Caleb Wood is a CFP® professional at J.P. Morgan Securities with three years of industry experience. He has worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, and Athos Private Wealth. Caleb’s career also includes several roles at Brigham Young University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, guided by forward-looking capital market assumptions.

Joseph Kirages is an advisor with LPL Financial, holding Series 65 and Series 63 credentials. He has recently entered the financial industry in 2026 and has prior experience working in hospitality, banking, and education sectors. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools for advisors and oversight of substantial discretionary assets.

Ricardo Gonzalez is a Financial Consultant at Fidelity Investments, where he has been serving since 2020. He brings over a decade of experience in the financial industry, having held various roles within Fidelity Investments since 2008, including Investment Consultant, Relationship Manager, Private Client Group Representative, and Financial Representative. Throughout his career, Ricardo has focused on partnering with clients to develop strategies aligned with their goals and comfort levels. He emphasizes understanding the specific needs and preferences of each client's financial plan to create and implement investment approaches utilizing the Fidelity platform's strategies.

William Stillman is a financial advisor with LPL Financial in Charlotte, NC, holding a Series 66 designation and 15 years of industry experience. He previously worked at Scott & Stringfellow, LLC from 2009 to 2011. Outside of his advisory role, he operates a home-based business related to real estate rental activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Evan Langstaff is a Series 65-licensed financial advisor with LPL Financial and has eight years of industry experience. Prior to joining LPL Financial in 2026, he worked at Commonwealth Financial Network for three years and has been associated with Legacy Retirement Advisors since 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Olivia Major is a Financial Advisor at Merrill for the CBC Group based in Charlotte, North Carolina, with residence in Carbondale, Colorado. She takes a planning-based approach focusing on client goals and objectives to guide clients through investment management, strategic banking and credit, as well as daily liquidity and service needs. Olivia covers clients on both sides of the country while developing new client relationships and ensuring a professional and personal client experience. Prior to joining Merrill, Olivia served as a Wealth Management Associate at Bank of America Private Bank and was an analyst with Bank of America Capital Introductions. She has experience working with high-net-worth individuals and families and assists clients in areas including college education planning, corporate executive services, employee benefits planning, family wealth management strategies, philanthropic planning, and portfolio management services. Olivia was born and raised in Charlotte, North Carolina, and holds a Bachelor's Degree in Business Administration from Washington and Lee University. She holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). She is affiliated with Bank of America Merrill Lynch and involved in the Roaring Fork Mountain Biking Association. Outside of work, Olivia enjoys mountain biking, snowboarding, adventure sports, cooking, reading, and yoga.

Vijayalakshmi Soundararajan is a financial advisor at Merrill with Series 66 accreditation and one year of industry experience. She has worked at Merrill since 2022 and previously was employed at Bank of America, N.A. from 2024 to the present. Outside of finance, she has been involved in yoga-related businesses, including Solar You Yoga and Be Yoga. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, corporations, pension plans, and charitable organizations.

Ben Hollis is an Investment Consultant at Fidelity Investments, where he assists clients in designing and executing financial plans aimed at helping them achieve their goals. He has been with Fidelity Investments since 2021, progressing through roles from Customer Relationship Advocate to Investment Solutions I, and currently holding the position of Investment Solutions II from 2023 to 2026. Ben's professional experience at Fidelity Investments encompasses client relationship management and investment consulting, providing him with a comprehensive understanding of financial planning and investment solutions. His work focuses on aligning client objectives with appropriate financial strategies. No information about Ben's education, credentials, personal interests, or community involvement has been provided.

Camryn Clements is a financial advisor with UBS Financial Services in Charlotte, NC, holding a Series 66 designation and one year of industry experience. Prior to joining UBS, Camryn worked at Boston Trust Walden and held roles outside the financial sector at Myriad Genetics, Elsevier Inc, and in education at North Carolina Central University, Mount Tabor High School, and Wiley Middle School. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, using proprietary capital market assumptions and research to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Frederick Harkins is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and 26 years of industry experience. He has worked at firms including Merrill and Commonwealth Financial Network, and he is the owner of Harkins Wealth Management, LLC. In addition to his advisory work, he is a co-owner of Nightshade, LLC, a restaurant and bar in Providence, Rhode Island. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management access, and institutional platforms, with advice delivered through a large network of investment adviser representatives.

Roger Merrill is a financial advisor at LPL Financial with 51 years of industry experience. He holds the ChFC® designation as well as Series 63, 65, and 66 licenses. His previous work history includes roles at Commonwealth Financial Network, Merrill Financial Associates, and Northwestern Mutual Investment Management. Merrill is a part owner of Little Caribbean, LLC, a private entity established as a holding company for a houseboat. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors and utilizes various advisory platforms and tools to support account management.

Isabella Clark is a financial advisor at LPL Financial based in Fort Mill, SC, holding a Series 66 designation with one year of industry experience. Her prior work includes roles at Principal Life Insurance Co, Principal Securities Inc, and Tractor Supply. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions with advisory and brokerage services. The firm offers a range of investment options including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and a broad array of non-advisory financial services.

Kevin Rogan is a financial advisor with LPL Financial holding Series 63 and Series 65 credentials and five years of industry experience. He has worked at LPL Financial since 2026 and previously served at Legacy Wealth Partners and Commonwealth Financial Network. Outside of his advisory work, Rogan has been involved with the New Life Church of Ann Arbor since 2008. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational and research tools.

Charmaine Brown is a financial advisor with Wells Fargo Advisors in Charlotte, NC, holding Series 63 and Series 66 licenses. She has 20 years of industry experience, including roles at Wells Fargo Clearing, CUSO Financial Services, Truist Investment Services, and Morgan Stanley. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory services with other financial product sales and referral channels.

David Sponsler is a financial advisor with Ameriprise in Charlotte, NC, holding Series 63 and Series 66 designations. He has over six years of experience in the financial services industry, including prior roles at LPL Financial, Linden Thomas and Company Securities, Wells Fargo Advisors, Mass Mutual Investors Services, and MetLife Securities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that focus on dependable income sources and tax-aware withdrawal strategies. Their approach integrates proprietary investment research and third-party data to provide tailored retirement recommendations within a defined investment universe.

Amy Wurthmann is a financial advisor at Edward Jones with seven years of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2019. Prior to her current role, she worked at Mood Media/Muzak and Apple One. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Stanley Ciotoli is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Merrill and Bank of America since 2009. Outside of his advisory role, he serves as a director for Christ Lutheran Children's Center, a nonprofit organization. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Hicham Benothmane is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 19 years of industry experience. He has worked with LPL Financial since 2006. Outside of his advisory role, he also works part-time as a delivery driver for DoorDash. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and asset management services utilizing both proprietary and third-party strategies.

Michael Phillips is a financial advisor at Ameriprise with 23 years of industry experience. He has been with Ameriprise and its related entities since 2011. He holds the Series 63 and Series 66 designations. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Casey Hall is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. He has worked at LPL Financial since 2010, with a brief interruption in 2024, and is currently based in Fort Mill, SC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning and investment solutions, including proprietary and third-party model portfolios, retirement advice, and institutional platforms.