Julie Greenberg is a financial advisor at RBC Capital Markets with 30 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at RBC Capital Markets since 2020, following six years at LPL Financial. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers a variety of advisory programs with tailored investment strategies implemented through both in-house and third-party managers.

Candido Palomarez III is a financial advisor at OSAIC with 32 years of industry experience. He holds a Series 63 designation and previously worked at Woodbury Financial for 20 years. Outside of his advisory role, he manages a family financial affairs power of attorney and owns a DBA, Candido, Inc. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, and charitable organizations, offering integrated brokerage and advisory services through a large network of advisers and multiple platforms. The firm utilizes asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios that can include a range of investment products managed on discretionary or non-discretionary bases.

Mary Monahan is a CFP® certificant with 25 years of industry experience. She currently works at OSAIC, having joined in 2023 after 22 years with FSC Securities Corporation. Outside of her advisory role, she owns Monahan Asset Management Inc., which sells life insurance and annuity products. OSAIC serves a diverse client base including individual and institutional investors, providing integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios that may include a wide range of investment products.

Mike Senechal is a financial advisor at OSAIC with 12 years of industry experience. He holds a Series 66 designation and has worked with firms including Securities America Advisors and Securian Financial Advisors. In addition to his advisory role, Senechal serves as a trust officer and is involved with Bravera Wealth Planning + Investing. OSAIC serves a diverse client base ranging from individual investors to institutions, offering a range of integrated brokerage and advisory services supported by multiple platforms and third-party solutions. The firm employs various portfolio construction tools and manages accounts on discretionary and non-discretionary bases.

Joseph Lipovetz is a financial advisor at Wells Fargo Clearing in Hopkins, MN, holding Series 65 and Series 63 licenses. He has been with Wells Fargo Clearing since 2026 and previously worked at Wells Fargo Bank, nA from 2024 to 2026. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Heidi Droel is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. She has worked with multiple firms including CSP & Associates Inc and Principal Securities Inc. Outside of her advisory roles, she serves as an accountant for Dragon Door Publications, a fitness-related publishing company. Cetera Investment Advisers LLC is an SEC-registered firm that supports over 10,000 independent advisors and serves a diverse clientele ranging from individuals to institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment managers.

Casey Kreatz is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation and Series 63 license, with 19 years of industry experience. He has worked with Mass Mutual and its affiliates since 2016 and previously spent 11 years at Metlife Securities, Inc. Casey is also the owner of Kreatz Financial Group, LLC, a legal entity established for business purposes. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, emphasizing collaborative, goal-oriented planning and event-driven services such as divorce and estate settlement planning.

Ryan Voxland is a CFP® professional with 20 years of industry experience, currently serving at Wells Fargo Advisors since 2021. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC, accumulating 12 years of experience within the Wells Fargo organization. Voxland is involved with BSV Financial Partners, LLC and RAV, LLC, both investment-related ventures based in Wayzata, MN, in which he holds ownership stakes. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services supported by Wells Fargo research and tools, with clients able to implement recommendations through optional brokerage or advisory programs.

Anthony Gleason is a financial advisor at MassMutual Investors Services with 32 years of industry experience. He holds the Series 63 designation and has worked at MML Investors Services, Inc. since 1994 and Mass Mutual Life Insurance Company since 1991. Outside of advising, he is involved in life and health insurance sales and owns a property management business. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, goal-focused planning without discretionary investment authority.

Hope Burns is a financial advisor at Merrill with nine years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Wells Fargo in various roles from 2012 to 2020. Outside of her advisory work, she is involved in several business ventures, including owning InstaGlam LLC, which markets retail clothing and jewelry online, working as a fashion stylist for the Cabi clothing line, and managing bookings through HB Holding Ventures LLC. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors. The firm leverages Bank of America’s broader platform to provide access to a wide range of investment products and services.

Erin Theisen is a financial advisor with UBS Financial Services in Mound, MN. She holds a Series 66 designation and has 19 years of experience in the industry, all of which have been with UBS Financial Services since 2007. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Zachary Schlegel is a CFP® with eight years of industry experience. He is currently with OSAIC and previously worked at Northwestern Mutual Wealth Management Company and related entities. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, utilizing asset-allocation tools and automated rebalancing to construct diversified portfolios.

William Hanson is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and no prior industry experience. His work history includes roles at MassMutual Life Insurance Company, MML Investor Services, LLC, ADM, and Northwestern Mutual Investment Management. He also has teaching experience at the University of St. Thomas, Edina High School, and Valley View Middle School. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved software tools and offers specialized event-driven planning programs.

Izaak Herrera is a financial advisor at Charles Schwab with Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at Fidelity Investments and service in the Minnesota Army National Guard. Herrera has also been involved with the YMCA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through Schwab Wealth Advisory, offering a mix of non-discretionary and discretionary investment services supported by multi-asset model portfolios and a centralized operational structure.

Lucas Hemling is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Thrivent Financial, Commonwealth Financial Network, and Wells Fargo Advisors. Hemling is based in Wayzata, MN. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning using firm-approved tools and structured discovery conversations.

Nicole Middendorf is a financial advisor with Raymond James Financial Services Advisors Inc. with 27 years of industry experience. She previously worked at LPL Financial from 2003 to 2017 before joining Raymond James in 2017. Middendorf is an author and media proprietor who produces financial coaching content and motivational materials, and she is also president of The Live It List Foundation, a nonprofit organization. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and state and municipal government entities. The firm offers tailored, non-discretionary advisory solutions supported by resources across public finance and institutional fiduciary services.

Andrew Gerling is a financial advisor at Thrivent Investment Management with 25 years of industry experience. He holds the ChFC® designation as well as Series 63 and 66 licenses and has been with Thrivent Financial for Lutherans since 2002. Outside of his advisory role, Gerling is an on-call firefighter for the City of Golden Valley, a scuba diving instructor, a prize chairman for the Ducks Unlimited Lake Minnetonka Chapter, and a seaplane pilot for Adventure Seaplanes. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through its network of financial advisors. The firm offers goal-based planning analyses across a broad range of topics, delivering written recommendations without implementation, and allows clients to combine planning with managed-account services under a consolidated billing option.

Paul Johnson is a Series 66-licensed financial advisor with Wells Fargo Clearing in Wayzata, MN, and has 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Stuart Larsen is a financial advisor at OSAIC with 37 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisors, LPL Financial, and National Planning Corporation. Outside of finance, he is a sailing instructor and owns a music recording studio. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a broad network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, and access to various managed account solutions.

Grant Piller is a CFP® with 18 years of experience, currently serving at Mass Mutual Investors Services since 2017. His prior experience includes roles at MetLife Securities Inc. and MassMutual Life Insurance Co. Outside of his advisory work, he is president of PFG Aspire LLC, where he oversees operations, marketing, and business development. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach includes annual collaborative financial planning engagements using firm-approved analytical tools and offers additional services such as wrap programs, money-manager programs, and educational seminars.