Martha Nave is a financial advisor with Eagle Strategies (NY Life) holding Series 66 and Series 63 licenses and three years of industry experience. Her prior roles include positions at New York Life, NYLIFE Securities LLC, and Ermer & Associates, Inc. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm offers multiple program types tailored to client objectives and plan sponsor criteria, with a significant portion of its assets managed on a non-discretionary basis.

Francisco Arguello is a financial advisor at Empower Advisory Group with one year of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining Empower, he held positions at TD Bank, Truist Bank, JP Morgan Chase, and other companies. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm uses an integrated service model tied to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing.

Sherise Scott is a financial advisor at Citigroup Global Markets with a Series 66 designation and four years of industry experience. Her work history includes roles at J.P. Morgan and AARP, along with her current position at Citigroup since 2021. She has a background that includes both financial services and education. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, maintaining large institutional scale alongside specialized market roles and arrangements.

Lourdes Calas is a financial advisor with Eagle Strategies (NY Life) based in Miami, FL, holding a Series 66 license and 13 years of industry experience. She has worked with Eagle Strategies since 2023 and concurrently operates CIGA Solutions, Inc., which brokers non-registered insurance products and sells New York Life products. Outside her advisory role, she manages multiple LLCs related to rental properties and has prior entrepreneurial experience in telecommunications and wireless communications businesses. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers tailored solutions across various program types and emphasizes non-discretionary asset management and fiduciary responsibilities to retirement investors.

Jonathan Lemos is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at JP Morgan Securities and JPMorgan Chase Bank. He is based in Miami, FL. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains in-house research and security-pricing activities.

Adriana Aranguren is a financial advisor at Citigroup Global Markets with eight years of industry experience. She holds a Series 66 designation and has previously worked at UBS Financial Services, HSBC Securities (USA) Inc., and HSBC Private Bank International. Outside of her advisory role, she is president of ILGO Enterprises Corp, a babysitting services business based in Miami. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains institutional-scale operations with unique market roles.

Christina Lomeli is a financial advisor with Oppenheimer in Coral Gables, FL, holding Series 63 and Series 65 designations and 20 years of industry experience. She has been with Oppenheimer since 2009. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of investment and consulting services, including discretionary and non-discretionary management, strategic asset allocation, and financial planning.

Carlos Morlote is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and 17 years of industry experience. He has worked at firms including Wells Fargo Clearing and several roles within Citigroup affiliates. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm utilizes multi-asset, multi-manager strategies with both discretionary and non-discretionary approaches, supported by internal oversight and external partnerships.

Nicole Carbone is a financial advisor at Citigroup Global Markets with four years of industry experience. She holds a Series 66 designation and has worked within various Citigroup divisions in Miami, FL, including Citibank NA and Citibanamex. Carbone also completed a year of full-time study at London Business School. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides specialized solutions for high-net-worth clients and large relationships.

Diego Moretti Xavier De Aguiar is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds the Series 66 designation and has worked with various Citigroup entities since 2015, including Citibank NA and CITI International Financial Services LLC. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and market roles that differentiate it from peers.

Maria Cancel is a financial advisor at Citigroup Global Markets with 30 years of industry experience. She has been with Citigroup since 2007 and holds Series 63 and Series 65 designations. Citigroup Global Markets serves a range of individual and institutional clients across multiple wealth segments, offering investment advisory programs, execution, custody, and specialized derivatives and futures services. The firm combines large institutional scale with unique market roles, implementing multi-asset, multi-manager strategies through discretionary and non-discretionary programs.

Jay Spieler is a financial advisor with Oppenheimer in Coral Gables, FL, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked at Fahnestock & Co. Inc. since 2003. Spieler also serves as trustee for the Stanley Spieler Restated Trust and the Betty Spieler Restated Trust. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and pooled investment vehicles. The firm offers a range of advisory programs across equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary approaches.

Jose Gonzalez is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney LLC, J.P. Morgan Securities, JPMorgan Chase Bank, N.A., AXA Advisors, LLC, and East Harbor. He serves as a director for ALPFA, a nonprofit organization, where he assists in coordinating events and participates in board meetings. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment process incorporates multiple risk profiles and combines strategic and tactical asset-allocation advice, leveraging affiliated providers for advisory and fund selection, and supports both client-directed and fully discretionary portfolio management.

Mateo Romero Riveros is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds a Series 66 designation and has worked at Citibank NA and CITI International Financial Services LLC since 2012, as well as Banco de Chile from 2012 to 2019. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains a combination of large institutional scale with unique market roles, including in-house research and custody services.

Igor Lacerda De Almeida Bueno is a financial advisor at Citigroup Global Markets with one year of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Safra National Bank of New York and Argucia Capital Management. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal oversight and research capabilities.

Elieser Carrazana is a financial advisor at HSBC Securities (USA) Inc. with four years of industry experience. He holds a Series 66 designation and has worked previously at JPMorgan Chase Securities LLC and Bank of America. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary program types. The firm combines strategic and tactical asset allocation with ongoing fund due diligence, serving a broad client base with both U.S. and offshore investment options.

Robert Newman is a ChFC® credentialed financial advisor with 18 years of industry experience. He is associated with Primerica Advisors and has worked at Park Avenue Securities, Guardian Life Insurance Company, and National Planning Corp. Newman is involved with several community organizations, including serving as Treasurer for Jewish Community Services of South Florida and participating in the Great Miami Jewish Federation. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services along with financial and business consulting. The firm uses a variety of investment strategies through proprietary and third-party portfolios and supports both discretionary and non-discretionary account management.

Ruben Perez is a financial advisor at Citigroup Global Markets with 14 years of industry experience. He has been with Citigroup since 2015 and holds a Series 66 designation. Outside of his advisory role, he works as a ride-sharing driver in Miami. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and provides bespoke solutions for large relationships, supported by its significant institutional scale and diverse market roles.

Alejandro Gonzalez is a financial advisor at Citigroup Global Markets with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citi since 2010. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains in-house research and security-pricing functions, distinguishing it among large institutional firms.

Hector Vilchis is a financial advisor with Eagle Strategies (NY Life) based in Miami, FL, holding a Series 66 designation and two years of industry experience. He has a long tenure with New York Life Insurance Company dating back to 2001, concurrently working with NYLife Securities LLC and Eagle Strategies since 2024. Eagle Strategies serves a diverse client base, including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives and emphasizes non-discretionary asset management within an integrated New York Life affiliate structure.