Elizabeth Cooper is a Series 66 licensed financial advisor at UBS Financial Services with 18 years of industry experience. She has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Douglas Walker is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1988, focusing on developing strategies and recommendations for high-net-worth individuals, their families, and their businesses to help meet their short- and long-term financial goals. With over 35 years of experience in the financial services industry, Douglas takes a consultative and objective approach to wealth management. He listens to and reviews client financial situations, preferences, and goals, then offers portfolio recommendations designed to align with each client's income and growth needs. His discussions also cover a wide range of opportunities, including investments, retirement, estate planning services, lending solutions from Bank of America, and philanthropy. Douglas holds a Bachelor's Degree from the University of Maryland and holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He resides in Reston, Virginia with his wife, Jodi. His personal interests include baseball, golfing, and spending time with his family. Douglas is also involved with the Purcellville Cannons organization.

Harold Cohen is a financial advisor with Morgan Stanley in Boynton Beach, FL, holding Series 63 and Series 65 designations and possessing 27 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market simulations.

Garrison Wiesenhahn is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds Series 66 and Series 63 licenses and has worked in various roles within J.P. Morgan, including J.P. Morgan Asset Management and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The program incorporates centralized due diligence and a combination of quantitative and qualitative research to support its recommendations.

Giovanna Triana is a financial advisor with J.P. Morgan Securities in Palm Beach Gardens, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She previously worked at Merrill for 20 years before joining JPMorgan in 2019. In addition to her advisory role, she is also an employee of JPMorgan Bank, offering deposit and credit products. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. Their advisory process combines quantitative and qualitative research, with offerings that include ESG considerations and broader derivatives capabilities.

Nelson Burbank Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Raymond James since 2013. He assists with administrative and clerical duties for York Investment Partners LLC on a limited basis. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, institutional, and nonprofit clients. The firm provides tailored, non-discretionary investment consulting and supports municipal and public finance work through affiliations uncommon among large institutional advisors.

Francis Connolly is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior roles include positions at JPMorgan Securities and JPMORGAN Chase Bank, as well as an earlier tenure at UBS Financial Services. He serves on the board of directors for Dare 2 Care, a nonprofit providing laundry and shower services for the homeless in Palm Beach County, assisting with budgeting, fundraising, and advising. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, employing proprietary capital market assumptions and research to tailor financial plans and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a broad range of financial and capital markets services.

Kent Pearce is a Managing Director and Private Wealth Manager with The Pearce Group at Merrill Private Wealth Management. He leads a team serving a national clientele through office locations in Towson, Maryland, and West Palm Beach, Florida. The Pearce Group provides comprehensive wealth management services to affluent individuals, families, corporate executives, business owners, foundations, endowments, private and public companies, and professional athletes and entertainers. With over 30 years of experience at Merrill Lynch Wealth Management, Kent has been recognized on multiple occasions by Forbes and Barron's for his financial advisory expertise. In 2026, he was ranked #29 on Forbes' "America's Top Wealth Advisors" list and #1 in Maryland - Baltimore on Forbes' "Best-In-State Wealth Advisors" list. He was also named among the Top 50 in America on Barron's "Top 100 Financial Advisors" list in 2025 and holds the #1 ranking in Maryland on Barron's "Top 1500 Financial Advisors" list for 2026. Kent's team comprises 20 members with over 250 years of combined experience. Kent holds a Master of Business Administration in Financial Management from Mount Saint Mary's University and a Bachelor of Arts degree from McDaniel College with a dual concentration in Economics and Finance. He has served on various boards including the Living Classrooms Foundation Board of Directors and the CEO Club of Baltimore. He is a founding member of Merrill's National Advisor Growth Network Board. Kent received Merrill's David Brady Award in 2018, honoring his commitment to clients, colleagues, and community through character and integrity.

Howard Johnson is a financial advisor at Ameriprise with 34 years of industry experience. He holds the CFP® and ChFC® designations, along with Series 63 and Series 65 licenses. Johnson has been with Ameriprise and its affiliated entities since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendations and ongoing planning focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Kathy Santana is a financial advisor at Charles Schwab with nine years of industry experience. She holds a Series 66 designation and has worked previously at TD Ameritrade and Oceans Development & Management. Santana has been with Charles Schwab since 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment program.

William Enriquez is a financial advisor with Ameriprise who holds Series 63 and Series 65 credentials and has 35 years of industry experience. He has been with Ameriprise since 2014, including its predecessor entity, and is based in North Palm Beach, Florida. Outside of his advisory role, he is the president and owner of Advance Palm Beach, Inc., a business used to manage operating expenses for his practice. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing planning advice focused on income sustainability and tax-aware withdrawal strategies for clients nearing or in retirement.

Estefania Drew is a financial advisor with Equitable Advisors in West Palm Beach, FL. She holds the Series 63 and Series 66 designations and has three years of industry experience. Prior to joining Equitable Advisors, she worked at Fidelity Investments and has a background including roles at Boston Medical Center and Yardley Dermatology. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs. The firm employs a range of investment approaches through third-party managers and proprietary programs without sponsoring its own wrap fee program.

Ryan Kistenfeger is a financial advisor with Raymond James & Associates in West Palm Beach, FL. He holds Series 63 and Series 65 licenses and has three years of industry experience. His prior roles include positions at Truxio, Indigo Ag, and Rubicon Global. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and government entities, and offers financial planning, non-discretionary investment consulting, and institutional fiduciary services.

William Goodlad is a financial advisor at Osaic with 41 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Osaic in 2024, he spent 17 years at Triad Advisors, Inc. and 7 years at New England Securities. His outside activities include ownership of a sole proprietorship providing insurance and benefit package reviews, as well as work in life, disability, and long-term care insurance. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization supported by various tools, with a platform notable for its scale, affiliate network complexity, and private-equity ownership.

Daniel Cameron is a financial advisor with Cetera in Palm Beach Gardens, FL, holding Series 63 and Series 65 credentials and offering 22 years of industry experience. He has worked with Cetera and CETERA Financial Specialists LLC since 2014 and has been involved with Long Term Care Solutions since 2001. Outside of advisory roles, he is also engaged in selling life, health, disability, long-term care, and Medicare supplement insurance products. Cetera Investment Advisers LLC is an SEC-registered adviser supporting a large nationwide network of independent advisors. The firm serves individuals, employer-sponsored plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering a range of portfolio management, financial planning, and retirement services.

Jarrod Desantis is a financial advisor with Mass Mutual Investors Services in Boynton Beach, FL, holding a Series 66 designation and 18 years of industry experience. He has worked at MassMutual and its subsidiary since 2018 and previously spent 10 years at Ameriprise Financial Services, Inc. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, utilizing firm-approved software to deliver tailored recommendations within collaborative annual planning engagements.

Elizabeth Carter is a financial advisor at Morgan Stanley in West Palm Beach, FL, holding Series 63 and Series 66 designations, with nine years of industry experience. She has been with Morgan Stanley since 2009. Outside of her advisory role, she is employed by FedEx in an automotive and transportation capacity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and investment research.

Scott Hesekiel is a financial advisor with Morgan Stanley in Boynton Beach, FL, holding Series 63 and Series 65 designations and with 42 years of industry experience. He has been with Morgan Stanley since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Mark Schmidt is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Daniel Pozo is a Series 66-licensed financial advisor with J.P. Morgan Securities, based in Palm Beach Gardens, FL. He has six years of industry experience, including roles at J.P. Morgan Securities and JPMorgan Chase Bank. Prior to joining J.P. Morgan, he worked at Momentum Funding, Helzberg Diamonds, and Florida Atlantic University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers non-discretionary, customized asset allocation advice supported by centralized due diligence and a combination of quantitative and qualitative research.