Al Elnasser is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 30 years of industry experience. His career includes several roles at First Allied Advisory Services and related firms before joining Cetera. Outside of his advisory work, he owns a real estate business. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with various program options.

Mark Baccaglini is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 19 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2007. Outside of his advisory role, he serves as Vice President of the Morristown Area Little League, where he helps organize and coordinate baseball and softball programs for local youth. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering comprehensive planning on topics such as retirement, estate, tax, and special needs planning without including implementation. The firm emphasizes holistic, goal-based analyses and separates planning services from managed-account programs.

Jerryann Gober is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. She has been with Morgan Stanley since 2009. Outside of her advisory role, she is involved in publishing and recreation through projects focused on guided meditations, including "Mindful Unapologetically: Guided Meditations for Black Women Discovering Rest." Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and investment models.

Gary Zampella is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. He has worked at Wells Fargo Bank and Wells Fargo Clearing Services since 2022, and previously spent ten years with TD Bank, N.A. and TD Private Client Wealth LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Joseph Bonadeo is a financial advisor at Edward Jones with 31 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Edward Jones in 2017, he worked at Charles Schwab and Charles Schwab Bank from 1999 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Marky Picard is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 15 years of industry experience. He has worked with Wells Fargo Bank N.A. since 2005 and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Joseph Giaimo is a financial advisor with J.P. Morgan Securities in Morristown, NJ, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Fedway Associates and the Rutgers University Foundation. He is employed by both JPMorgan Securities and JPMorgan Bank, enabling him to offer a range of banking products alongside investment services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to develop model asset allocations and offers capabilities in derivatives and commodities through various regulatory registrations.

Douglas Osher is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked with Wells Fargo Clearing for nine years before joining Wells Fargo Advisors. Osher also owns Essex Wealth Partners LLC, a financial services business based in Verona, NJ. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad planning menu and uses proprietary research and tools to deliver tailored recommendations, supporting clients with various complex financial needs.

Alexandre Gomes is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds a Series 66 designation and has worked at firms including Edward Jones, PNC Investments LLC, and The Prudential Insurance Company of America. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, serving as an ERISA fiduciary and offering discretionary plan-level investment management options.

Eileen Kain is a financial advisor with Raymond James Financial, holding a Series 66 designation and 25 years of industry experience. Her prior roles include positions at Morgan Stanley, M.S. Howells & Co, and Montgomery Wealth Management. She is also involved with 1792 Wealth Advisors, where she contributes to investment research and portfolio management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and employs analytical tools to support client goals, while also maintaining specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Jon Wohlgemuth is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over 29 years of experience in the financial services industry, with a background in investment banking and trading. This experience allows him to provide a customized approach to investing and risk management for his clients. Jon holds the professional designations of Chartered Retirement Planning Counselor (CRPC) from the College for Financial Planning Institutes Corp and Personal Investment Advisor (PIA). He earned his high school diploma from Glen Ridge High School and a bachelor's degree from Montclair State University. He currently resides in North Caldwell, NJ, with his wife Tara and their children, Jack and Kate.

Dante Zicarelli is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and three years of industry experience. He has previously worked with M Holdings Securities, Inc., and has experience in both academic and entrepreneurial roles, including positions at Ramapo College of New Jersey and as an owner of Little Italy Pizza. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients, utilizing tailored, non-discretionary planning and analytical tools. The firm supports a large advisor network and offers specialized programs including municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Nicholas Klein is a Planning Consultant at Fidelity Investments, where he works with individuals and their families to develop comprehensive financial plans. In his role, he focuses on building trusting relationships and understanding clients' personal and financial goals to create tailored strategies. Prior to his current position, Nicholas served as a Relationship Manager at Fidelity Investments from 2024 to 2026 and as a Financial Representative from 2023 to 2024. Through these roles, he has gained experience in financial planning and client relationship management. Further details on his education, credentials, and personal interests have not been provided.

Christopher Mccarthy is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds the Series 66 designation and has worked with Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that incorporates a structured discovery process and firm-approved planning tools.

Vladimir Mindel is a financial advisor at RBC Capital Markets with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at RBC since 2009, currently also affiliated with City National Bank. Outside of his advisory role, he officiates high school fencing tournaments in New Jersey as an independent consultant. RBC Wealth Management serves a diverse client base, including individuals, institutions, and charitable organizations, offering customized portfolio management and financial planning through various advisory programs. The firm utilizes a combination of in-house and third-party investment managers and provides options such as tax management and responsible investing tailored to client risk profiles.

Dennis Oconnor is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Wells Fargo Advisors since 2012. Oconnor is also associated with Investment Strategies Group, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning solutions, from retirement and education to specialized areas like business-owner transition and special-needs analysis, using proprietary research and tools to tailor client recommendations.

Robert Torcivia is a financial advisor at Morgan Stanley in Morristown, NJ, with 31 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services under both individual and corporate financial planning agreements.

Jacob Woody is a financial advisor at RBC Capital Markets in Florham Park, NJ. He holds Series 63 and Series 65 licenses and has experience working with firms including Fountainhead Advisors and Charles Schwab. His career background also includes roles outside traditional finance such as at Orangetheory Fitness and involvement with the Campaign For Working Families. RBC Wealth Management serves a diverse client base, including individual investors, institutions, and charitable organizations. The firm offers a variety of advisory programs with customizable investment strategies and integrates in‑house and third‑party managers to meet client-specific needs.

Rachel Borriello is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and nine years of industry experience. Her prior work includes roles at National Securities Corporation and Fidelity Brokerage Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative and algorithmic methods, and it holds distinctive registrations such as a CFTC commodity pool operator license.

Katherine Schneider is a CFP®-certified financial advisor with 24 years of industry experience. She is currently with Cetera Wealth Services, LLC and Cetera, having joined in 2025. Prior to this, Katherine worked at Avantax and has additional experience with tax and CPA firms, including her own tax practice where she prepares tax returns and provides tax planning for individual, trust, and business clients. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary strategies.