Scott Csaky is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at Raymond James & Associates since 2018 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a broad nationwide adviser network.

Benjamin Hackel is a CFP® professional with one year of industry experience, currently serving as a financial advisor at Edward Jones in Midlothian, VA. His previous roles include positions at Pathfinder Wealth/Northwestern Mutual and Liberty University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies with approximately $1.01 trillion in assets under management. The firm is distinguished by its extensive advisor network, comprehensive service offerings, and affiliated capabilities including a trust company and proprietary mutual funds.

Karolina Ellis is a financial advisor at Cetera with 10 years of industry experience and holds the ChFC® and Series 63 designations. She has previously worked at Securian Financial Services Inc, Northwestern Mutual Investment Management, and Miller Financial Services. Outside of her advisory role, she was involved with F45 Training for one year. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management services, including access to third-party money managers and model portfolios.

Jeffrey Seth Kaplan is a financial advisor with Morgan Stanley in Richmond, VA. He holds Series 63 and Series 65 credentials and has 37 years of industry experience. He has worked with Morgan Stanley and its Private Bank division since 2009. Kaplan serves on the Investment Committee of the Richmond Jewish Foundation. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools but does not provide individual security recommendations in standalone financial plans.

John Gaines III is a Series 66 credentialed advisor at LPL Enterprise with two years of industry experience. His background includes roles at The Prudential Insurance Company of America and Pruco Securities LLC, along with over a decade of service in the United States Navy. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutions. The firm offers a range of services such as financial planning, access to model wealth portfolios, third-party asset management, and brokerage and insurance products through an integrated platform.

Miranda Bradshaw is Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2026. She has been with Fidelity Investments since 2019, progressing through roles including Financial Consultant, Planning Consultant, Relationship Manager, and Financial Representative. Miranda focuses on building trusted relationships with individuals and families to better understand their financial goals and concerns. She employs a thoughtful and collaborative approach to financial planning that adapts to life's uncertainties. No information about Miranda's education, credentials, personal interests, or community involvement is provided.

Evonne Kouri is a financial advisor with Primerica Advisors in Midlothian, VA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has been with Primerica Advisors since 1986 and Primerica Financial Services since 1991. Her other business activities include part-time sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm uses third-party asset managers vetted through an independent consultant and offers a tiered wrap fee structure rather than fixed fees.

James Moon is a financial advisor with Raymond James & Associates in Richmond, VA. He holds Series 63 and Series 65 designations and has 45 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional advisory services through multiple portfolio management styles and affiliated research resources.

Alexander Damm is a CFP®-certified financial advisor with five years of industry experience. He is currently with Ameriprise in Richmond, VA, where he has been since 2022. His prior roles include positions at Verus Financial Partners and experience in various non-financial sectors. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service, providing written recommendation reports and ongoing planning advice focused on retirement income, asset allocation, and tax-aware withdrawal strategies.

James Mc Pherson is a financial advisor with Edelman Financial Engines, holding a Series 66 designation and bringing 14 years of industry experience. He has worked at several firms, including LPL Financial from 2008 to 2017, and has been with Edelman Financial Engines and its affiliated entities since 2017. Edelman Financial Engines provides technology-enabled investment advisory services primarily for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios, offers sub-advisory services, and supports a large client base through advisor-led and online platforms.

Lesemann Marshall is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. His prior experience includes roles at BMO Bank, Fleet Farm, Triad Hybrid Solutions, Spire Investment Partners, and Capital Group/American Funds. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory and investment solutions supported by a nationwide network of financial advisors.

Dean Sadak is a financial advisor with OSAIC who holds Series 63, 65, and 66 licenses and has 43 years of industry experience. He previously worked at Securities America Advisors, Securities America Inc., and NEXT Financial Group, Inc. Outside of his advisory role, he volunteers as an assistant coach for youth basketball leagues. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation tools and manages portfolios including stocks, bonds, mutual funds, ETFs, and alternative investments on both discretionary and non-discretionary bases.

Kathleen Fagan is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding a Series 66 designation and 14 years of industry experience. She has been with Wells Fargo Advisors and its predecessor since 2010. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and uses proprietary research and tools to develop tailored recommendations delivered through meetings and written summaries.

Emily Armstrong is a financial professional with 15 years of industry experience, currently associated with Cetera. She holds the Series 66 designation and has worked at several firms, including Virginia Asset Management and Securian Financial Services. In addition to her advisory role, she serves as a notary public in an independent contractor capacity. Cetera Investment Advisers LLC is an SEC-registered firm that provides services to individual clients, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning solutions through a multi-manager platform with access to affiliated and third-party managers.

Zachary Campbell is a financial advisor at Cetera with nine years of industry experience. He holds a Series 66 designation and previously worked with Virginia Asset Management and Securian Financial Services. In addition to his advisory role, he sells life, health, disability, fixed annuities, and long-term care insurance. Cetera is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and financial planning services across various program structures.

Gregory Jastrzemski is a financial advisor with UBS Financial Services in Richmond, VA. He holds a Series 66 designation and has 13 years of industry experience, including 14 years with UBS. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor plans and portfolio management to clients’ goals and risk tolerances.

Philip Clark is a CFP® professional with 19 years of experience in financial services. He is currently affiliated with Cetera and is the owner of Clark Wealth Planning. Prior to his current roles, he has worked at firms including Avantax and Raymond James Financial Services. Clark serves as treasurer for a nonprofit organization, Florida 2026. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that provides advisory services to individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management, financial planning, and consulting services.

Brian Shea is a Financial Consultant at Fidelity Investments, where he focuses on helping clients make informed financial decisions through clear guidance in investing, retirement income planning, and wealth management. He collaborates closely with clients to develop personalized strategies aligned with their financial goals, utilizing Fidelity's resources. Brian has accumulated experience in the financial services industry through various roles, including Vice President-Financial Consultant at Charles Schwab and Senior Financial Consultant at TD Ameritrade. His career began as a Business Development Specialist at TD Ameritrade, demonstrating a progressive trajectory in client advisory and financial consulting roles. Outside of his professional work, Brian enjoys activities such as board games, camping, social events with friends, movies, parenthood, and skiing.

Gabriel Tufaro is a financial advisor at Mass Mutual Investors Services with Series 63 and Series 65 licenses and one year of industry experience. His prior roles include positions with MassMutual Life Insurance Company, the Virginia Department of Veteran Services, and the Virginia Military Institute. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning and asset management services using firm-approved software and offers event-driven planning programs such as divorce and estate settlement planning.

Steven White is a financial advisor with LPL Financial, holding a Series 66 license and 19 years of industry experience. He has been with LPL Financial since 2010 and previously worked at Claris Financial, LLC. White is also involved with Great Oak Wealth Management, LLC, an investment-related business associated with his LPL practice. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.