Shannon Mc Ginnis is a financial advisor with Ameriprise Financial Services who holds Series 63 and Series 65 designations and has 30 years of industry experience. She has been with Ameriprise and its affiliates since 1996. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with written recommendations and ongoing advice. The firm’s approach incorporates proprietary research and third-party data, emphasizing asset allocation, withdrawal strategies, and Social Security claiming options.

Benjamin Johnson is a financial advisor with RBC Capital Markets in Minneapolis, MN, holding Series 63 and Series 66 licenses and six years of industry experience. He previously worked at U.S. Bancorp Investments, Inc. for six years and was involved with Shepherd of the Valley Lutheran Church for four years. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual and institutional investors, offering a range of advisory programs and portfolio management services tailored to clients’ risk profiles. The firm utilizes a combination of in-house and third-party investment managers and provides access to alternative investments, integrated lending, and cash-sweep arrangements.

Happy Perry is a Series 66-credentialed financial advisor with Ameriprise, based in New Brighton, MN, and has 18 years of industry experience. He has worked at Ameriprise and its affiliated firms since 2011. Outside of his advisory role, he owns and manages a rental property. Ameriprise serves individuals approaching or in retirement, offering retirement-income planning services that include written Recommendation Reports addressing income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and adaptive withdrawal advice, with a focus on assets held in Ameriprise-managed accounts.

Michael Nielsen is a financial advisor with Wells Fargo Clearing in Woodbury, MN, holding Series 63 and Series 65 licenses. He has two years of industry experience, including prior roles at Bank of America, Merrill, and Cbiz. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm includes insurance-related vehicles and bank deposit sweep options among its investment offerings, distinguishing it from many large institutional advisers.

William Creamer is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 31 years of industry experience. He has been with LPL Financial since 2010. Creamer serves as a co-trustee of a family trust for a relative, dedicating a portion of his time to this fiduciary role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

David Peterson is a financial advisor at Ameriprise with 20 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise and its affiliated firms since 2015. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver non-discretionary recommendations through a centralized consulting team, focusing on clients with Ameriprise-managed accounts.

Joshua Howard is a CFA® charterholder and holds a Series 66 license. He is currently with RBC Capital Markets, LLC and has prior experience at Bremer Bank and Royal Bank of Canada Global Asset Management. His background also includes a role with Edina Public Schools. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with tailored strategies using a combination of in-house and third-party investment managers and provides discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Jesse Modahl is a financial advisor with RBC Capital Markets, holding a Series 66 designation and eight years of industry experience. He has been with RBC Capital Markets since 2017 and previously worked for the State of Minnesota Department of Commerce for twelve years. He was formerly a 20% owner of an investment-related real estate business, Eight - Three Investments, LLC, which is in the process of winding down. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual, institutional, and charitable clients with a range of advisory programs and portfolio management services. The firm uses tailored investment strategies and offers access to both in-house and third-party managers, alongside various program features including tax management and responsible investing options.

Angosa Deressa is a CFP® credentialed financial advisor with three years of industry experience, currently affiliated with Wells Fargo Clearing in Minneapolis, MN. Prior to joining Wells Fargo, Deressa held roles at JPMorgan Chase Bank NA and J.P. Morgan Securities. Outside of financial services, Deressa was involved with East African Healing Services Inc. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Adam Garen Greenleaf is a Series 66-licensed financial advisor at Stifel with seven years of industry experience. He previously worked at RBC Capital Markets, LLC for seven years and holds roles supporting community organizations, including volunteer and board positions with a synagogue, a ritual bath organization, and the Minnesota Urban Debate League. Stifel serves a diverse client base including individuals, institutional clients, and nonprofits, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

James Granse is a financial advisor with Ameriprise in Minneapolis, MN, holding a Series 66 designation and 11 years of industry experience. He has worked with Ameriprise since 2013 and is also self-employed as an organic inspector. Granse serves as the treasurer on the board of the Devin Smith Scholarship Foundation and volunteers as an election judge for Hennepin County. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research-driven modeling, tax-efficient strategies, and personalized recommendations delivered through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Trent Lorenz is a financial advisor at RBC Capital Markets in Minneapolis, MN, holding a Series 66 designation with 20 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that combine discretionary and non-discretionary portfolio management with financial planning, employing both in-house and third-party managers to tailor investment strategies to clients’ risk profiles.

Jeremy Dobson is a financial advisor with Ameriprise, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise and its related entities since 2005. Dobson manages The Dobson Group, his own advising business, and serves as treasurer on the board of Boy Scouts of America Troop 9017. He is also involved in organic food certification audits for farms and processing facilities and acts as an assistant scoutmaster for Boy Scouts Troop 17. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm delivers these services through a centralized consulting team, emphasizing managed accounts and using algorithmic automation overseen by specialized committees.

John Barber is a financial advisor with RBC Capital Markets in Minneapolis, MN, holding a Series 66 designation and 12 years of industry experience. He has been with RBC Capital Markets since 2014. Outside of his advisory role, he owns and manages Innovative Court Reporters, a court reporting business. RBC Wealth Management serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and financial planning services, leveraging both in-house and third-party investment resources.

Kevin Sienko is a financial advisor at RBC Capital Markets with nine years of industry experience. He holds a Series 66 designation and has previously worked at City National Bank. He serves on the Board of Directors for Accord, a nonprofit organization focused on supporting individuals with distinct and unique needs. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs tailored to clients' risk profiles and employs both in-house and third-party managers to implement diversified investment strategies.

Paras Kumar is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and three years of industry experience. He has been with Wells Fargo Clearing since 2022 and has also worked at Wells Fargo Bank, N.A. since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s investment process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Matthew Beck is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at LPL Financial in St. Paul, MN. He previously worked at Ameriprise Financial Services, LLC and Ameriprise Financial Services, Inc. from 2009 to 2026. Outside of his advisory work, he is a soloist and engages in singing activities. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Jeffrey Lindell is a CFA® charterholder and holds a Series 66 license with 12 years of industry experience. He has been with Ameriprise since 2015, working at both Ameriprise Financial Services, Inc. and Ameriprise. Outside of his advisory role, he is a partner in a family investment involving farm land, where he assists with oversight of farming operations. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research and modeling with tax-efficient strategies. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Stephen Madsen is a CFP® with 35 years of experience in the financial services industry. He is currently with Cetera and has held roles at Cetera Wealth Services, LLC and Lake Elmo Bank, where he serves as Vice President of the Investment Department. Madsen is also an insurance agent licensed to sell life, health, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with multiple program structures, third-party manager options, and over $256 billion in assets under management.

Christopher Green is a Certified Financial Planner (CFP®) with 19 years of industry experience. He has worked at Ameriprise since 2017, including its affiliated entities, and previously spent 11 years with Axa Advisors, LLC. He is based in Golden Valley, MN. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria, offering tailored Recommendation Reports that address income, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools overseen by specialized committees to deliver these services, focusing on assets held in Ameriprise-managed accounts.