Graham Keeton is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and previously worked at E*Trade Securities LLC and E*Trade Capital Management, LLC for over a decade. Keeton is based in Washington, DC. Morgan Stanley Wealth Management serves both individual and institutional clients, providing advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and economic modeling.

Daniel Marcus is a financial advisor at UBS Financial Services with 36 years of industry experience. He has been with UBS since 2000 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Ryan Sangster is a financial advisor at Merrill with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Bank of America, PNC Investments, and PNC Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Deborah Denooy is a Certified Financial Planner (CFP®) with 39 years of industry experience, currently affiliated with Morgan Stanley in Washington, DC. She has been with Morgan Stanley since 2009 and has worked with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and comprehensive investment modeling.

Trisha Thomas is a financial advisor with RBC Capital Markets in Annapolis, MD, holding a Series 66 credential and bringing 21 years of industry experience. She has been with RBC Capital Markets since 2011. Outside of her advisory role, she serves as Corresponding Secretary for the Oyster Harbor Citizens Association, where she manages community communications and resident engagement. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Herbert Friese is a financial advisor with Merrill who holds Series 63 and Series 65 credentials and has 39 years of industry experience. He has been with Merrill since 1987 and has concurrently worked at Bank of America since 2009. Friese serves as an advisory board member for the Carlyle Home Owners Association and owns a limited liability company associated with a beach house in Ocean City, Maryland. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Frank Sokola is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving clients since 2013. He provides financial advice and guidance to successful individuals and families, focusing on areas such as college education planning, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, special needs planning strategies, individual and corporate investment strategy, and retirement income. Frank aims to assist clients in clarifying investment opportunities and understanding market conditions to help them pursue their financial goals. He holds dual Bachelor's degrees from Wilkes University, where he also played college baseball. Frank is a Personal Investment Advisor (PIA) and is committed to delivering service supported by extensive resources that enable clients to explore financial strategies and pathways. Born in Wilkes Barre, Pennsylvania, Frank grew up on a lake and enjoys spending time on the water. His personal interests include antiquing, baseball, boating, fishing, golfing, hunting, running, skiing, surfing, and spending time with his family.

Catherine Joyce is a financial advisor at Morgan Stanley with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2009, currently serving at Morgan Stanley Private Bank, N.A. since 2015. Outside of her advisory work, she is a sole proprietor involved in a real estate business in Easton, Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process using firm-approved tools and modeling techniques.

Timothy Cusack is a CFP® with 45 years of experience in the financial industry, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016. He also acts as a trustee and personal representative for his father's trust and estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ayman Maslouh is a Financial Consultant at Fidelity Investments, bringing experience from previous roles within the company. Prior to his current position, he worked as an Investment Consultant from 2022 to 2023 and served as an Investment Solution Representative from 2021 to 2022. He emphasizes the importance of building personalized financial plans to guide investment decisions, working collaboratively with clients to identify strategies that align with their goals. Ayman values ongoing communication to maintain and adjust these plans as needed. Outside of his professional work, Ayman enjoys spending time at the beach, participating in family activities, and engaging in sports such as soccer and surfing. He also has an interest in pets.

Eleanor Tennyson is a CFP® professional with 33 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2009 to 2016. She holds Series 63 and Series 65 licenses and is based in Washington, DC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

David Gray is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 32 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and has been affiliated with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory work, Gray serves on the board of directors for a post-secondary education company and is a vice president of a tax planning association. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to individuals and institutional clients, utilizing structured planning tools and the Global Investment Committee’s methodologies to support tailored client strategies.

David Stuart is a financial advisor at Morgan Stanley with 48 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, National Association since 2015, following a tenure at Morgan Stanley Smith Barney beginning in 2009. He is based in Washington, DC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both individual and corporate financial planning agreements.

Cheronda Albury is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and 25 years of industry experience. She has been with Merrill since 2010. Outside of her advisory role, she owns a business selling new and used items on online platforms such as eBay and Poshmark. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pensions, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

J. Rice Jr. is a Senior Financial Advisor and Partner with The Group AG at Merrill Lynch Wealth Management. He began his financial services career in 2013 and joined Merrill Lynch in 2014. In his role, J. Rice Jr. follows a disciplined and client-first approach, focusing on collaborative planning, multigenerational experience, and committed stewardship to help clients pursue their financial goals. He holds the Chartered Financial Analyst (CFA) and Chartered Retirement Planning Counselor (CRPC) designations, and is a member of the CFA Society. J. Rice Jr. graduated from Virginia Military Institute with a bachelor's degree in economics and business, concentrating in financial management. He also contributed as an analyst in the Cadet Investment Group during his time at VMI. J. Rice Jr. works closely with a select group of families, retirement plan sponsors, and institutional clients, developing tailored financial strategies that consider risk tolerance, time horizon, liquidity needs, and financial objectives. His areas of expertise include employee benefits planning, executive compensation, equity compensation services, family wealth management strategies, personal retirement planning, portfolio management services, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income.

Kenneth Killfoil is a CFP® affiliated with Raymond James & Associates, with over 14 years of experience in the financial services industry. Prior to joining Raymond James in 2026, he worked for 13 years at PNC Financial Services Group. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, investment consulting, and specialized municipal advisory services.

Samuel Myers is a Series 66-licensed financial advisor with six years of industry experience. He is currently with Merrill in Washington, DC, and has held prior positions at Bank of America, Morgan Stanley, E*TRADE, and the University of Maryland. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering both model-based and discretionary investment strategies.

Michael Bonura is a financial advisor at Merrill in Washington, DC, with 6 years of industry experience. He holds the Series 63 and Series 66 designations. Bonura has worked at Merrill since 2003 and was also associated with Bank of America during that time. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Young is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2012. He has also been involved with Clover Company since 2002. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets, serving a diverse client base that includes individuals, institutions, and public entities. The firm offers tailored financial planning and consulting services with a range of portfolio management styles supported by affiliated research and specialists.

Eric Guerrero is a financial advisor at Fidelity with nine years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021, following prior roles at Charles Schwab and Charles Schwab Bank. Outside of his advisory work, Guerrero serves as Board President for Defensores De La Cuenca, a watershed conservation organization. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages multi-manager fund structures and delivers model portfolios while maintaining oversight of sub-advisers and addressing conflicts of interest.