, N.A. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates with Bank of America’s platform, providing access to a broad range of products and services.