Elio Rey is a financial advisor at Truist Advisory Services in Miami, FL, holding a Series 66 designation with four years of industry experience. His work history includes roles at Truist Investment Services, Truist, Regions Bank, and Citibank. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and access to third-party manager solutions through its AMC Advantage program.

Tomas Facio Pacheco is a financial advisor at Citigroup Global Markets with four years of industry experience. His career includes roles at Bci Securities, Goldman Sachs, and an eight-year period at Facio Abogados. He holds Series 63 and Series 65 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm integrates institutional-scale resources with distinctive market roles, including swap dealing and futures commission merchant activities.

Morgane Eyraud is a financial advisor with Guardian Life and holds the ChFC® and Series 66 designations. She has five years of industry experience and has worked at Park Avenue Securities and Guardian Life Insurance Company. Outside of her advisory role, she serves as a trustee for the Au Fournil Inc 401(k)/Profit Sharing Plan, a retirement plan for her father's bakery business. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a dually registered broker‑dealer and SEC‑registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and a mix of proprietary and third-party investment advisory programs.

Sady Lorente is a financial advisor at Citigroup Global Markets with 12 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, leveraging internal standards and oversight committees to select and monitor managers.

Sarah Villalobos is a financial advisor at Farther in Miami, FL, holding Series 63 and Series 65 licenses with two years of industry experience. She previously worked at Goldman Sachs for two years before joining Farther. Outside of finance, she has experience working in the restaurant industry. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform as well as in-person meetings. The firm employs a Modern Portfolio Theory-based investment approach using proprietary model portfolios, algorithmic rebalancing, and a mix of ETFs, mutual funds, individual equities, and fixed income.

Michelle Grillone is a financial advisor at Mariner with 14 years of industry experience and holds a Series 65 credential. She previously worked at Singer Xenos Securities Corp and Physicians Investment Advisors from 2001 to 2019. Outside of her advisory work, she serves as the Administrative Director for the Kadampa Meditation Center Miami and is a board member and treasurer of 305 Pink Pack. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, and charitable organizations through investment management, financial planning, and retirement plan consulting. The firm employs discretionary, customized portfolios combined with in-house research and third-party managers, and offers integrated tax, family office, and financial wellness services.

Joseph Beck is a financial advisor at Citigroup Global Markets with 20 years of industry experience. He has been with Citigroup Global Markets since 2007 and holds a Series 66 designation. Citigroup Global Markets serves individual and institutional clients across a variety of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm operates with large institutional scale and provides a broad range of advisory, execution, and custody services, including derivatives and futures, supported by internal research and oversight committees.

Luis Hernandez is a financial advisor with TD Private Client Wealth LLC, holding a Series 66 designation and eight years of industry experience. His career includes roles at TD Bank N.A., Citigroup Global Markets Inc., Cetera, Regions Bank, and JP Morgan Securities. He is based in Weston, Florida. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients, offering portfolio management, financial planning support, and custody services. The firm utilizes a combination of strategic and tactical asset allocation through both affiliated and third-party managers.

Kenneth Fletes is a financial advisor with Truist Advisory Services in Miami, FL, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank NA. Outside of his advisory work, he owns and operates an e-commerce business through Fletes and Company LLC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary and non-discretionary manager relationships, supported by third-party platforms and AI-enabled research tools, with a notable integration among its affiliated entities.

Heather Buckridge is a CFP® with 16 years of experience in the financial industry. She is currently with Osaic Advisory Services, LLC and has previously worked at Goldman Sachs, Triad Advisors, Cetera Advisor Networks, Girard Securities, and United Capital Financial Advisers. Outside of advising, she is a member of RABSCO, LLC, where she is involved in general and administrative duties. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and governmental entities. The firm offers a range of services including investment management, financial planning, retirement plan consulting, and third-party manager oversight, with programs delivered through multiple models and using both proprietary and third-party platforms.

Mauricio Llamosas is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains a combination of large institutional scale and specialized market roles, including in-house research and futures commission activities.

Oswaldo Caldera is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 13 years of industry experience. He has been with Citibank since 2011, totaling 15 years at the firm. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains in-house research and trading capabilities.

Leonardo Stivelman is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citigroup since 2021. Prior to Citigroup, he spent a decade at Deutsche Bank Securities Inc. He is also a member of Sole 1108 LLC, a condo hotel investment in Sunny Isles Beach, Florida. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and provides both discretionary and non-discretionary programs, leveraging its institutional scale and unique market roles.

Carolina Torres is a financial advisor at Citigroup Global Markets with 19 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Citigroup Global Markets since 2010. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with in-house research and risk management capabilities, supporting both discretionary and non-discretionary client solutions.

Felipe Restrepo is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He holds Series 66 and Series 63 credentials and has worked at several firms including Citibank NA, Franklin Templeton Distributors, Inc., and Primerica Financial Services. He is currently based in Miami, FL. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains significant in-house research and market roles that differentiate it from peers.

Tayler Mullen is a financial advisor at Corient with one year of industry experience and holds a Series 65 designation. Prior to joining Corient, Mullen worked at HighPost Capital, Aviso Wealth Management, Thrive Wealth Management, and RBC Dominion Securities. Outside of advising, Mullen is an owner of a condo used as an Airbnb rental property. Corient provides investment advisory and financial planning services to a diverse client base including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporations. The firm uses a goals-based, team investment approach that combines internal strategies with third-party manager solutions and employs continuous portfolio monitoring and risk management tools.

Laura Raybin Miller is a financial advisor with Rockefeller Financial LLC in Fort Lauderdale, FL, holding Series 63 and Series 66 credentials and 27 years of industry experience. She previously worked at UBS Financial Services Inc. for 12 years before joining Rockefeller in 2025. Miller serves on the board of directors for Kids In Distress, a nonprofit focused on child abuse prevention and foster care, where she participates in governance and investment oversight. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, and institutional clients, offering portfolio management, financial planning, and investment banking services. The firm operates a Private Advisor model supported by its consolidated investment platform, providing discretionary and non-discretionary solutions across various asset classes.

Rafael Rosenthal is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and bringing 17 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and Wells Fargo Clearing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and analyses to support client outcomes.

Juan Paguaga is a financial advisor with Merrill in Miami, FL, holding a Series 66 designation and beginning his career in 2026. His prior experience includes positions at UBS Financial Services, City National Bank of Florida, and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sandra Taylor is a CFP® professional with 28 years of experience in the financial services industry. She has been affiliated with Charles Schwab since 2001 and Charles Schwab Bank since 2005. Beyond her advisory role, she is the sole member of an LLC owning property in Miami, FL. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, employing multi-asset model portfolios and offering a range of integrated brokerage, custody, and advisory services.