Sean Roche is a Series 66-licensed financial advisor with Commonwealth Financial Network in Waltham, MA, where he has worked for 13 years. He has a total of nine years of industry experience. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and a broad client base. The firm provides discretionary and nondiscretionary managed-account programs, access to third-party asset managers, retirement consulting, and custody/clearing services.

Lianne Castelli is a financial advisor at Integrated Wealth Concepts LLC with eight years of industry experience. She holds a Series 66 designation and has previously worked at LPL Financial, LLC and Lincoln Financial Advisors. Outside of her advisory role, she is involved in pet sitting as a home-based activity. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and consulting, using primarily mutual funds, ETFs, equities, and fixed income in customized portfolios with a long-term investment approach.

Andrew Baker is a financial advisor at Citizens Securities, Inc. in Westwood, MA, holding Series 63 and Series 66 licenses with 18 years of industry experience. He has been with Citizens Securities since 2012. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, supported by its affiliation with Citizens Bank, N.A.

Amy Cinelli is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with Commonwealth since 2013. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and hundreds of thousands of clients, managing about $212.7 billion in assets. The firm provides a range of managed-account programs, third-party asset manager access, and back-office support while offering various investment options including mutual funds, ETFs, and personalized indexing.

Carlos Ferreira is a financial advisor at Hightower Advisors in Lexington, MA, holding a Series 65 designation with three years of industry experience. He has worked at Hightower Advisors since 2022 and also has a longstanding tenure at State Street Bank and Trust beginning in 2008. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, pension plans, and charitable organizations. The firm’s approach emphasizes manager selection and multi-manager solutions, offering access to affiliated and third-party managers, proprietary research, and a variety of investment vehicles.

David Walsh is a CFP® professional with over 31 years of experience in financial advising at Hornor, Townsend & Kent, LLC, where he has worked since 1995. In addition to his advisory role, he is involved in insurance sales and services through his activities with Cornerstone Financial Group and CFGPLAN, representing multiple carriers including Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory programs, financial planning, and retirement plan consulting with both discretionary and non-discretionary account options. The firm combines SEC-registered advisory services and broker-dealer capabilities, managing billions in assets under management and leveraging relationships with third-party asset managers.

Wendy Aimola is a financial advisor with Eagle Strategies (NY Life) in Waltham, MA, holding Series 63 and Series 65 licenses and possessing 10 years of industry experience. She has been with Eagle Strategies since 2018 and is also affiliated with NYLIFE Securities LLC and New York Life Insurance Company since 2015. Outside of her advisory role, she serves as a board member for Charley's Angels Pet Initiative, a charitable organization that collects and distributes pet food and supplies to those in need. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base that includes individual investors, institutional plans, and charitable organizations. The firm emphasizes tailored advice delivered through multiple program types, with the majority of assets managed on a non-discretionary basis within an integrated New York Life affiliate structure.

Micheline Yacoub is a financial advisor with Eagle Strategies (NY Life) based in Boston, MA, holding Series 63 and Series 66 licenses and with 15 years of industry experience. She also owns M.Y. Core Financials, LLC, through which she sells New York Life products and brokers non-registered insurance products. Yacoub volunteers with Community Consulting Teams of Boston, providing consulting services to local nonprofits. Eagle Strategies serves individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored advice across multiple program types and manages a substantial non-discretionary asset base, primarily serving defined contribution and defined benefit plans, charitable and corporate clients.

Thomas Banks is a financial advisor with Commonwealth Financial Network in Salem, MA, holding a Series 66 designation and 10 years of industry experience. He has been with Commonwealth Financial Network since 2014. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a variety of advisory programs and services, including discretionary model portfolios and customized investment solutions, while providing operational, trading, technology, compliance, and practice-management support to affiliated advisors.

Samuel Rich is a financial advisor with Commonwealth Financial Network in Watertown, MA. He holds the Series 66 designation and has nine years of industry experience, all with Commonwealth since 2013. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services, including wealth management and retirement plan consulting, and supports its affiliated advisors with operations, trading, technology, compliance, and practice-management resources.

Albert Li is a financial advisor with Integrated Wealth Concepts LLC in Waltham, MA, holding the ChFC® designation and Series 63 and 65 licenses. He has 41 years of industry experience, including eight years at Lincoln Financial Securities Corporation and over ten years at both Integrated Wealth Concepts and LPL Financial. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with a combination of mutual funds, ETFs, equities, and fixed income, and employs both internal and third-party asset management.

Mariah Maines is a financial advisor at TIAA-CREF with 12 years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at firms including Montis Financial LLC, Financial Navigators, Inc., Pathstone, and J.P. Morgan Chase Bank. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, and corporate entities. The firm’s advisory model separates one-time planning services from ongoing discretionary management, employing model portfolios or customized strategies through dedicated portfolio managers.

Richard Poitras is a financial advisor with Guardian Life and Park Avenue Securities, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 57 years of industry experience and has been with Guardian Life and Park Avenue Securities since 2016. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with brokerage services, financial planning, and investment advisory programs using both proprietary and third-party models.

Christopher Hovey is a financial advisor at Commonwealth Financial Network with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Bank of America, Merrill, and Ball Financial Services Company. Hovey has been associated with Commonwealth Financial Network since 2017. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and operational support, allowing advisors discretion in portfolio construction alongside model portfolios managed by its Investment Management and Research team.

Li Li is a financial advisor at Transamerica Financial Advisors with 19 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Transamerica Financial Advisors since 2012. Outside of her advisory role, Li serves as Treasurer for the Youth Empowerment Support Foundation, a nonprofit focused on youth leadership training, and teaches language classes at the Andover Chinese School. Transamerica Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and corporations. The firm offers both advisory and broker‑dealer services, providing a range of investment programs and access to third‑party money managers through discretionary and non‑discretionary platforms.

Michael Merrick is a financial advisor at GWN Securities Inc. with 17 years of industry experience. He holds a Series 66 designation and has been with GWN Securities since 2015. Merrick is also licensed as a life insurance agent. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 client accounts and offers a range of investment programs, including traditional asset-allocation and legacy market-timing strategies.

Brad Champion is a financial advisor with Primerica Advisors, holding the ChFC® designation and a Series 66 license, and has 13 years of industry experience. He has worked with Park Avenue Securities and Guardian Life Insurance Company since 2012. Outside of his advisory role, he earns commissions from selling insurance products. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services, financial planning, and retirement-plan consulting. The firm employs a mix of proprietary and third-party investment strategies and supports various account-level services, including lending solutions and donor-advised funds.

Shavar Lazarus is a financial advisor at TIAA-CREF with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including J.P. Morgan Securities and Liberty Mutual. Prior to his advisory career, he served in the U.S. Army and spent several years at Bunker Hill Community College. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time financial planning and ongoing portfolio management within a fiduciary framework.

Robert Santamaria is a financial advisor at Beacon Pointe Advisors, LLC with seven years of industry experience. He holds a Series 66 designation and previously worked at Commonwealth Financial Network for eight years and WinterWyman for one year. Beacon Pointe Advisors provides wealth advisory, consulting, financial planning, and retirement-plan services to individual and institutional clients. The firm integrates active and passive investment strategies through a combination of in-house asset allocation modeling and third-party independent managers.

Patrick Healy is a CFP®-designated financial advisor with seven years of industry experience. He is currently with CWM, LLC and Carson Wealth, where he has worked since 2019. His prior experience includes roles at Northeast Planning Associates, Inc. and LPL Financial. Healy is also licensed to sell fixed insurance products including life, disability, annuities, and long-term care. CWM, LLC is an SEC-registered investment adviser that serves individuals, families, institutions, and corporations through a network of more than 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services, using a discretionary model portfolio approach overseen by an in-house Investment Committee and supported by third-party sub-advisors and technology tools.