Jhonatan Quintero is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior work includes roles at Family First Life and American Income Life. He receives insurance residuals as a secondary activity. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary guidance and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a structured alternative investment platform.

Yanilsa Pinkus is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 66 licenses and has 23 years of industry experience. Her prior firms include Raymond & Associates Inc, Moors & Cabot Inc, and Wells Fargo Advisors LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional entities. The firm emphasizes tailored, non-discretionary planning and supports municipal and public finance work through unique affiliations.

Russell Hardy is a financial advisor with Charles Schwab & Co., Inc. in Orlando, FL, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has been with Charles Schwab since 2018. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management solutions. The firm combines comprehensive advisory, brokerage, custody, and cash-sweep services within an integrated operational structure.

Michelle Conlon is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds the Series 66 designation and has been with various J.P. Morgan entities since 2016, currently based in Altamonte Springs, FL. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jeremy Adams is a Series 66-licensed financial advisor with 11 years of industry experience. He is currently with Edward Jones and has previously worked at JPMorgan Securities LLC and Morgan Stanley in various capacities. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a range of advisory programs and investment strategies backed by a nationwide network of over 23,000 financial advisors.

Edith Lopez is a financial advisor with Wells Fargo Clearing in Winter Park, FL, holding Series 63 and Series 66 licenses and three years of industry experience. She has been with Wells Fargo Clearing since 2022 and has worked at Wells Fargo Bank, NA since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kent Akins is a financial advisor with Morgan Stanley in Winter Park, FL, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Morgan Stanley and its related entities since 2009, including Morgan Stanley Private Bank since 2015. Outside of his advisory role, Akins serves as secretary and treasurer of a small law center and is the general partner managing a timber farm investment holding company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutions. The firm provides tailored financial planning using structured processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Cynthia Zapp is a financial advisor at Merrill with 18 years of industry experience. She holds the Series 66 designation and has been with MLPFS since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jonathan Wilson is a financial advisor at J.P. Morgan Securities with a Series 66 designation and six years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2021 and previously held roles at Bank of America and Merrill from 2016 to 2021. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform its recommendations.

Kate Sweeney is a financial advisor with Morgan Stanley in Winter Park, FL, holding CFP®, Series 65, and Series 63 designations and bringing 42 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, including tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Michael Scheid Jr. is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and previously worked at Level Equity Management, LLC. Scheid is also involved with KM Ventures, LLC, a real estate-related business based in Winter Park, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

Randolph Peters is a financial advisor at LPL Financial with 40 years of industry experience. He holds the ChFC® and Series 63 credentials. His prior experience includes roles at Woodbury Financial Services, Inc. and Questar Asset Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research and model portfolios.

Jose Zuniga Becerra is a CFP® with 22 years of industry experience, currently affiliated with Wells Fargo Clearing since 2013. He holds the Series 66 designation and is based in Winter Park, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Andrew Mazlin is a financial advisor with Wells Fargo Clearing in Winter Park, FL, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Alan Monson is a Financial Consultant at Fidelity, a position he has held since 2024. He has extensive experience in the financial services industry, having previously served as an Investment Management Consultant from 2015 to 2024, a Wealth Planning Associate from 2013 to 2015, and an Investment Solutions Representative from 2012 to 2013, all within Fidelity. In his role, Alan focuses on building relationships with clients and their families to develop clear and adaptable financial plans that align with their goals and changing circumstances. Outside of work, Alan enjoys spending time with his wife and their six children, engaging in activities such as golf, dance, tumbling, singing, swimming, and soccer. He also has interests in beach outings, family activities, food, golf, outdoor adventures, and soccer.

Cynthia Price is a financial advisor at Equitable Advisors with 35 years of industry experience. She has held roles at Equitable Advisors since 2005 and previously worked at AXA Advisors, LLC. Outside of her advisory work, she is a board member of J4 LEADERS, participates in the Christian Business Women’s social group, and is the author of the book *The 7 L's of Financial Planning*. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Anthony Caiola is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 65 licenses and eight years of industry experience. His prior roles include positions at Morgan Stanley, New York Life, and Cambridge Corporate Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining strategic asset allocation with access to alternative investments and centralized operational support.

Tony Quinn is a financial advisor with Charles Schwab in Orlando, FL, holding a Series 66 designation and 14 years of industry experience. He has been with Charles Schwab since 2013. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a centralized operational structure across a large client base.

John Bitting is a financial advisor at Charles Schwab in Orlando, FL, with 12 years of industry experience. He holds Series 65 and Series 63 licenses. Prior to joining Schwab in 2020, he worked at USAA Investment Services Company and affiliated USAA financial advisory firms from 2014 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by the Schwab Center for Financial Research.

Stephanie Breske is a financial advisor with Osaic Wealth, Inc. in Orlando, FL, holding 25 years of industry experience. She has worked at Osaic Wealth since 2018 and previously spent two years at Signator Investors, Inc. Outside of her advisory role, she serves as a Non-Profit Lay Director for Orlando Cursillo, a 501(c)(3) organization. Osaic Wealth, Inc. serves a diverse mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory services, and access to a wide range of investment products and third-party managed accounts. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios, managing accounts on both discretionary and non-discretionary bases.