Timothy Donnelly is a financial advisor at UBS Financial Services with 44 years of industry experience. He has been with UBS since 1999 and holds Series 63 and Series 65 credentials. Outside of his advisory role, he serves as President and a board member of the Wildwood Golf and Country Club and participates on the board of Shore Club LLC, a golf course and clubhouse partnership. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and access to proprietary research to tailor client investment strategies.

Daniel Sopher is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with LPL Financial and has worked previously at Kestra Advisory and Kestra Investment Services. His business activities include operating Sopher Financial Group as a DBA for his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides financial planning, various advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Michael Manheim is a financial advisor at Wells Fargo Clearing with 51 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within its investment menus.

Brett Basarab is a financial advisor at Equitable Advisors with Series 66 registration and one year of industry experience. His background includes various roles before joining the firm in 2026, including positions at Meadowbrook Country Day Camp and Cedar Hill Golf and Country Club. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through a model that emphasizes LPL-sponsored programs and third-party managers, offering both discretionary and non-discretionary investment solutions.

Jeffrey Kroll is a financial advisor with Wells Fargo Clearing, holding 56 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Michele Cerrato Mannino is a Wealth Management Advisor with Merrill Lynch Wealth Management, holding the position of Senior Vice President. With over 30 years of experience in the financial industry, she specializes in serving high-net-worth individuals, corporations, foundations, and pension accounts. Michele’s expertise includes portfolio management, philanthropic planning, family wealth management strategies, corporate executive services, retirement planning, and college education planning. She is a qualified Senior Portfolio Advisor who guides clients through personalized strategies incorporating Merrill or approved third-party investment managers' offerings to help achieve both short- and long-term financial goals. Michele holds a Bachelor of Science degree in Administrative Sciences from Montclair State University and an MBA in Corporate Finance from Monmouth University. She has earned the Personal Investment Advisor (PIA) designation and focuses on a goals-based wealth management approach to address complex financial needs. Michele often collaborates with a team of Merrill specialists, particularly for retirement and estate planning matters. Since November 2021, she has worked alongside her son, Christopher, a CERTIFIED FINANCIAL PLANNER® professional, enhancing her practice through their partnership. Outside of her professional work, Michele is an active community member, having served as a board member of the League of Women Voters. She is also a catechist at the Church of St. Helen in Westfield, New Jersey, where she resides with her husband, Steve. Michele’s personal interests include cooking, reading, sewing, tennis, watching movies, and spending time with her family.

Thomas Cooper is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has previously worked at firms including KPMG, Joe Pops, and Barclays. Outside of his advisory role, Cooper is employed by KPMG in a non-investment-related capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Eric Ebisch is a financial advisor with Equitable Advisors, holding a Series 66 designation and beginning his industry career in 2026. Prior to his role at Equitable Advisors, he held various positions including work with Johnston & Murphy, R.I.C.H. Planning, and involvement with the United Way of Passaic County. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charitable organizations, and institutions, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, leveraging a delivery model that includes LPL-sponsored programs and endorsed third-party managers.

Earl Mckenzie is a CFP® with 43 years of industry experience, currently serving at Cetera since 2023. He previously worked at Cetera Wealth Services, LLC beginning in 2013. Outside of his advisory role, Mckenzie acts as an insurance agent offering fixed life, health, disability, annuities, and long-term care products, and serves as a volunteer member on the Monmouth County District Fee Arbitration Committee reviewing legal fee arbitration complaints. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse portfolio management options, including model portfolios, third-party managers, and bespoke strategies, managing over $256 billion in assets across more than 10,000 advisors.

Connie Joyce is a financial advisor at Morgan Stanley with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Smith Barney since 2009 and Citigroup Global Markets since 2005. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and various analytical tools, focusing on advisory services without providing individual security recommendations as part of standalone financial plans.

Karen Cardenas is a financial advisor at Merrill with Series 65 and Series 63 licenses and six years of industry experience. She has previously worked at firms including Morgan Stanley, Charles Schwab, Citigroup, JPMorgan, and Baruch College Weissman Graduate Studies. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Robert Cianci is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisors and Securities America Inc for 14 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and technology-driven strategies.

Anthony Soeira is a financial advisor with LPL Financial and holds Series 63 and Series 65 designations. He has nine years of industry experience and has previously worked at Santander Securities, LLC, and Santander Bank, NA. He is also associated with M&T Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and diverse investment strategies.

Wayne Sholk is a financial advisor with Raymond James Financial Services Advisors Inc., holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Raymond James since 2015. Outside of his advisory role, he manages a support company he owns. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports municipal and public finance work through a municipal advisor affiliation.

Harold Eylward is a financial advisor at Cetera with 28 years of industry experience and holds a Series 63 designation. He has worked at multiple firms including Avantax Insurance Agency, Avantax Investment Services, and McPyel Associates LLC. Outside of advising, he is president of M.C.P.Y.E.L. Association Inc., a tax preparation and accounting business. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform that includes both affiliated and third-party managers.

Saidur Rahman is a financial advisor with LPL Financial in Brooklyn, NY, holding a Series 63 designation and 22 years of industry experience. He has worked at LPL Financial since 2015 and concurrently holds a role at Webster Bank since 2021. Outside of his advisory work, he is also involved with Paramount, an unrelated business based in Brooklyn. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from LPL and third-party subadvisors.

Oksana Flaks is a financial advisor at LPL Enterprise with six years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Prior to her financial services career, she was engaged in homemaking for six years. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products.

Anand Dookie is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. He has worked at LPL Financial since 2016 and concurrently with Fogel Neale Partners since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary portfolio management supported by research and model portfolios.

Ilka Kapedani is a financial advisor at J.P. Morgan Securities with five years of industry experience. She has held positions at J.P. Morgan Securities since 2021 and previously worked at JPMorgan Chase Bank, N.A. from 2018 to 2021. Before entering the financial sector, she worked at Avon Cosmetics Albania SHPK for eight years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, employing a process that combines quantitative asset-allocation modeling with centralized due diligence. The firm emphasizes a non-discretionary approach and incorporates an ESG eligibility framework when recommending investment strategies.

Thomas Sylvestro is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including LPL Enterprise, Pruco Securities LLC, The Prudential Insurance Company of America, GWN Securities, Royal Alliance, and National Planning Corporation. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.