Kyle Lukaszewicz is a financial advisor at Osaic Wealth with 19 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining Osaic in 2024, Kyle worked for American Portfolios Financial Services, Inc. for six years. Outside of advisory work, he serves as Vice President of Northeast Risk Management Group, focusing on insurance and annuity sales, and is involved in estate administration paperwork. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment approach with portfolio optimization tools and provides access to third-party managers and proprietary strategies.

Anthony Del Prete is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. He has worked at several firms, including Kovack Advisors and TD Tax & Financial Solutions. He is the owner of Legacy Tax Specialist, Inc., where he prepares and advises clients on their taxes. Mass Mutual Investors Services provides financial planning and investment advisory services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers asset management, wrap programs, money-manager programs, and educational seminars, structuring planning engagements as collaborative, annual relationships using firm-approved analytical tools.

Caitlin Chen is a CFP® with 28 years of experience in financial advising, currently with Edelman Financial Engines. Her work history includes positions at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services LLC dating back to 2010. Edelman Financial Engines offers technology-driven investment advisory and financial planning services to individuals, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, managing diversified portfolios with a long-term focus and serving approximately 477,000 clients across various account types.

Wei Xia is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and with four years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Wei worked at TD Bank N.A. for six years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting.

Todd Shaw is a financial advisor at Morgan Stanley with 37 years of industry experience. He has held various roles within Morgan Stanley since 2008 and has also worked at UBS Financial Services. Outside of his advisory work, he serves as a director of a cancer research and treatment fund. Morgan Stanley Wealth Management provides investment advisory and brokerage services to individuals and institutions, offering tailored financial planning through a structured process supported by advanced modeling tools.

Michael Hirson is a financial advisor at LPL Enterprise with 18 years of industry experience. He holds the Series 66 designation and previously worked at Mass Mutual Investors Services, MassMutual Life Insurance Company, and Metlife Securities Trading. Outside of his role at LPL, he is involved with Legacy Advisors Financial Group, serving as an investment advisor and registered representative. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm uses model-driven investment implementation and offers access to third-party asset managers, financial planning, and a wrap program called Model Wealth Portfolios.

Katherine Rogers is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2023. Prior to this, she worked for 22 years at a firm not specified in the available data. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenarios to assist clients in financial decision-making.

Christopher Ferrara is a financial advisor at LPL Enterprise with one year of industry experience. He holds the Series 66 designation and has held various roles in businesses including ValidProducts and Gabrielli Truck Sales. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists, and offers access to financial planning, third-party asset managers, and insurance products through affiliated entities.

Michael Cischke is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. With 34 years in the financial industry, including 19 years with Bank of America and Merrill Lynch, he offers extensive experience in wealth management. His professional roles also include Portfolio Manager, demonstrating a comprehensive understanding of investment services. Michael specializes in creating flexible and personalized wealth management strategies tailored to the unique needs and financial situations of his clients. His areas of focus include college education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, and serving clients in sports and entertainment. He integrates the investment insights of Merrill Lynch and the banking and lending solutions of Bank of America to address various aspects of his clients' financial lives. He holds a bachelor's degree from Michigan State University and has earned several professional designations, including Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), and Personal Investment Advisor (PIA). Outside of his professional work, Michael is involved with the organization Feeding South Florida and has personal interests in football, golfing, ice hockey, and skiing.

Joseph Bucci is a Financial Advisor with Merrill Lynch Wealth Management who assists clients in achieving their long-term financial objectives through personalized planning, proactive guidance, and ongoing support. He works with individuals, families, and business owners to build and manage wealth while addressing broader financial needs throughout their lives and businesses. His approach includes support for everyday financial decisions as well as complex matters such as financing business or real estate opportunities, pursuing growth capital, or preparing for significant liquidity events. Mr. Bucci integrates a comprehensive strategy by leveraging the broader capabilities of Merrill and Bank of America, including access to specialists in banking, credit, home financing, and small business solutions. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His educational background includes a bachelor's degree from Gannon University and a high school diploma from Cathedral Preparatory School. Outside of his professional role, Joseph Bucci enjoys various sports and recreational activities, including basketball, football, golf, fishing, ice hockey, skiing, bowling, adventure sports, hunting, and music. He is a dedicated fan of the Pittsburgh Steelers and Ohio State Buckeyes and values connecting with others through sports and community involvement.

Raffaele Degruttola is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in wealth management planning and corporate retirement services. Since becoming a financial advisor in 2004, he has focused on providing tailored financial plans that align with clients' financial needs, objectives, and risk tolerance. Before entering the financial industry, Raffaele was a teacher, a background that enhances his ability to clearly explain financial concepts to plan administrators and participants. He holds multiple professional designations, including Chartered Retirement Planning Counselor (CRPC), Certified 401(k) Professional (C(k)P®), Certified Plan Fiduciary Advisor (CPFA®), Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), Personal Investment Advisor (PIA), and is recognized as a Retirement Benefits Consultant (RBC). These credentials support his expertise in assisting corporate retirement plans with investment management, employee education, and ERISA fiduciary responsibilities. Raffaele earned his Bachelor of Arts degree from the University of Colorado and currently lives in Nassau County with his wife and two daughters.

William Hytner is a financial advisor with Osaic, holding the CFP® designation and securities licenses Series 63 and 65, with 32 years of industry experience. His previous roles include positions at Royal Alliance from 2017 and National Planning Corporation from 2003 to 2017. He is also the owner of Wealth Preservation Group, a sole proprietorship focusing on financial, estate, and investment planning. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform that offers brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, with discretionary management options and access to alternative investments via third-party platforms.

Kellie Conway is a financial advisor at Morgan Stanley in Garden City, NY, holding a Series 66 designation with 15 years of industry experience. She has been with Morgan Stanley since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, with approximately $2.74 trillion in client assets under management. The firm provides tailored financial planning and utilizes firm-approved tools and modeling techniques to support its clients' financial goals.

James Ng is a financial advisor with Wells Fargo Advisors in Long Beach, NY, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory role, he is a partner in his wife's speech therapy business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment strategies, using proprietary research and tools to develop tailored recommendations for clients who meet a net-worth threshold.

Dawn West is a financial advisor with LPL Financial, holding Series 63, 65, and 66 designations and 22 years of industry experience. She has worked with LPL Financial since 2016 and previously was with Capital One Advisors and Capital One Financial Advisors from 2011 to 2016. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with a focus on leveraging research and technology to support its network of more than 22,800 advisors.

Spencer Youngman serves as Vice President, Executive Planning Consultant at Fidelity Investments, a role he has held since 2026. In this capacity, he partners with executives to assist them in understanding their employer benefits and developing financial plans aligned with their goals. His approach focuses on consultative support to help clients make informed decisions and build strong relationships with Fidelity. Spencer's professional experience includes serving as Vice President, Financial Consultant at Fidelity Investments from 2023 to 2026, and as a Financial Consultant at the same firm from 2020 to 2023. Prior to joining Fidelity, he worked at Vanguard where he held roles including Financial Advisor (2017-2020), Brokerage Sales Associate (2016-2017), and Client Relationship Associate (2015-2016). Outside of his professional activities, Spencer has interests in baseball, beach, cooking and baking, golf, reading, and traveling.

Robert Goldberg is a financial advisor at Morgan Stanley with one year of industry experience and holds a Series 66 designation. Prior to joining Morgan Stanley, he worked at The Disability Opportunity Fund for four years and has a background involving roles at Indiana University and Lynbrook High School. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, employing structured financial planning tools and offering services that include tailored financial planning and estate strategies.

Douglas Kosar is a financial advisor with Morgan Stanley in Garden City, NY, holding a Series 63 designation and 28 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he owns a rental property in Glen Cove, NY. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides financial planning and advisory services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and investment committee analyses to support tailored financial plans.

Carlo Nerko is a financial professional with 16 years of industry experience currently affiliated with Cetera. He holds a Series 63 designation and has owned and operated several businesses, including Nerko Group LLC, which provides tax and accounting services, and Round of Applause, LLC, a wine sales enterprise. He also serves as owner and financial professional at Okren Advisors, LLC. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management, financial planning, and consulting services through a large nationwide network of independent advisors and operates a multi-manager platform with access to affiliated and third-party managers.

Andres Libreros is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes roles at Citigroup/Citibank and TIAA, as well as previous positions within JPMorgan Chase Bank and J.P. Morgan Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their non-discretionary program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.