Kevin Lynch is a financial advisor at Morgan Stanley with 30 years of industry experience. He has worked at Morgan Stanley since 2009 and previously spent eight years at Deutsche Bank Securities Inc. Lynch serves on the board of Loyola Academy, an educational institution in Wilmette, Illinois. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individual and institutional clients, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Edwin Cruz Matias is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. He has worked at Wells Fargo in various capacities since 2015 and was previously employed at Jefferies LLC. Outside of his advisory role, he works part-time as a security officer at Ave Maria University. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Jennifer Richy is a financial advisor with UBS Financial Services in Naples, FL, holding a Series 66 designation and four years of industry experience. She previously worked at Morgan Stanley Private Bank and Morgan Stanley from 2021 to 2025. Outside of her advisory role, she is a partner at Flagship Media LLC and Copper Leaf Farms LLC, and serves on the advisory board for the Delta Gamma Fraternity Naples Alumnae Theta Zeta chapter. She is also the founder and president of Impact 100 Naples, a women's network focused on philanthropy. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client strategies.

Curtis Todd is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Merrill and Banc of America Investment Services. Outside of his advisory role, he serves in a maintenance facilitation capacity for the Camelot Park Homeowners Association in Naples, FL. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

Sean Dillon is a financial advisor with UBS Financial Services, holding a Series 63 designation and 39 years of industry experience. He has been with UBS since 1986. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory solutions informed by proprietary research and asset allocation models.

Steven Gross is a Certified Financial Planner (CFP®) and Chartered Financial Consultant (ChFC®) with 33 years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc., where he has worked since 2020, following a 15-year tenure at Ameriprise Financial Services. Outside of his advisory role, Gross is the CEO of Robocavs LLC, a company established to manage his financial planning practice’s business operations. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, institutions, and corporations. The firm offers tailored, non-discretionary planning supported by analytical tools and maintains notable municipal advisory capabilities and specialized retirement plan consulting services.

John Larsen is a financial advisor with RBC Capital Markets in Bonita Springs, FL, holding Series 63 and Series 66 licenses and bringing 43 years of industry experience. He has worked with RBC Capital Markets since 2008 and with City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring strategies to clients’ risk profiles and utilizing a combination of in-house and third-party investment managers.

David Muilenberg is a Series 63-licensed financial advisor with LPL Financial, based in Naples, FL, and has 43 years of industry experience. He has worked with LPL Financial since 2003. Outside of his advisory role, he is involved with a business entity named Two Men and a Trademark, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to various investment programs, supported by a large network of investment adviser representatives.

William Tyler Jr. is a CFP® with 43 years of industry experience, currently affiliated with LPL Financial. He has previously operated Tyler-Stone Wealth Management, LLC for ten years and has longstanding ties with Connecticut General Life Insurance Company. Outside of his advisory work, he serves as an independent agent for life and long-term care insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, institutions, and retirement plans. The firm offers a broad range of financial planning and investment management solutions, combining scale with a comprehensive platform that includes both advisory and non-advisory financial services.

Esai Ferguson is a financial advisor at Osaic Wealth with nine years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including LPL Financial, Morgan Stanley, Raymond James Financial Services, and T. Rowe Price. Ferguson also serves as an instructor at FGCU Academy. Osaic Wealth serves a diverse client base, including retail and institutional investors, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation, portfolio optimization, and offers a range of managed portfolio programs and retirement plan consulting.

Dominika Dudziak Fry is a Series 66-licensed financial advisor with Morgan Stanley in Naples, FL, with 16 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she works part-time as a server and bartender at an Italian restaurant. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer managing approximately $2.74 trillion in client assets. The firm provides tailored financial planning services to individuals and institutional clients using firm-approved tools and a structured planning process.

Manuel Espinosa is a financial advisor with LPL Financial in Naples, FL, holding a Series 66 designation and nine years of industry experience. His prior work includes roles at JP Morgan Securities LLC, Bank of America, Merrill, Cetera Investment Services LLC, and Regions Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational tools and oversight of over $819 billion in discretionary assets.

Michael Mccain is a financial advisor with Wells Fargo Advisors in Naples, FL, holding a Series 63 license and bringing 46 years of industry experience. His prior work includes roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Outside of his advisory work, he has business interests including ownership of B.T.S. LLC, which holds two personal use boats. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and fee-based financial planning services. The firm provides a broad array of planning options, leveraging proprietary research and tools, with services that range from cash-flow and retirement planning to specialized areas such as business-owner transition and special-needs analysis.

Gary Nuccio is a CFP® and ChFC® with 38 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He was previously with Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he is co-owner of NuMac Realty, LLC, a real estate business. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for clients with significant investable assets, combining research-driven, algorithm-supported recommendations with a range of advisory, brokerage, and insurance solutions.

Jon Lawrence is a financial advisor with Morgan Stanley in Naples, FL, holding a Series 63 designation and bringing 38 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a wide range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Sharon Brimmer is a financial advisor with LPL Enterprise, holding Series 65 and Series 63 licenses and bringing 35 years of industry experience. She has worked at Prudential Insurance Company of America since 1990 and has been with LPL Enterprise since 2024. Outside of finance, she owns Brimmer's Custom Decor, a commercial Christmas decorating business. LPL Enterprise provides investment advisory and brokerage services to individuals, high-net-worth investors, retirement plans, and institutions. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and insurance products through its network of investment adviser representatives.

Ned Gillette is a financial advisor at Robert W. Baird & Co. with 24 years of industry experience, including 18 years at Baird and six years at RBC Capital Markets. He holds the Series 66 designation. Gillette serves as a board member for Friends of Rockford Police K9 and Forest City Gear. Baird’s Private Wealth Management team, including the DDK Group, serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, employing both manager-traded and model-traded strategies supported by internal research and advanced tools.

Paul Ciecwierz is a financial advisor with LPL Financial in Bonita Springs, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Scarborough Capital Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a broad range of advisory and brokerage services. The firm offers diverse investment solutions, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Denise Heersema is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2009. She also has a concurrent affiliation with Bank of America, N.A. since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Thomas Allers is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since beginning his career in the financial services industry in 1982, he has focused on providing strategic advice to individuals, families, and businesses, aiming to align their short- and long-term financial goals. His areas of expertise include managing new wealth, personal retirement planning, individual and corporate investment strategy, and retirement income. Thomas holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification and the Personal Investment Advisor (PIA) designation. He earned a bachelor's degree in Accounting from the State University of New York at Buffalo. His educational background also includes attendance at the US Military Academy Preparatory School and two years at the US Military Academy at West Point. Thomas is affiliated with the professional organization Compass House and has contributed to his community as a youth softball coach for eight years. Outside of his professional commitments, Thomas enjoys spending time with his family, and his personal interests include billiards, bowling, golfing, photography, reading, and traveling. He resides in Williamsville, New York with his wife, Laurie, and has two daughters.