Michael Stone is a financial advisor with Cambridge Investment Research Advisors in Bradenton, FL. He holds Series 65 and Series 63 licenses and has six years of industry experience, all with Cambridge Investment Research. Prior to his advisory role, he worked at Best Buy for over a decade and was involved with Agape Christian School for five years. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing a variety of portfolio management options with both discretionary and non-discretionary strategies.

Connor Harrington is a financial advisor with Morgan Stanley in Sarasota, FL, holding a Series 66 license and four years of industry experience. His prior work includes roles outside finance such as positions at Barnes and Noble and several hospitality establishments. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs structured planning processes and a variety of investment tools while managing approximately $2.74 trillion in client assets.

Troy Moore is a CFP® professional with 30 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors in Sarasota, FL since 2022. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2022. In addition to his advisory work, he is involved with Capstan Insurance Consulting LLC as an agent. Wells Fargo Advisors Financial Network is a large broker‑dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients meeting a net-worth threshold, utilizing Wells Fargo research and planning tools to develop customized recommendations.

Timothy Mariano is a financial advisor at LPL Enterprise with 28 years of industry experience. His background includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, MML Investors Services, and GFI (HK) Securities LLC. He is also president of two healthcare insurance companies, First United Benefit Groups and First United Benefit Corp. LPL Enterprise serves a diverse client base including individuals, retirement plans, charities, corporations, and institutions, offering financial planning, advisory, and brokerage services through an integrated platform that combines proprietary research, model portfolios, and third-party management.

Lisa Gallagher is a financial advisor with Merrill in Sarasota, FL, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. Prior to joining Merrill in 2021, she worked at Securities America Advisors and Securities America Inc. Gallagher serves as Chair-Elect of the Estate Planning & Probate section of the Sarasota County Bar Association and acts as a trustee for the P. K. Irrevocable Trust. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Peter Krause is a financial advisor with Stifel in Sarasota, FL, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked at Stifel since 2009 and was previously with UBS Financial Services. Krause serves on the boards of LaCrosse Festivals Inc. and the Gateway Area Council Boy Scouts of America, where he is also a member of the endowment committee. Stifel serves a broad range of clients, including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment strategy methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Chris Altman is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His previous roles include positions at Voya Financial Advisors and Cetera Wealth Services. Outside of financial advising, he is a co-owner of Rare Bird Records, LLC, a communal Christian music venture involving writing, playing, arranging, recording, and marketing. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and employs multiple program platforms and discretionary authorities.

Timothy Gabriele is a financial advisor with RBC Capital Markets in Sarasota, FL, holding Series 63 and Series 66 registrations and possessing 36 years of industry experience. He has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Jeffrey Crouse is a CFP® with eight years of industry experience currently affiliated with Charles Schwab & Co., Inc. in Sarasota, FL. His prior work includes positions at Fidelity Investments, Apex Wealth Consultants, and Saltmarsh Financial Advisors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, employing multi-asset model portfolios and a centralized operational structure.

James Huck is a CFP® professional with 25 years of industry experience, currently serving at Morgan Stanley in Venice, FL. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as treasurer and a member of the finance committee for Spring Meadows Country Club in Linden, Michigan. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions. The firm provides tailored financial planning using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Joen Van Oppen is a financial advisor at Thrivent Investment Management with 27 years of industry experience. He has held positions at Thrivent Investment Management and Thrivent Financial For Lutherans since 2007. Outside of his advisory role, he is the owner of an LLC established to purchase land and develop a retirement home in New Mexico. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of financial advisors. The firm focuses on holistic, goal-based planning and offers a consolidated billing option that combines planning with managed-account services, while maintaining planning and portfolio management as separate offerings.

Cassie Collins is a financial advisor with Edward Jones in Venice, FL, holding the ChFC® and Series 66 designations and bringing nine years of industry experience. She has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Bogdan Korszen is a financial advisor at Raymond James & Associates in Venice, Florida, with 25 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Raymond James since 2007. Outside of his advisory role, he is a partner in HT Central LLC and participates in managing trust-related activities as a trustee. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, and charitable organizations. The firm offers financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles, research resources, and specialized advisory services, including municipal advisory and employer consulting programs.

Mauricio Vargas is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. He works collaboratively with clients and their families to understand their financial goals, develop tailored financial plans, and maintain ongoing relationships to monitor progress. Mauricio has been with Fidelity Investments since 2014, progressing through various roles including Investment Consultant, Retirement Solutions Representative, Investments Solutions Representative, and Financial Representative. This experience has provided him with a broad understanding of investment and retirement solutions. No information regarding Mauricio's education, credentials, personal interests, or community involvement was provided.

Kenneth Ross is a financial advisor with RBC Capital Markets in Sarasota, FL, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with RBC Capital Markets since 2012. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, and brokerage services tailored to each client's risk profile.

Joanne Fabec is a financial advisor at RBC Capital Markets with 12 years of industry experience. She holds the Series 66 designation and has worked at RBC Capital Markets since 2015 and City National Bank since 2021. Outside of her advisory role, she is involved as a co-chair for the Johns Hopkins All Children's Foundation educational breakfast and serves on its AWJ committee. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse range of clients including individuals, institutions, and charitable organizations. The firm offers tailored investment programs combining in-house and third-party management, with features such as tax management and responsible investing screens.

Kenneth Reitz is a financial advisor with Cambridge Investment Research Advisors, holding the Series 66 designation and bringing 20 years of industry experience. He has been with Cambridge in various capacities since 2012. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals and provides diverse investment solutions including proprietary models and third-party strategies tailored to client objectives.

Joanne Hale is a financial advisor with Cambridge Investment Research Advisors in Bradenton, FL, holding Series 63 and Series 65 licenses and six years of industry experience. Prior to her advisory career, she served 21 years in the United States Air Force. In addition to her advisory role, she is an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm utilizes a broad range of portfolio management approaches and proprietary model strategies, supported by institutional features designed to address advisor and client needs.

Nancy Marciniak is a financial advisor with Merrill in Sarasota, FL, holding Series 63 and Series 65 credentials and 38 years of industry experience. She has worked with Bank of America and Merrill since 2011. Outside of her advisory role, she assists with shipping and administrative tasks for a hat company started by her husband. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Bruce Lubatkin is a CFP®-designated financial advisor with 32 years of industry experience. He is currently affiliated with LPL Financial, where he has worked since 2021. His prior experience includes 15 years at Cetera and over two decades operating Lubatkin Financial Group. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.