Lawrence Lawson is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 66 licenses and bringing 45 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. from 2016 to 2020. Outside his advisory role, Lawson serves as chairman of the Fredon Township Environmental Commission and president of the Fredon Volunteer Fire Company, as well as acting as a charter organization representative for a local scout troop. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its Ameriprise Premier Retirement Income service that provides retirement income planning focused on dependable income and tax-aware withdrawal strategies.

John Bertolini is a financial advisor with LPL Financial in Westfield, NJ, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. His prior roles include positions at Royal Alliance and The Prudential Insurance Company of America. He is also employed at Westfield CPAs, where he provides investment-related services outside of his advisory role. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Michael Stickler is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including time at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he also performs notary services as an independent contractor. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning arrangements.

Michael Bianco is a financial advisor at Edward Jones in Chatham, NJ, holding a Series 66 designation with nine years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Renee Wainberg is a financial advisor with Morgan Stanley in Short Hills, NJ, holding Series 63 and Series 66 licenses with 13 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney since 2014. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques such as Monte Carlo simulations in its financial planning process.

Douglas Phillips is a financial advisor at Cetera with 19 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Cetera and its affiliated entities since 2019. Prior to that, he was employed at Foresters Financial and its advisory subsidiaries from 2011 to 2019. Cetera Investment Advisers LLC distributes its services through a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Mark Franciotti Jr. is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services Inc. for 12 years before joining Wells Fargo in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Duncan Roberts is a financial advisor at Edward Jones in Basking Ridge, NJ, holding a Series 66 designation. He has one year of industry experience and previously worked at Brookfield Properties and KPMG LLP. Prior to his financial career, he was involved in various roles including at Clemson University Intramural Sports and Fiddlers Elbow Country Club. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Daniel Sopher is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with LPL Financial and has worked previously at Kestra Advisory and Kestra Investment Services. His business activities include operating Sopher Financial Group as a DBA for his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides financial planning, various advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Brett Basarab is a financial advisor at Equitable Advisors with Series 66 registration and one year of industry experience. His background includes various roles before joining the firm in 2026, including positions at Meadowbrook Country Day Camp and Cedar Hill Golf and Country Club. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through a model that emphasizes LPL-sponsored programs and third-party managers, offering both discretionary and non-discretionary investment solutions.

Donald Marvel is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has been with Equitable Advisors since 1999 and was previously associated with Axa Advisors, LLC. Equitable Advisors serves a wide range of clients, including individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm offers financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers, utilizing a hybrid referral and implementation model.

Silvio Marin is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2016, following roles at Wells Fargo Advisors, LLC and Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Karen Fernandini is a financial advisor at Wells Fargo Advisors with 17 years of industry experience. She has been with Wells Fargo in various capacities since 2009, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, with planning engagements typically delivered as discrete projects rather than ongoing advice.

Christopher Martino is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 12 years of industry experience. His career includes roles at Citizens Securities, Cetera, INVEST Financial Corporation, and Investor's Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy preparation, performance reporting, participant education, and discretionary investment management. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Michele Cerrato Mannino is a Wealth Management Advisor with Merrill Lynch Wealth Management, holding the position of Senior Vice President. With over 30 years of experience in the financial industry, she specializes in serving high-net-worth individuals, corporations, foundations, and pension accounts. Michele’s expertise includes portfolio management, philanthropic planning, family wealth management strategies, corporate executive services, retirement planning, and college education planning. She is a qualified Senior Portfolio Advisor who guides clients through personalized strategies incorporating Merrill or approved third-party investment managers' offerings to help achieve both short- and long-term financial goals. Michele holds a Bachelor of Science degree in Administrative Sciences from Montclair State University and an MBA in Corporate Finance from Monmouth University. She has earned the Personal Investment Advisor (PIA) designation and focuses on a goals-based wealth management approach to address complex financial needs. Michele often collaborates with a team of Merrill specialists, particularly for retirement and estate planning matters. Since November 2021, she has worked alongside her son, Christopher, a CERTIFIED FINANCIAL PLANNER® professional, enhancing her practice through their partnership. Outside of her professional work, Michele is an active community member, having served as a board member of the League of Women Voters. She is also a catechist at the Church of St. Helen in Westfield, New Jersey, where she resides with her husband, Steve. Michele’s personal interests include cooking, reading, sewing, tennis, watching movies, and spending time with her family.

Pigine Kalemba is a Financial Consultant at Fidelity Investments, where she partners with clients to understand their goals, co-create financial plans, and identify investment strategies tailored to their unique needs and preferences. She has been with Fidelity Investments since 2019, serving in various roles including Planning Consultant, Investment Consultant, and Relationship Manager. Prior to joining Fidelity Investments, Pigine worked as an Estate & Inheritance Financial Adviser at Merrill Lynch from 2017 to 2019, a Business Banker at JP Morgan Chase from 2014 to 2017, and as an Agent at New York Life Insurance Company from 2013 to 2014. Her professional experience spans financial consulting, investment advice, estate planning, and banking. Outside of her professional work, Pigine enjoys family activities, playing musical instruments, spending time at the lake, outdoor adventures, singing, and caring for pets.

Thomas Cooper is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has previously worked at firms including KPMG, Joe Pops, and Barclays. Outside of his advisory role, Cooper is employed by KPMG in a non-investment-related capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Eric Ebisch is a financial advisor with Equitable Advisors, holding a Series 66 designation and beginning his industry career in 2026. Prior to his role at Equitable Advisors, he held various positions including work with Johnston & Murphy, R.I.C.H. Planning, and involvement with the United Way of Passaic County. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charitable organizations, and institutions, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, leveraging a delivery model that includes LPL-sponsored programs and endorsed third-party managers.

Earl Mckenzie is a CFP® with 43 years of industry experience, currently serving at Cetera since 2023. He previously worked at Cetera Wealth Services, LLC beginning in 2013. Outside of his advisory role, Mckenzie acts as an insurance agent offering fixed life, health, disability, annuities, and long-term care products, and serves as a volunteer member on the Monmouth County District Fee Arbitration Committee reviewing legal fee arbitration complaints. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse portfolio management options, including model portfolios, third-party managers, and bespoke strategies, managing over $256 billion in assets across more than 10,000 advisors.

Robert Cianci is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisors and Securities America Inc for 14 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and technology-driven strategies.