Angel Herrera is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he worked at Compass and was involved with the Young Mens & Young Womens Hebrew Association. He has a background that includes roles in community organizations and education. Morgan Stanley Wealth Management is a large institution serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Theodore Gelb is a financial advisor with Morgan Stanley in Purchase, NY, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Morgan Stanley in 2024, he worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank from 2022 to 2024. He also attended Syracuse University from 2018 to 2022. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and proprietary market models in its advisory process.

Matthew Hesse is a financial advisor at Morgan Stanley with three years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Madison Planning Group, Bourbon Street, Northwestern Mutual, and Body Armor. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Karen Rosner is a CFP®-certified financial advisor with 19 years of industry experience, currently practicing at Morgan Stanley. Her prior work history includes positions at Bank of America and Merrill. She is registered with Series 63 and Series 66 licenses. Morgan Stanley Wealth Management serves individual and institutional clients by offering a broad range of advisory programs, including tailored financial planning that utilizes firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-based financial planning services.

Dylan Wynne is a financial advisor with UBS Financial Services holding a Series 66 designation and three years of industry experience. Prior to joining UBS, he worked at LPL Enterprise, The Prudential Insurance Company of America, and Pruco Securities LLC. His background also includes roles outside finance, such as positions at Four Winds Hospital and SUNY Albany. UBS Financial Services serves individual, corporate, and institutional clients through diverse brokerage and advisory offerings, leveraging proprietary research and model-based asset allocations to tailor investment plans. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Ryan Machovec is a financial advisor with Morgan Stanley in Purchase, NY, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at Bank of America and positions with the Town of Hempstead and SUNY College at Cortland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Daniel Prisciotta Jr. is a CFP® with 42 years of industry experience, currently affiliated with OSAIC since 2025. Prior to this, he worked for Lincoln Financial Advisors Corporation for 27 years. In addition to his advisory work, he is the owner of Prisco Publishing LLC, where he is an author and speaker. OSAIC serves a broad range of retail and institutional clients through a large network of financial advisers and multiple advisory platforms, offering integrated brokerage, investment advisory services, and access to third-party money managers and wrap programs.

John Morrison IV is a financial advisor with Morgan Stanley in Purchase, NY, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked with Morgan Stanley and its affiliates since 2009, including Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers planning services both directly and through corporate agreements.

Meredith Fierro is a financial advisor at Morgan Stanley with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Morgan Stanley, she worked at Blu Ale House and held roles at the University of Delaware and TJX Companies. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning through structured processes and firm‑approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

John Makhoul is a Financial Consultant currently working at Fidelity Investments since 2020. He has previously served as a Financial Advisor at Merrill Lynch from 2016 to 2020. His earlier roles include Credit Broker positions at Chapdelaine from 2015 to 2016 and Whitaker Securities from 2004 to 2015. John holds the CFP® (Certified Financial Planner) and CPWA® (Certified Private Wealth Advisor) certifications. He also possesses a California Insurance License. His professional approach emphasizes commitment, integrity, and a client-first mindset, focusing on helping clients define their financial goals and develop clear, actionable plans they understand and feel empowered to execute.

Samantha Price is a Senior Financial Advisor at Merrill Lynch Wealth Management with 15 years of experience at the firm. She leads The Price Group, assisting affluent clients and business owners in developing and implementing both short and long-term financial strategies. The group's approach promotes "financial wellness" through a combination of professional investment management, home financing, insurance, and other services to help clients make sound financial decisions for the future. Samantha holds the Chartered Retirement Planning Counselor (CRPC™), Accredited Domestic Partnership Advisor (ADPA™), and Personal Investment Advisor (PIA) designations from The College for Financial Planning Institutes Corp. She earned a Bachelor's Degree from Loyola University Chicago and graduated from Waldwick High School. She is fluent in English, Spanish, and Italian. Residing in Bergen County, New Jersey, Samantha is involved in several professional and community organizations, including the Merrill Lynch Women's Exchange, Waldwick Chamber of Commerce, Waldwick Lions Club, Habitat for Humanity Bergen County Women Build Committee, and Bank of America LGBT Pride Ally. She also contributes to causes such as the American Cancer Society, American Heart Association, and National Multiple Sclerosis Society. Outside of her professional work, Samantha enjoys baseball, dancing, fishing, gardening, music, soccer, softball, and spending time with her family.

Charles Bracken is a financial advisor at Wells Fargo Advisors with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked within Wells Fargo at various entities since 2010. Outside of advisory services, he is involved with Princeton Harriman Insurance Solutions as a financial advisor and has ownership interests in two investment-related LLCs. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions tailored to clients meeting a net-worth threshold. The firm combines advisory services with other financial products and referral channels to serve its clients.

Bradford Fulton Jr. is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the CFA® and Series 66 designations. His prior work includes roles at J.P. Morgan Institutional Investments Inc. and Bankers Healthcare Group. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process supported by firm-approved tools and serves clients through a variety of investment and advisory offerings.

Thomas Gwin is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 20 years of industry experience, including roles at Metlife Securities, Inc. and MassMutual Life Insurance Co. In addition to his financial work, he is active as a fashion model and actor with Soul Artist Management. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved software and collaborative planning processes.

John Nelson Henry is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His career includes positions at Wells Fargo Advisors LLC, Banc of America Investment Services, and Chase Investment Services Corp. He has a small rental income business outside of his advisory work. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and offers both brokerage and advisory solutions.

Alyssa Salvo is a financial advisor at Morgan Stanley with 14 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2016. Alyssa holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Gregory Field is a financial advisor with Edward Jones in West Nyack, NY, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. Prior to joining Edward Jones in 2017, he operated Field Consulting, a telecommunications business, for 12 years. He also serves as an Education Coordinator for BNI in White Plains, NY. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the United States.

Dan Chevreux is a Financial Consultant at Fidelity Investments. He is focused on helping clients develop comprehensive financial plans aimed at simplifying their financial lives and supporting their lifestyle goals. Dan has been with Fidelity Investments since 2023, progressing through roles including Financial Representative and Investment Consultant before becoming a Financial Consultant. His experience within the firm has provided him with a strong foundation in financial planning and investment strategies. Outside of his professional work, Dan enjoys activities such as spending time at the beach, fishing, fitness, outdoor adventures, and socializing with friends. He also has an interest in pets.

Edward Kovac is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 26 years of industry experience. His prior work includes roles at MetLife Securities Inc and Massachusetts Mutual Life Insurance Company. He serves as a volunteer board member for organizations providing services and information to elderly and sight-impaired individuals. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm structures financial planning as an annual, collaborative process using analytical software and generally recommends investment categories and strategies rather than specific products.

Preetham Dhivakar is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Bank of America, Merrill, and PKZ Group Inc. Outside of his advisory role, he has a passive ownership interest in a special purpose vehicle formed to coordinate legal claims related to a breach of contract. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.