Brandon Perzin is a Financial Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2012. He specializes in managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Brandon's approach involves personalized financial guidance and goal-based financial plans tailored to each client's unique needs. He emphasizes proactive planning and establishing trusted long-term relationships to help individuals, families, and business owners make confident financial decisions. Brandon holds a Bachelor's Degree in Business Administration with a concentration in Finance from The George Washington University. He has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). These credentials support his expertise in retirement planning and investment advisory services. Outside of his professional work, Brandon enjoys golf, cooking, and rooting for Philadelphia sports teams. He resides in the Canton neighborhood of Baltimore with his French Bulldog, Bogey.

Matthew Pepe is a financial advisor with LPL Enterprise holding a Series 66 designation and six years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise, LLC offers investment advisory and brokerage services to a broad client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm emphasizes model-driven investment implementation and provides access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Kevin Cook is a financial advisor with Equitable Advisors in Columbia, MD, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has been with Equitable Advisors and its predecessor AXA Advisors since 2016. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and various asset-management services. The firm utilizes a network of Investment Adviser Representatives and third-party asset managers, offering a range of mutual funds, ETFs, separately managed accounts, and alternative investments.

Amy Taylor is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 66 licenses and has 41 years of industry experience. Prior to joining Raymond James, she worked at Wells Fargo Clearing and A. G. Edwards & Sons. Taylor also owns Taylor Wealth Strategies and serves as an independent contractor at Capitalistic Investment Services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, pension plans, and institutions. The firm provides tailored non-discretionary planning and consulting, using analytical tools and risk profiling to support client goals.

Jennifer Jones is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Her prior roles include positions at Securities America, Commonwealth Financial Network, and Private Wealth Consultants. She also owns Accounting Unlimited, Inc., a firm specializing in individual and small business tax preparation and estate planning. OSAIC Wealth serves a diverse client base, including retail and institutional investors, with a range of brokerage and advisory services. The firm’s investment approach is model-based, utilizing asset allocation and portfolio optimization supported by risk management tools and multiple managed account strategies.

Jason Messineo is a Series 66-licensed financial advisor with Wells Fargo Advisors in Annapolis, MD, and has 13 years of industry experience. He previously worked at Edward Jones for seven years before joining Wells Fargo Advisors in 2019. Outside of his advisory role, he serves as an assistant coach for the boys varsity lacrosse team at South River High School. Wells Fargo Advisors provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and niche areas such as business-owner transition and special-needs analysis. The firm combines research, planning tools, and personalized recommendations, with clients choosing how to implement advice through various brokerage or advisory programs.

Katarina Stein is a Financial Consultant at Fidelity Investments, where she has been serving clients since 2021. In her role, she focuses on helping clients develop written financial plans that define their goals and outline strategies to pursue them effectively. Katarina emphasizes the importance of being proactive and creating plans from a position of strength to better navigate stressful financial situations. Prior to joining Fidelity, Katarina worked as a Financial Solutions Advisor at Merrill Lynch, Fenner, Pierce & Smith Inc. from 2020 to 2021. She holds the CERTIFIED FINANCIAL PLANNER™ designation, reflecting her commitment to professional standards and client service. Outside of her professional work, Katarina enjoys fitness, sailing, yoga, traveling, and spending time with her pets.

Patrick Rosko is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked with PFS Investments Inc. since 2008 and with Primerica Financial Services since 2006. Outside of advising, he serves as co-trustee for the Thomas Family Trust and may receive compensation for referrals related to home security and mortgage products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm uses third-party asset managers overseen by an independent consultant and employs a tiered wrap-fee structure.

Natalie Vicchio is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 11 years of industry experience. She has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a nationwide advisor network.

Matthew Agee is a financial advisor at Cetera with 26 years of industry experience. He holds the Series 66 designation and has worked with firms including Summit Financial Group and Cetera Wealth Services. Outside of advisory work, Agee has a small side activity involving multi-family real estate ownership. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

R Williams Jr. is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds the Series 65 and Series 66 designations and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and strategies developed by its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Yair Natanov is a financial advisor with LPL Enterprise who holds Series 63 and Series 65 licenses and has 16 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Natanov serves as CEO of NIV Advisors, a business related to his LPL activities. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a large network of investment adviser representatives. The firm’s investment approach is typically model-driven, utilizing portfolios developed by LPL’s Research Department, third-party strategists, or TAMP sponsors.

Elizabeth Lenrow is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds Series 65 and Series 63 licenses and has worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and offers a broad range of investment strategies, including those with ESG considerations.

Kara Fox is a financial advisor with Merrill in Columbia, MD, holding a Series 66 credential and 12 years of industry experience. She has worked at U.S. Trust Bank of America since 2014. Outside of her advisory role, she holds a power of attorney position for a separate entity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Sean Reedy is a financial advisor with Edward Jones in Annapolis, MD, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2024, he worked for eight years at Supreme Orthopedic Systems. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm offers a range of discretionary and non-discretionary investment strategies, along with affiliated mutual funds and a proprietary money market fund, operating under a fiduciary standard and supported by a large nationwide network of advisors and branch offices.

Colin Steele is a financial advisor at RBC Capital Markets in Annapolis, MD. He holds the Series 66 designation and began his financial services career in 2024. Prior to joining RBC, he worked in various roles including hospitality and logistics. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored portfolio management strategies utilizing both in-house and third-party investment managers.

Julianne Russell is a financial advisor at Morgan Stanley in Baltimore, MD, holding Series 63 and Series 65 licenses with 15 years of industry experience. Her prior roles include positions at JP Morgan Chase Bank and PNC Investments. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery and firm-approved tools, providing advisory services without individual security recommendations as part of standalone plans.

William Kim is a financial advisor at Equitable Advisors with six years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including J.P. Morgan Securities and T. Rowe Price Investment Services. He is also appointed as an agent to sell non-securities insurance products for AGIA. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement consulting, and asset management programs through its network of Investment Adviser Representatives. The firm utilizes a combination of proprietary and third-party advisory models and offers a range of investment options including mutual funds, ETFs, and alternative investments.

Jessica Burd is a financial advisor at Morgan Stanley in Baltimore, MD, holding a Series 66 designation. She has been with Morgan Stanley since 2023 and previously worked for eight years at Beef Brother Deli. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Cindy Hyde is a financial advisor at Morgan Stanley Wealth Management with nine years of industry experience. She holds a Series 66 designation and has previously worked at Wealth Enhancement Brokerage Services, LPL Financial, and Vintage Financial Partners. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning using firm-approved tools and methodologies.