Michael Lioy is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. He holds a Series 66 designation and has worked at various J.P. Morgan entities since 2012, including JPMorgan Chase Bank and J.P. Morgan Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary advisory program.

Ana Maimon is a financial advisor at Raymond James & Associates with 13 years of industry experience. She holds the Series 66 designation and has worked at Raymond James since 2021, following five years at Wells Fargo Clearing. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and public entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, with a range of portfolio management styles and affiliated research resources.

Michael Shutowick is a CFP® professional with 28 years of industry experience, currently affiliated with Cetera. He has held roles at Cetera Wealth Services, LPL Financial, Summit Financial Group, and has managed his own firms, including Shutowick Wealth Management since 2006. Outside of advising, he serves as president of MC Shutowick & Associates Inc., a tax-related business entity. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individual, institutional, and retirement plan clients. The firm offers various portfolio management and consulting services through a multi-manager platform featuring both affiliated and third-party managers.

Jeffrey Solodkin is a financial advisor with LPL Financial in Hollywood, FL, holding the ChFC® designation and a Series 63 license. He has 43 years of industry experience, including prior roles at Kestra Financial Services and his own firm, FDR Group, Inc. He is also a licensed agent in life and health insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a broad range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm supports its network of over 22,800 advisors with various investment strategies, technology tools, and affiliated financial services.

Gabriel Dias is a financial advisor with J.P. Morgan Securities based in Ft. Lauderdale, FL. He holds a Series 66 designation and has seven years of industry experience, including roles at Charles Schwab Bank, Charles Schwab & Co., Inc., Sprint, and Lockheed Martin. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG considerations, supported by affiliates that offer portfolio implementation and management services.

Ryan Kruss is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds the Series 63 and Series 66 licenses. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2025, he worked at Bank of America Merrill Lynch and Goldman Sachs. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager research, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative due diligence and incorporates a range of strategies, including those with an ESG eligibility framework.

Gary Burwick is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. In addition to his advisory role, he serves as power of attorney for his father in matters related to investments. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Justin Raines is a financial advisor with LPL Financial in Hollywood, FL, holding Series 63 and Series 65 credentials and 17 years of industry experience. His prior roles include positions at Wealthvest and ProEquities, Inc. He is also licensed to sell fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a broad range of advisory and brokerage services, including access to model portfolios, third-party asset management, and institutional platforms.

Alfredo Aguirre is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in finance in 1998 and joined Merrill in 2006 after working as an engineer managing large construction projects. He and his team provide customized financial strategies and advice, catering to families, business owners, corporate executives, and retirees, with areas of focus including college education planning, retirement income, tax minimization, family wealth management, and liquidity management. Alfredo earned a Bachelor's degree from the University of Florida’s College of Engineering. He holds the CERTIFIED FINANCIAL PLANNER® (CFP®) designation, Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor® (CPFA®), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) credentials. Fluent in English and Spanish, he serves as a member of professional organizations such as Weston Rotary and the Greater Fort Lauderdale Chamber of Commerce. He is actively involved in community organizations including serving on the boards of the Broward Education Foundation and Junior Achievement, and has held leadership roles such as Past Chair of Children's Home Society and Past President of Broward Barracudas. Additionally, Alfredo participates as a Sierra Club Outings Leader, youth coach, and holds multiple leadership roles within Weston Rotary. His personal interests include adventure sports, biking, camping, hiking, rock climbing, running, traveling, reading, yoga, and spending time with his family.

Milagros Vega is a financial advisor with Merrill in Fort Lauderdale, FL, holding Series 63 and Series 66 credentials and possessing 26 years of industry experience. She has been with Merrill since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Scott Karlen serves as the Senior Resident Director at Merrill Lynch Wealth Management’s Plantation, Florida office. He has been with Merrill Lynch since 1992 and oversees a team of 16 financial advisors. In his role as a Wealth Management Advisor, Scott provides financial strategies, advice, and guidance to successful individuals and business owners. He applies a goals-based wealth management approach, taking into account clients’ current situations, future objectives, and concerns to create customized strategies aimed at achieving their personal and financial goals. Scott’s expertise includes college education planning, family wealth management, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management, tax minimization, retirement income, and women and wealth. He follows a disciplined wealth management process grounded in time-tested investment principles while adapting to changing economic conditions. Additionally, he manages wealth strategies such as asset allocation, risk and performance measurement, investment objectives, and due diligence. Scott holds a Bachelor's Degree from Nova Southeastern University and holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. Outside of his professional responsibilities, Scott is engaged in his community and has previously served as president of Congregation Kol Tikvah in Parkland, Florida, as well as a board member for Hispanic Unity of Florida. He resides in East Fort Lauderdale with his family and enjoys golfing, basketball, football, music, reading, soccer, traveling, and watching movies.

Silvia Espinosa is a financial advisor at Merrill with 20 years at the firm and four years of industry experience. She holds the Series 66 designation and is based in Deerfield Beach, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Brian Pecker is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with several firms, including Avantax Advisory Services and Prager Metis CPAs LLC. Outside of his advisory role, Pecker is a partner in Shine & Company LLP, a tax preparation and accounting firm. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm provides a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

John Dunn is a financial advisor with RBC Capital Markets in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and having 40 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Morgan Stanley & Co., Incorporated. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Giliane Cannavo is a financial advisor with Morgan Stanley in Plantation, FL, holding Series 63 and Series 65 credentials and 29 years of industry experience. She has worked with Morgan Stanley and its Private Bank since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning using firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

David Knierim is a CFP® professional with 29 years of industry experience, currently serving at OSAIC since 2024. His prior roles include positions at Securities America Advisors, Investacorp Advisory Services, and Valic Financial Advisors. He is also president of JTS Investment Strategies, Inc., an entity used for his securities business operations. OSAIC serves a diverse range of clients including individual investors, retirement plan sponsors, charities, and corporations. The firm offers both brokerage and advisory services through a multi-advisor platform emphasizing model-based asset allocation, portfolio optimization, and a variety of investment programs.

Rosalia Camarda is a financial advisor with Morgan Stanley in Coral Springs, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Morgan Stanley since 2009. Outside of her advisory role, she serves as president of the Fairway Views Homeowners Association, overseeing the community's administration and acting as a spokesperson for the board. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs for individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and provides services through structured planning processes supported by firm-approved tools and investment modeling.

Alexander Klein is a financial advisor at Charles Schwab with three years of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors, LLC. Outside of finance, his background includes various roles in hospitality, landscaping, and event services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Jodi Rosenthal is a financial advisor at Merrill in Fort Lauderdale, FL, holding a Series 66 designation with 29 years of industry experience. She has been with Merrill since 1992. Outside of her advisory role, she maintains a real estate license through her affiliation with the Coldwell Banker Referral Network. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Chris Garvin is a financial advisor with UBS Financial Services in Ft. Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Painewebber Incorporated since 1991. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory solutions, combining proprietary research and model-based asset allocations with institutional trading capabilities and wealth management services.