Christopher Stone is a financial advisor at Morgan Stanley with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at International Value Advisers, LLC and Axiom Investors. Stone is also the managing member and owner of a real estate business in Manhattan, NY. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Paul Gabbianelli is a financial advisor at LPL Financial with over thirty-two years of industry experience. He previously worked at Cetera and operated Paul Gabbianelli & Associates for more than four decades. He also provides tax preparation and accounting services through his CPA practice and is involved in mortgage services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Frank Rodriguez is a financial advisor with J.P. Morgan Securities in Peekskill, NY, holding Series 63 and Series 66 licenses and nine years of industry experience. His career includes roles at The Prudential Insurance Company of America and Lakeland Capital Management. Outside of finance, he is developing a fiction novel entitled *Entangled*, which he plans to publish under the pseudonym F.J. Rodriques. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Thomas Kingsley is a financial advisor at Fidelity with 14 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. His prior work includes roles at Bloomberg Tradebook, Guidepoint, Alphasights, Third Bridge, Gerson Lehrman Group, and Telk Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, and it is noted for its use of algorithmic methods and formal advisory roles within Fidelity’s institutional wealth platform.

Scott Faye is a financial advisor at Cetera with 27 years of industry experience. He holds the PFS™ designation as well as Series 63 and Series 66 licenses. In addition to his advisory role, he operates a tax preparation business under Scott J Faye CPA PC, which has been active since 1991. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that provides numerous investment program options and access to third-party managers.

Christopher Killip is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and three years of industry experience. His prior roles include positions at JPMorgan Chase Bank, N.A. and Csc, as well as academic experience at the University of Delaware. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Zachary Castro is a Series 66-licensed financial advisor at UBS Financial Services with two years of industry experience. Prior to joining UBS in 2024, he held positions at Northwestern Mutual, Winwater Works, and several other organizations. Outside of finance, he has experience working in golf course operations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Steven Fuchs is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities since 2012. Outside of his advisory role, he has been involved in ventures such as Meadows Home Care LLC and Hudson Valley Hoosiers. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage and investment management capabilities.

Clifford Topol is a financial advisor with Morgan Stanley in Purchase, NY, holding Series 63 and Series 65 credentials and over 51 years of industry experience. He has worked with Morgan Stanley and its affiliated entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning supported by structured processes and advanced modeling tools.

Cristen Brady is a financial advisor at Morgan Stanley with seven years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at UBS Financial Services from 2016 to 2023. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Daniel Borenstein is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on understanding the individual priorities and financial goals of his clients to develop tailored strategies that address their needs. His approach involves comprehensive discussions about goals, concerns, and questions, providing ongoing advice and guidance as client circumstances evolve. Daniel's expertise covers a broad spectrum including general investing, retirement planning, and preparing for unexpected financial events. Holding professional designations such as Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA), he leverages his credentials to offer informed financial advice. He holds a Bachelor's Degree from New York University.

Spencer Rosman is a financial advisor at Morgan Stanley with 38 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. He holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Pamela Lowell is a financial advisor with Morgan Stanley, holding a Series 66 designation and 11 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenarios to support client financial plans.

Daniel Juechter is a CFP® professional with 38 years of experience in the financial industry. He is currently with Cetera and has worked in various roles at First Allied and Hunter Financial Advisors, which he owns and operates. He also serves as a consultant at Oxford Risk Management Group and holds insurance-related independent contractor roles. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform and supports both discretionary and non-discretionary account structures.

Jason Haberman is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley since 2012, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of his advisory work, he is a guitarist and vocalist in a personal band with friends. Morgan Stanley Wealth Management (MSWM) provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning uses structured discovery and analytic tools but does not include individual security recommendations as part of standalone plans.

Christopher Fahey is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Ameriprise since 2025. He previously worked at Edward Jones for 10 years. Fahey serves on the Board of Trustees for Ave Maria University. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary retirement recommendations through a centralized consulting team.

James Dieguez is a financial advisor with Ameriprise in White Plains, NY, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise in 2022, he was a full-time student for 18 years. He is also involved in independent insurance brokering related to fixed annuities. Ameriprise provides retirement-income planning services primarily for clients with at least $1 million in investable assets, offering tailored recommendation reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines proprietary research, modeling techniques, and algorithmic tools to deliver these services through a centralized retirement-income consulting team.

Thomas Riordan is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked within various Wells Fargo entities since 2010, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm provides a broad range of financial planning services, utilizing proprietary research and tools to deliver tailored recommendations, with an emphasis on integrating advisory services alongside other financial products.

Michael Beamon is a financial advisor with Primerica Advisors in Elmsford, NY, holding a Series 63 designation and 16 years of industry experience. He has been affiliated with Primerica Financial Services since 2006 and operates Michael Beamon Inc, an IT consulting business. He is also involved in sales and referral activities related to loan products and home security services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-driven investment strategies developed by third-party asset managers and supports discretionary separately managed accounts with execution and custody services provided by BNY Mellon Advisors and Pershing.

Gilda Borenstein is a Wealth Management Advisor and First Vice President with Merrill Lynch Wealth Management. She has been advising clients since 1990 and holds multiple professional designations, including the Chartered Financial Analyst (CFA) and CERTIFIED FINANCIAL PLANNER (CFP) certifications. Gilda earned her Bachelor's degree from SUNY Stony Brook and is a member of professional organizations such as the Certified Financial Planners and Chartered Financial Analysts. Over her career spanning more than three decades, Gilda has developed expertise in providing individualized financial strategies to high net worth individuals, families, non-profit organizations, and small businesses. Her services include retirement and estate planning, education planning, lending solutions, asset allocation, and portfolio management, with a focus on values-based and socially responsible investing. Previously, she has held roles such as futures analyst, interbank currency broker, charter member and floor broker of the New York Futures Exchange, and bankruptcy analyst for a major hedge fund. Gilda is actively involved in the community, having been a Founder and First Chair of New York Youth at Risk, Inc., and engaging with organizations like The Breakthrough Foundation, Inc. She is married with children and enjoys interests such as antiquing, baseball, cooking, interior decorating, photography, spending time with family, traveling, and watching movies.