Michael Morelock is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has been with LPL Financial since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party research, and various technology-driven investment strategies.

Christine Lovell is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 registrations and bringing 29 years of industry experience. She has been with Wells Fargo Clearing and related entities since 2014. Outside of her advisory role, she has ownership interests in two food-related businesses in Virginia: a food cart called Poppa'Z Lunchbox and a retail store named Poppa's Mini Mart. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services supported by proprietary research and tools, catering primarily to clients meeting a net-worth threshold.

Kendall Benner is a CFP® professional with two years of industry experience currently affiliated with Raymond James Financial. Benner has held roles at various entities including Concentric Wealth Partners and Raymond James Financial Services Advisors, Inc. Outside of advisory work, Benner is involved with Concentric Wealth Partners, a support company based in Glen Allen, VA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional entities. The firm employs analytical tools such as risk profiling and probability modeling to tailor non-discretionary planning and consulting to client goals.

Austin Pierce is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. His prior experience includes roles at Anchor Insurance Group, Virginia Tech Rec Sports, and CRH Catering. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets under management and offers a wide range of advisory programs, investment strategies, and affiliated financial services through a large network of advisors and branch offices nationwide.

Jason Blount is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 licenses and has 34 years of industry experience. Jason is the owner of Cold Harbor Financial, a support company based in Mechanicsville, VA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports clients through advisory programs and institutional consulting.

William Garter is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and 18 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A. He has been with Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a discretionary 3(38) option, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

William Phifer is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment searches, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Marc Cram is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has also been with Morgan Stanley Smith Barney and Citigroup Global Markets. Outside of his advisory role, he is involved in the hospitality industry as a partner and officer in multiple restaurant and bar ventures in Richmond. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Mary Lorenzi is a financial advisor at Raymond James & Associates with 11 years of industry experience. She holds a Series 66 designation and has previously worked at Carter Terry & Co Inc and was involved with Hot Yoga MV. Outside of advisory work, she is the owner of a rental real estate property managed by a third party. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a wide range of clients, including high-net-worth individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting services, supported by extensive research and a variety of portfolio management options.

Geoffrey Barnhouse is a financial advisor with Ameriprise in Richmond, VA, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise, he worked at Ricoh US for eleven years and has experience in other roles including at Peter Blair Accessories and Virginia Commonwealth University. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service that provides detailed recommendation reports and ongoing advice focused on income stability and tax-efficient withdrawal strategies.

Ashley Costanzo is a financial advisor with UBS Financial Services in Richmond, VA, holding Series 63 and Series 66 designations and with 10 years of industry experience. She has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients, offering brokerage and investment advisory services including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management and provides proprietary research and a broad range of capital markets services.

Christopher Benonis is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to Edward Jones, he worked at Direct Energy for one year. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients, offering a range of advisory and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Derek Braxton is a financial advisor at Wells Fargo Clearing with a Series 66 designation and no prior industry experience. His previous roles include positions at UIC Bowhead, Falconwood Inc., LMI, and service in the Virginia Army National Guard. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Weslie Green Mineart is a financial advisor with Ameriprise in Richmond, VA, holding Series 63 and Series 65 licenses and 16 years of industry experience. She has been with Ameriprise and its affiliated entities since 2012. Outside of her advisory role, she owns a business called The Lady Gang and serves on the Board of Directors for the Central Virginia Financial Planning Association as Forum Committee Chair. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Michael Sanson is a CFP® with 37 years of experience in financial services, currently affiliated with Cetera. His career includes roles at Virginia Asset Management and Securian Financial Services, among others. He is a partner in a private equity investment LLC and an officer in a sales company outside of the investment industry. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with access to various portfolio management options, including model portfolios, third-party managers, and bespoke strategies.

Ashley Hargrove is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 63 designation and possessing 25 years of industry experience. She has worked with Wells Fargo Advisors and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

Mark Kim is a financial advisor at Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 licenses with one year of industry experience. His prior work includes roles at Wells Fargo Bank, Instacart, and DoorDash, as well as five years at VCU School of Business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, supported by research from Wells Fargo Investment Institute and third-party data.

Pamela Prescott is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 10 years. Outside of advising, she serves as power of attorney for her elderly father's accounts. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles.

Robert Martin is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 licenses and nine years of industry experience. His prior roles include positions at First Citizens Bank and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

Brittany Lester is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 credentials and one year of industry experience. Her background includes work in healthcare organizations such as Western Tidewater Community Services Board and several dermatology practices. She is also involved in sales of investment-related products and part-time referrals for home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program that primarily serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates with a large network of advisors and offers model-driven investment strategies supported by third-party asset managers and custodians.