Max Land is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 66 designation and has previously worked at Creative Financial Group, MML Investors Services LLC, and Northwestern Mutual. Outside of finance, he has been involved with the Golf Association of Philadelphia. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its recommendations.

Calen Ulmer is a financial advisor with Vanguard Advisers, holding a Series 66 credential and one year of industry experience. Prior to joining Vanguard in 2025, Ulmer worked in various roles including at Enterprise Mobility and the Sanctuary Wellness Institute. Outside of his advisory work, he is contracted with DoorDash for delivery services. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, constructing portfolios primarily from Vanguard funds and ETFs with options for tax-aware features and customization.

Amir Shahpari is a financial advisor with Raymond James & Associates in Berwyn, PA, holding a Series 63 credential and bringing 24 years of industry experience. He has been with Raymond James & Associates since 2008. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services supported by a broad range of portfolio management styles and affiliated research.

Caroline Blaesche is a financial advisor at Vanguard Advisers with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various firms including Guinan Financial Group and Northwestern Mutual Investment Services. She has been with Vanguard and its affiliates since 2021. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers customizable portfolios largely composed of Vanguard funds and ETFs.

Thomas Dougherty is a CFP® with 10 years of experience at The Vanguard Group, Inc., where he has worked since 2016. He holds Series 63 and Series 65 licenses and is based in Malvern, PA. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs, offering various customization options and tax-aware features.

Cheryl Hammerstone is a financial advisor with Vanguard Advisers, holding Series 63, 65, and 66 licenses and having 19 years of industry experience. She has been with The Vanguard Group since 2010. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to asset allocation, largely employing Vanguard funds and ETFs, and manages a high volume of client relationships through its digital platform and advisor team model.

Gregory Bauer is a ChFC® credentialed financial advisor with 33 years of industry experience. He has been with LPL Enterprise since 2024, following a 31-year tenure at Pruco Securities, LLC. Bauer holds Series 63 and Series 65 licenses. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients. The firm offers financial planning, advisory and brokerage services, and access to various investment programs and insurance products through an integrated platform.

Brian McGinnis is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and possessing 19 years of industry experience. He has worked at Vanguard since 2007 and serves as an elected official on the West Chester Borough Council. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios largely composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and advisor teams.

John Bruno is a financial advisor at Vanguard Advisers with four years of industry experience. He holds the Series 66, Series 63, and Series 65 credentials. His prior experience includes roles at Mercer Global Advisors and New York Life Insurance Co. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants through its digital and personal advisor services. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering tax-aware features and customization options.

Anthony Piscitelli is a CFP®-credentialed financial advisor with 26 years of industry experience. He is currently with Vanguard Advisers and has held roles at The Vanguard Group, Inc. and Vanguard Marketing Corporation since 1998. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, primarily constructing portfolios from Vanguard funds and ETFs with various tax-aware and customization features.

David Estrella is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Malvern, PA. He has been with The Vanguard Group, Inc. since 2007. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs. The firm is notable for its large scale and digital delivery model, managing hundreds of thousands of client relationships with a blend of technology and advisor support.

Cody Gross is a financial advisor with Ameriprise in Exton, PA, holding a Series 66 designation and eight years of industry experience. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of advising, he serves on the Penn Tau Alumni Board of Sigma Phi Epsilon Fraternity and is involved with the West Chester University Marching Band as part of the instructional and coaching staff. Ameriprise Financial Services is a large diversified advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning with a non-discretionary implementation approach.

Mary Roysdon is a financial advisor at Vanguard Advisers with nine years of industry experience. She holds Series 66, Series 63, and Series 65 designations. Her career includes previous roles at Edelman Financial Engines, Transamerica, and The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm’s approach is goal-based and algorithm-driven, using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Ruthanne Monteleone is a CFP® professional with 13 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. Her prior experience includes over a decade at CUSO Financial Services and Citadel Federal Credit Union. She is also the owner of Plan and Prosper Financial Partners LLC, a technology services firm. Cambridge Investment Research Advisors serves a wide range of clients, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, utilizing both proprietary and third-party strategies across multiple platform arrangements.

Yi Liu is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2019. Liu has been affiliated with Vanguard entities since 2014, including Vanguard Marketing Corporation and The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach featuring proprietary models to set personalized asset allocations, with portfolios largely composed of Vanguard funds and ETFs.

Dana Kulp is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. Prior to joining Vanguard, she worked at Fidelity Investments and held self-employed roles in the financial sector. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through digital delivery and a team servicing model.

Eric Geedey is a financial advisor at Raymond James & Associates with 11 years of industry experience. He has held positions at Raymond James since 2017 and previously worked at Lincoln Financial Distributors from 2015 to 2017. He holds Series 63 and Series 65 designations. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and nonprofit organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Charles Minnich V is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 63 and Series 66 licenses and has been affiliated with various Vanguard entities since 2022. His prior work includes roles at PolicyMap, Elon University, and The Union League of Philadelphia. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios primarily composed of Vanguard funds and ETFs, offering a range of customization options including tax-aware features and ESG considerations.

Katharine Powers is a financial advisor with Morgan Stanley in Berwyn, PA, holding Series 66 and Series 63 credentials with nine years of industry experience. Her prior roles include positions at Global Atlantic Financial Company, Lincoln Financial Distributors, and The Vanguard Group. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and approved tools, focusing on advisory services without individual security recommendations as part of standalone plans.

Kristen Cortez is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. She has worked with Vanguard Marketing Corporation and The Vanguard Group since 2018. Outside of her advisory role, she participates in market research studies and serves as a full agent for an immediate family member’s investment accounts. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to tailor personalized asset allocations, primarily utilizing Vanguard funds and ETFs.