Victor Maccagnan is a financial advisor with Mass Mutual Investors Services holding CFP® and ChFC® designations and over 23 years of industry experience. His prior roles include positions at Equitable Advisors, AXA Advisors, and Summit financial firms. In addition to his advisory work, he is licensed as an insurance broker, providing life, disability, property and casualty, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, delivering collaborative, software-supported planning engagements with optional implementation through brokerage or insurance products.

Jack Hallak is a financial advisor with LPL Enterprise holding Series 63 and Series 66 credentials and 18 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Morgan Stanley, and Bank of America. He is also involved in non-variable insurance activities through Prudential. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management, with a platform that integrates adviser programs alongside insurance products and lending services.

Raymond Buhrmeister is a financial advisor at LPL Enterprise with one year of industry experience. He holds a Series 66 designation and has prior experience managing Clark's Botanicals L.L.C. since 2022. LPL Enterprise serves a wide range of clients, including individuals, high-net-worth clients, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management, utilizing an integrated platform that combines advisory programs with brokerage and insurance products.

Russell Grimm is a financial advisor with Edward Jones in Wyckoff, NJ, holding a Series 66 designation and 20 years of industry experience. He has been with Edward Jones since 2006. Grimm serves on the board of trustees for SCARC Guardianship Services and acts as treasurer for CARC Guardianship Services, both organizations providing guardianship support for individuals with developmental disabilities. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of financial advisors and offers a range of advisory programs and investment strategies under a fiduciary standard.

Evangelia Anderegg is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney prior to her current roles. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Charles Maushardt Jr. is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera since 2019. Prior to that, he spent more than two decades at Foresters Financial Services and Foresters Advisory Services. He is also involved with Watersedge Wealth Management, a business affiliated with Cetera. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform that allows advisors to use affiliated and third-party managers or develop customized strategies.

Frank Daguanno is a financial advisor at OSAIC with 33 years of industry experience. He holds a Series 63 designation and has worked with firms including Securities America Advisors, Everbank, and his own LLC. Outside of his advisory role, he serves as an executor for estates and operates a tax preparation business. OSAIC serves a diverse range of clients, including individuals, high-net-worth investors, corporations, and nonprofit organizations, offering integrated brokerage and advisory services. The firm employs asset-allocation tools, risk-tolerance analysis, and automated rebalancing to manage portfolios across multiple asset classes on both discretionary and non-discretionary bases.

Robert Mathias is a CFP® with 34 years of experience in financial advising. He has worked with Cetera and its affiliates since 2019 and held prior roles at Summit Financial Group Inc. from 2005 to 2021. Mathias is also an insurance agent with Concepts in Planning. He works with Cetera Investment Advisers LLC, an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform supporting various program structures and investment strategies.

Michael Vecchione is a financial advisor with Ameriprise in Westwood, NJ, holding a Series 66 designation and 25 years of industry experience. He has worked with Ameriprise and its predecessor, American Express Financial Advisors, since 2001. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Daniel Levitt is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior roles include positions at Foresters Financial and Guarantee Life Trust. He has been with Cetera since 2019. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a multi-manager platform with various portfolio management options including model portfolios, third-party managers, and bespoke strategies.

Daniel Murray is a CFP®-certified financial advisor with Edward Jones, based in Pompton Lakes, NJ. He has 16 years of industry experience, including 13 years with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of advisors and branch offices.

Crista Mckenna is a financial advisor at LPL Financial with 16 years of industry experience and holds the Series 66 designation. She has been with LPL Financial since 2018 and previously worked at SII Investments from 2016 to 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Samuel Britton is a Senior Financial Advisor with nearly thirty years of experience in the financial services industry. Beginning his career in 1995 at a small independent company, Samuel expanded his expertise by transitioning to a full-service brokerage firm to provide a wider range of investment options and services. He currently works with a team to support clients in estate planning, insurance, and wealth management through Merrill Lynch Wealth Management. Samuel's areas of specialization include college education planning, family wealth management strategies, defined benefit plan services, personal retirement planning, portfolio management, and retirement income. He holds the Personal Investment Advisor (PIA) designation and earned a High School Diploma from Nutley High. Beyond his professional work, Samuel is involved in community volunteering and enjoys adventure sports, dancing, and skydiving in his personal time.

Neil Condon is a financial advisor with Merrill in Paramus, NJ, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has been with Merrill since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s corporate platform, enabling access to a wide array of products and services.

John Mc Namara is a financial advisor at Merrill with 33 years of industry experience. He has held his current role since 2009. His credentials include Series 63 and Series 65 licenses. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates its services with Bank of America’s broader platform, including access to swaps, derivatives, lending, and custody services.

Jared Feinberg is a financial advisor at Osaic with 42 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at FSC Securities Corporation for 14 years. Feinberg is also the owner of Creative Pension Plans, Inc., where he works with small businesses on group benefit packages and advises seniors on Medicare Supplement and Medicare Advantage plans. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers brokerage and advisory services supported by a broad range of investment options and utilizes asset-allocation tools and automated rebalancing to manage portfolios on both discretionary and non-discretionary bases.

James Truman is a financial advisor at LPL Enterprise with Series 63 and Series 65 credentials and 42 years of industry experience. He has worked at Prudential Insurance Company of America and Pruco Securities, LLC for over four decades before joining LPL Enterprise. Outside of advisory work, he is involved in property and casualty insurance brokerage. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to various investment and insurance products through an integrated platform.

Miguel Munoz is a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides personalized wealth management advice and guidance to affluent families, corporate executives, professionals, business owners, and institutions. Miguel and his team utilize a goals-based wealth management process designed to help clients identify their objectives, structure wealth according to individual or family legacy plans, and maintain disciplined investment approaches during periods of market volatility. They also collaborate with non-profit and for-profit institutional clients on retirement, benefit planning, and philanthropic investment guidance. Miguel brings extensive experience in financial services, focusing on wealth management, trust and estate planning, business succession, capital preservation and growth, income generation, education and retirement planning, as well as exploring opportunities in alternative investments. He holds multiple professional designations, including Certified Private Wealth Advisor (CPWA), Chartered SRI Counselor (CSRIC), Certified Trust and Fiduciary Advisor (CTFA), and Certified Plan Fiduciary Advisor (CPFA). He earned a Bachelor's Degree from Montclair State University and is fluent in both English and Spanish. Outside of his professional commitments, Miguel is involved with several organizations such as the Hispanic Organization for Latino Advancement, Lambda Sigma Upsilon National Fraternity, Latinos Simpre Unidos Foundation, MSU Alumni Association, and Tri-Alpha Honor Society. He also participates in community activities with Habitat for Humanity. His personal interests include adventure sports, dancing, football, music, spending time with his family, and traveling.

Simon Kong is a Financial Advisor with Merrill Lynch Wealth Management. He provides investment advice and works with clients to develop personalized investment strategies aimed at pursuing their financial goals. Simon supports clients in areas such as retirement planning, college education planning, managing new wealth, and socially responsible investing, among others. He also facilitates access to banking and lending services through Bank of America. Simon holds a Bachelor's Degree from Rutgers University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is fluent in both Korean and English. His experience includes working with diverse client needs, from general investing to retirement income planning. Outside of his professional role, Simon has been involved with the Pilgrim Pines Camp and Retreat Center as a former board member. In his personal time, he enjoys baseball, photography, pickleball, spending time with his family, and watching movies.

Alan Rizzuto is a CFP® with 36 years of industry experience, currently working at Wells Fargo Clearing since 2016. Prior to that, he spent seven years at Wells Fargo Advisors LLC. He serves as a trustee for a family trust outside of his advisory role. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.