Shanon Ohlweiler is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 65 designations and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, utilizing firm-approved tools and methodologies to support client goals.

Ronald Greenberg is a financial advisor at Raymond James Financial with Series 63 and Series 65 credentials and 38 years of industry experience. He previously spent 21 years with M Holdings Securities, Inc. In addition to his advisory role, he is involved in entrepreneurial activities including ownership positions at Eagle Rock Wealth Management and Greenberg & Rapp Financial Group, and serves as a trustee of family trusts and a director on the M Financial board. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers non-discretionary, tailored planning and consulting using analytical tools and supports a broad network of advisors with specialized services in municipal and public finance.

Edward Giuliano Jr. is a financial advisor with Cetera who holds Series 63 and Series 65 registrations and has 16 years of industry experience. He has worked at Cetera since 2023 and previously held positions with Allied Wealth Partners and Securian Financial Services, Inc. Giuliano also engages in fixed insurance sales as an agent/broker outside of his advisory role. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts, offering a multi-manager investment platform with various portfolio management and financial planning services.

Csilla Daloia is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning using structured discovery conversations and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Jon Kempner is a CFP®-certified financial advisor with Morgan Stanley in Morristown, NJ, bringing 28 years of industry experience. He has previously worked at Bank of America and Merrill, and he is currently affiliated with Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory role, he is the sole proprietor of a real estate business in Florham Park, New Jersey. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of direct financial advising and corporate financial planning agreements.

Heidi Wohlleb is a Series 66 licensed financial advisor with 18 years of industry experience. She currently works at Cetera and has prior experience at Avantax Advisory Services, 1st Global Advisors, Inc., and Nisivoccia & Company, LLP, where she has been active since 1989. In addition to her advisory role, she is involved with several related financial services entities, including serving as an advisor at Nisivoccia & Company, LLC and owning Wealthspring Financial Partners LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform, with access to both affiliated and third-party managers and various program structures.

Andrew Epstein is the Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2022. He has been with Fidelity Investments since 2003, progressing through various positions including Financial Representative, Investment Consultant, and Financial Consultant. With over 20 years of experience in the financial services industry, Andrew has worked with many clients in different situations, focusing on financial planning to help clients pursue their financial goals. Throughout his career at Fidelity Investments, Andrew has developed expertise in financial consulting and investment services. His long tenure at the firm reflects his commitment to providing financial guidance and support to his clients. Outside of his professional work, Andrew has interests in baseball, comedy, football, and music.

John Alex is a financial advisor at Morgan Stanley with 36 years of industry experience. He has held various roles within Morgan Stanley since 2011, including positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides financial planning services that emphasize structured discovery and modeling outcomes without individual security recommendations.

Suzanne Orsulak is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Morgan Stanley and its affiliated entities since 2009. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm employs a structured planning process that utilizes firm-approved tools and models to help clients develop financial plans, while generally acting in an advisory capacity without providing individual security recommendations as part of standalone planning.

Victor Puglio is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and possessing 36 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a brief tenure at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Pett is a financial advisor with Wells Fargo Clearing in Succasunna, NJ, holding Series 63 and Series 65 credentials and with 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Shane Hernandez is a financial advisor at Fidelity with two years of industry experience. He holds the Series 66 designation and has prior experience at Equitable Advisors, LLC. Outside of his advisory role, Hernandez is involved in sales of tax account programs and ancillary insurance products through separate business activities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs, and maintains registered commodity pool operator status and formal advisory roles with multiple registered funds.

Meredith Tierney is a Series 66-registered financial advisor with Morgan Stanley in Morristown, NJ, with 10 years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Patrick Lia is a Financial Consultant currently working at Fidelity Investments. He has been in the financial services industry for nearly a decade. Patrick's role involves working closely with clients to help them achieve their financial goals. His experience includes positions as a Planning Consultant at Fidelity Investments from 2021 to 2023 and as a Wealth Advisor at Morgan Stanley from 2016 to 2021. Patrick specializes in financial planning, assisting clients with goals such as retirement planning, funding a child's college education, and major home purchases. He emphasizes a process that involves listening and understanding his clients' wants, needs, and drivers for their future.

Joan Brock is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and has been with Citigroup Global Markets since 1998. Outside of her advisory role, she has ownership in a rental property in Montague, NJ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Dallas Herold is a CFP®-certified financial advisor with Edward Jones, based in Cedar Knolls, NJ, and has 11 years of industry experience. He has been with Edward Jones since 2015. Outside of advisory services, he is involved in managing Herold Brothers, LLC, a real estate investment business, and receives royalties from Amazon and Apple Books. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large nationwide network of advisors and branches.

Dan DeLargy is an Investment Solutions Representative III at Fidelity Investments, a role he has held since 2021. In this position, he partners with clients to understand their financial goals and helps build customized financial plans. Prior to this, Dan worked as an Investment Associate and Intern at Hennion & Walsh, Inc., gaining experience in investment services from 2018 through 2021. Dan holds insurance licenses in Arkansas and California. He emphasizes forming strong relationships with clients and their families, focusing on trust, reliability, and competency. Outside of work, Dan enjoys football, golf, movies, traveling, and socializing with friends.

Deron Kennedy is a financial advisor with Equitable Advisors in Morristown, NJ, holding Series 63 and Series 66 licenses and having 22 years of industry experience. He has worked at Equitable Advisors since 2013 and previously at AXA Advisors, LLC. Outside of his advisory work, he is involved in standardized test preparation as a college tutor. Equitable Advisors serves individuals—including both non‑high-net-worth and high-net-worth clients—pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and a variety of asset-management programs delivered through a network of Investment Adviser Representatives and third-party asset managers.

Jonathan Terebetski is a financial advisor at Equitable Advisors with eight years of industry experience. He holds a Series 66 designation and has worked at several firms, including Vanderbilt Securities, Vanderbilt Financial Group, and Gitterman Wealth Management. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing third-party asset managers and sponsored advisory programs to meet diverse client needs.

Joseph Moriarty Jr. is a Series 66–licensed financial advisor at LPL Financial with three years of industry experience. His prior roles include positions at Equitable Advisors, First Home Bank, Centralstar, and Morgan Stanley. He is also involved in managing Professional Group Plans providing non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining advisory services with a broad range of non-advisory financial products.