Kelly Anderson is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. Prior to his current role, he worked at E*TRADE Securities, E*TRADE Capital Management, and Wells Fargo Clearing. Outside of his advisory work, Anderson owns an internet-based retail company specializing in wood crafting supplies. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and offers planning services both directly and through corporate agreements.

Nicholas Stavrakis is a financial advisor with Wells Fargo Advisors in Tampa, FL, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at multiple firms including Northwestern Mutual and Wells Fargo Clearing. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services using proprietary research and tools, delivering tailored recommendations through meetings and written summaries.

Zoe Cuva is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in providing wealth management strategies to individuals, families, and businesses, focusing on crafting personalized financial strategies tailored to each client's unique needs. Her expertise includes retirement planning, business planning, investment management, and estate planning services. Zoe holds a Bachelor's Degree from Florida State University. She carries professional designations such as Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She is also involved in professional organizations, including the Junior League Tampa and serves as Membership Board Chair for NAWBO. Outside of her professional role, Zoe enjoys skiing, spending time with her family, swimming, traveling, and practicing yoga.

Woodrow Clark III is a financial advisor with Ameriprise based in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Ameriprise and its affiliate since 2009. Clark serves on the board of directors for the Byrd Lake Woods Homeowners Association, Inc. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research-driven models and tax-efficient strategies to develop personalized, non-discretionary recommendations delivered through a centralized consulting team.

Jody Clark is a Series 66-licensed financial advisor with Raymond James & Associates in Tampa, FL, where he has worked since 2013, accumulating 12 years of industry experience. He serves as a board member for After School All-Stars, a nonprofit organization. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and investment consulting with a range of portfolio management styles and affiliated research.

Michele Davis is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 35 years of industry experience. Her prior work includes seven years at Ameriprise Financial Services and thirteen years with Keller Williams Realty. Outside of her advisory role, she is involved in licensed real estate and serves as a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting its extensive network of over 22,800 advisors with advanced operational tools.

Marcus Smith is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Chase Bank, N.A. and Morgan Stanley Private Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates ESG eligibility frameworks as part of its recommendations.

Jennifer Crimmins is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 license and 33 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Outside of her advisory role, she is the sole proprietor of several real estate entities in Tampa. Morgan Stanley Wealth Management is a large, SEC-registered investment adviser and broker-dealer that offers a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and models outcomes through its Global Investment Committee, providing advisory services without offering individual security recommendations within standalone plans.

Christopher Beatty is a financial advisor with J.P. Morgan Securities in Tampa, FL, holding a Series 66 designation and 13 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting. The firm employs a combination of quantitative and qualitative research in its advisory process and offers broader derivatives and commodities capabilities through its regulatory registrations and affiliated entities.

Detlef Schoeppler is a financial advisor with Ameriprise in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 1996. Schoeppler is also involved with Pomona Management LLC, an entity used to manage office expenses and employee payroll. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, delivering detailed Recommendation Reports through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Donald Mandeville is a CFP®-designated financial advisor at Cetera with 18 years of industry experience. His prior work includes roles at Truist Advisory Services, BB&T Securities, and Edward Jones. He serves as the vice chair of the board of directors at Lighthouse of Pinellas Inc., participating on multiple committees. Cetera Investment Advisers LLC is an SEC-registered firm that supports a broad range of clients, including individuals, retirement plans, and institutions, through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Charles Thurman is a ChFC® credentialed financial advisor with 37 years of industry experience. He is currently with Cambridge Investment Research Advisors and has prior experience at Royal Alliance Associates, Signator Investors, and Pioneer Financial Associates. Outside of his advisory work, he has been involved as an insurance agent and owner of a related business entity. Cambridge Investment Research Advisors serves both individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports a wide range of account implementation options and proprietary model strategies under the Founders Gate Capital brand.

Larry King is a financial advisor at LPL Financial with 14 years of industry experience. He holds a Series 66 designation and has worked at several firms including First Horizon Bank, Fifth Third Bank, and Wells Fargo in various capacities since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Robert Bodmer is a Wealth Management Advisor and Senior Portfolio Manager with Merrill Lynch Wealth Management. He holds the Certified Investment Management Analyst (CIMA) and Certified Plan Fiduciary Advisor (CPFA) designations, recognizing his expertise in investment management and retirement benefits consulting. Robert brings over two decades of experience, having joined Merrill Lynch in June 2000, and specializes in managing portfolios through personalized and defined strategies that incorporate individual securities, Merrill model portfolios, and third-party investments. As a Senior Portfolio Manager, he has the flexibility to manage client assets on a discretionary basis and collaborates with other Merrill Advisors to extend his strategies to a broader client base. Robert has professional experience in both profit and non-profit sectors and holds a bachelor's degree from the University of Tampa. His practice focuses on working with affluent families, corporate executives, and business owners to address financial goals such as retirement planning, family wealth management, college education funding, and portfolio management services. He integrates financial strategies including tax-efficient investments, discretionary money management, and risk management in coordination with specialists at Bank of America and Merrill. In addition to his professional role, Robert participates in community outreach initiatives with Bank of America. He enjoys outdoor activities such as biking, boating, camping, and fishing. His approach emphasizes developing personalized financial strategies to pursue clients' long-term objectives through one-on-one collaboration.

Christopher Duffy is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 license and five years of industry experience. Prior to joining Morgan Stanley in 2020, he worked at Fidelity Information Services and Verizon Connect. Outside of advising, he owns a construction and engineering business in Land O Lakes, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with comprehensive financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and research to support its advisory services.

Cameron O'Neill is a financial advisor at Morgan Stanley in Tampa, FL, with 13 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its Private Bank since 2011 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

John Straughn Jr. is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has worked at Wells Fargo Clearing for a total of 18 years, interrupted by a six-year period at Merrill. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics to guide investment selections.

Philip Nelson Sr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 15 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for seven years before joining Wells Fargo in 2021. Based in Tampa, FL, he serves clients through a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. Wells Fargo Advisors manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research and analytics from its Investment Institute.

Ryan Belfiore is a CFP® professional affiliated with Stifel in Tampa, FL, with four years of industry experience. Prior to joining Stifel in 2026, he worked at Cetera, Regions Bank, and TD Private Client Wealth LLC among other financial institutions. Stifel serves a diverse client base including individual investors, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach incorporates proprietary methodologies developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling for asset allocation and financial planning analyses.

Ninalette Joy Yee is a financial advisor at Charles Schwab with 11 years of industry experience. She holds Series 63 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank SSB since 2013 and 2016, respectively. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a centralized operational structure.