Christopher Scott is a financial advisor at Raymond James & Associates with 26 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America and Merrill Lynch. Raymond James & Associates, Inc. is a large dual-registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Sean Mac Donald is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. His prior roles include positions at M&T Bank and Equitable Advisors, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by proprietary research and third-party subadvisors.

Richard Hillman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Mr. Hillman earned a Bachelor's Degree from Princeton University. His credentials reflect his expertise in financial planning and investment advisory.

Thomas Huebsch Jr. is a financial advisor at Primerica Advisors with 18 years of industry experience. He holds a Series 63 designation and has worked with Primerica Financial Services and PFS Investments Inc. since 2006 and 2007, respectively. Outside of finance, he is involved with the Major Arena Soccer League since 2025. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which serves individual and high-net-worth clients with model-delivery strategies and selectively managed account options under a wrap-fee structure. The firm utilizes third-party asset managers and implements models via BNY Mellon Advisors, focusing on percentage-based fees and ongoing oversight.

Kristopher Reumann is a financial advisor with Merrill in Buffalo, NY, holding a Series 66 designation and seven years of industry experience. He has been with Merrill and Bank of America since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs model-based and discretionary strategies developed by internal and third-party managers and provides trading, account administration, and custody support.

Robert Jellinick is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over 30 years of experience within the financial services industry, having begun his career with Merrill Lynch in 2000. Robert specializes in areas including divorce transition planning, family wealth management strategies, legacy planning, portfolio management services, socially responsible and ESG investing, tax minimization, and services for endowments, foundations, and non-profits. Robert holds a bachelor's degree in Business and Marketing from Niagara University, earned in 1987. He carries professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Raised in Western New York, Robert resides in Clarence with his wife Daylan and their four children. He serves on several non-profit boards within the community. His personal interests include fishing, golfing, and spending time with his family.

Derek Reinhold is a Series 66 licensed financial advisor with UBS Financial Services in Buffalo, NY, where he has worked since 2013. He has 18 years of industry experience. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor investment strategies.

Jacob Erenstoft is a financial advisor at Equitable Advisors with 10 years of industry experience. He holds Series 63 and Series 66 registrations and has worked at Equitable Advisors since 2016, including a prior role at Axa Advisors. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and broker-dealer.

Anthony Pandolfi is a financial advisor with Raymond James Financial in Buffalo, NY, holding a Series 66 designation and 22 years of industry experience. His career includes 13 years at UBS Financial Services Inc. Prior to his current role, he was affiliated with Crux Wealth Advisors LLC. Outside of advising, he owns Grand Cru Consulting, a wine and spirits consulting business serving restaurants. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, institutions, and charitable organizations. The firm uses analytical tools tailored to client goals and offers advisory programs alongside institutional consulting and portfolio management.

Cara Safy is a financial advisor with Wells Fargo Clearing, holding Series 66 and Series 63 licenses and bringing 12 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC, and Wells Fargo Bank, N.A. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Dawn Maher is a financial advisor with Raymond James Financial, holding a Series 63 designation and bringing 14 years of industry experience. She has worked at Raymond James Financial Services since 2012 and is also an associate at Scheff Liddell Wealth Group in Clarence, NY. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Raymond Pavicich is a financial advisor with Mass Mutual Investors Services in East Aurora, NY, holding a Series 66 designation and 17 years of industry experience. He has been with Mass Mutual Investors Services since 2012 and with Massachusetts Mutual Life Insurance Company since 2011. In addition to his advisory role, he consults with financial advisors through Mindshift Financial Coaching, focusing on building planning-centered practices. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning, asset management, and educational services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures planning as annual, collaborative relationships and offers specialized programs such as divorce planning, estate settlement, and employer-sponsored planning.

Ann Nicholson Wright is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been with the firm since 1984, providing financial advisory services to clients. Ann holds the CERTIFIED FINANCIAL PLANNER™ (CFP) designation and is also recognized as a Personal Investment Advisor (PIA). She graduated from Colgate University with a bachelor's degree in Mathematics. Ann specializes in Goals Based Wealth Management, focusing on individualized financial planning through ongoing conversations tailored to each client's needs. Her areas of expertise include individual wealth management as well as business retirement planning, offering services for 401(k) and profit sharing plans.

Robert Ellis is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. His prior roles include positions at Robert J. Ellis Financial Advisors, LLC and Crux Wealth Advisors, LLC. Ellis also serves as CEO of Ellis Legacy Advisors, LLC, a company related to payroll services for advisory fees. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and organizations. The firm provides tailored non-discretionary planning and consulting using analytical tools and supports a wide network of advisors with specialized programs in municipal finance and retirement plan consulting.

Tyler Diebold is a CFP® professional with five years of industry experience, currently affiliated with Mass Mutual Investors Services. His work history includes roles at Northwestern Mutual Wealth Management Company and Primacy Financial. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, serving individuals, business owners, trusts, estates, charitable organizations, and employers with financial planning, asset management, and educational seminars. The firm emphasizes collaborative annual planning relationships using firm-approved analytical tools, recommending investment strategies without discretionary authority.

William Jones is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and has previously worked at Orchard Rouge LLC and Louisiana State among other roles. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporate, charitable, and institutional clients, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through LPL-sponsored programs and endorsed third-party managers, managing a substantial amount of assets on both discretionary and non-discretionary bases.

Jerome Wojnicki is a financial advisor with LPL Financial in Buffalo, NY, holding Series 63 and Series 66 credentials and bringing 34 years of industry experience. His career includes roles at Scottrade, TD Ameritrade, and The Vanguard Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management, along with model portfolios and research from various sources.

Craig Mellenthine is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and over 31 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and has prior experience at MetLife Securities Inc., New England Securities, and New England Financial. In addition to his advisory work, he owns and operates a tax preparation business. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative annual planning engagements using firm-approved analytical tools.

Dennis J. Donovan is the sole advisor at Donovan, Dennis J, an independent advisory firm based in Buffalo, NY. He holds a Series 65 designation and has three years of industry experience. Prior to founding his advisory firm, he has been involved with Stark Tech, Inc. since 2016. Donovan also holds a CPA license but is not currently practicing in that capacity. Donovan, Dennis J operates as a referral-based advisory firm that serves a small client base, including high-net-worth individuals and pension or profit-sharing plans. The firm does not manage or take custody of client assets directly but directs clients to third-party investment advisers, focusing primarily on fixed income and equity allocations.