Nikola Savich is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works with individuals, businesses, and private estates to provide guidance on investment decisions and financial planning to support clients' cash needs, lending solutions, investments, and retirement stability. His areas of expertise include college education planning, divorce transition planning, services for defined benefit plans, investment consulting for defined contribution plans, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He holds professional designations as a Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), and Personal Investment Advisor (PIA). Nikola Savich earned both his Bachelor's Degree and Master of Business Administration (MBA) from Northwood University. He applies a personalized planning approach, working collaboratively with clients to create financial strategies tailored to their goals. His lending services are provided through Bank of America, N.A. Outside of his professional work, his interests include basketball, football, golfing, hiking, hunting, soccer, traveling, and watching movies.

Jason Graves is a financial advisor with Raymond James & Associates in Bloomfield Hills, MI, holding a Series 66 designation and 13 years of industry experience. He worked at Wells Fargo Clearing for two years prior to joining Raymond James in 2018. Outside of his advisory role, he is a partner and event organizer for the Crown Club Golf Society, a local golf business. Raymond James & Associates is a large dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension and profit-sharing plans, and municipal entities, offering financial planning and non-discretionary investment consulting through multiple advisory programs and institutional consulting services.

Scott Strickland is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. He serves on the finance committee of the Cranbrook Educational Community and is a board member of Resort Pike, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

John Duncan is a Senior Vice President and Senior Financial Advisor with Merrill Lynch Wealth Management, based in Bloomfield Hills, Michigan. He has spent over 30 years in the financial services industry, focusing on addressing the unique financial needs of clients and their families. John specializes in portfolio management, retirement plan services, and wealth management strategies, including asset allocation, tax minimization, and succession planning. As a Portfolio Manager, he manages discretionary tactical growth portfolios guided by an earnings momentum discipline. John's team, Duncan & Associates, concentrates on retirement plan services, particularly 401(k) plans, emphasizing process automation, plan simplicity, sophisticated options for select employees, and customized ongoing communication. He holds several professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). John earned a BA degree in Finance from Michigan State University. Outside of work, John and his wife, Karen, have three sons and contribute their time to local school, youth, and charitable organizations. He believes in working closely with clients to develop personalized financial strategies to assist them in pursuing their long-term goals.

Michael Barber is a Series 66-credentialed financial advisor with 12 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2020 and previously spent seven years with UBS Financial Services. He is based in Farmington Hills, MI. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and utilizes structured discovery processes and firm-approved tools as part of its planning approach.

Charles Wagner is a financial advisor at Charles Schwab with one year of industry experience. He previously worked at Rocket Mortgage and Referral Partners International. Wagner holds a Series 66 designation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by research from the Schwab Center for Financial Research.

Kevin Pierce is a CFP® professional with 12 years of experience in the financial services industry. He is currently with LPL Financial, where he has worked since 2019, and has held prior roles at Centaurus Financial, Parkland Securities, SPC, and Sigma Financial Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms supported by a network of investment adviser representatives.

Caden Pok is a financial advisor with J.P. Morgan Securities in Birmingham, MI. He holds a Series 66 designation and has one year of industry experience. His prior work history includes roles at Bank of America and Calder Capital. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by centralized due diligence and offers a framework that includes ESG eligibility and broader derivatives capabilities.

Mark Ivezaj is a Series 66-licensed financial advisor with Ameriprise in Bloomfield Hills, MI, bringing 21 years of industry experience. He has been with Ameriprise and its predecessor firms since 2005. Outside of advising, he serves on the boards of the Collaborative Practice Institute of Michigan and Care House and works as an expert witness in divorce cases. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice. The firm utilizes investment research and third-party data within a defined investment universe influenced by its affiliated products and provides services with specific enrollment criteria based on asset levels.

Paul Giles is a financial advisor at Ameriprise with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Ameriprise and its affiliates since 1999, except for a one-year break in 2021-2022. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines algorithmic automation and research-driven methods to deliver tailored, non-discretionary advice through a centralized consulting team.

Blake Schochet is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding Series 63 and Series 66 credentials and bringing 19 years of industry experience. He previously worked at Wells Fargo Clearing for seven years before joining Morgan Stanley Smith Barney LLC, where he has been since 2023. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies to support financial decision-making.

Jeffrey Jacques is a financial advisor with Edward Jones in Clarkston, MI, holding a Series 66 designation and having 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a nationwide network of approximately 23,701 financial advisors. The firm offers a range of advisory strategies and affiliated investment products, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets under management.

Mark Beck is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Ameriprise and Comerica Securities, Inc. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and public entities, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

David Mcmurtrie is a financial advisor with UBS Financial Services in Bloomfield Hills, MI, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with UBS since 2011. Outside of his advisory role, he serves as president of the Colberry Hills Civic Association, where he plans and coordinates social events for the subdivision. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets resources.

Gerald Shiner is a financial advisor at OSAIC with 38 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at SagePoint Financial and Principal Financial Services. In addition to his advisory role, he serves as Director of Retirement Services at Michigan Planners, consulting on employee benefit plans. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and multiple managed account solutions.

Clayton Winkler is a CFP® professional with 24 years of industry experience. He is currently with OSAIC and has previously worked at Woodbury Financial Services, Inc. and Equitable Advisors. He is the founder and chairman of Dogtags 4 Jesus, Inc., a 501(c)(3) nonprofit organization. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization across multiple platforms.

Travis Smith is a CFP® with 18 years of industry experience, currently serving at Raymond James Financial in Oxford, MI. He has been with Raymond James Financial Services since 2008 and holds a role as operations manager and co-branch manager at JLS Financial Services. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, corporations, and institutional clients. The firm uses tailored planning and analytical tools to support non-discretionary advisory programs and maintains specialized offerings such as municipal advisory services and SIMPLE IRA employer consulting.

Evan Storozhenko is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill and Bank of America, he held positions at Mercantile Bank and worked in several roles at Michigan State University and other organizations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Kenneth Pallach is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley entities since 2009, currently serving at Morgan Stanley Private Bank, N.A. in Bloomfield Hills, MI. Morgan Stanley Wealth Management provides a broad range of advisory programs for individual and institutional clients, emphasizing tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that include integrated planning without individual security recommendations as part of standalone programs.

Richard Allen is a financial advisor at OSAIC Wealth, Inc with 21 years of industry experience. He holds a Series 66 designation and has previously worked for Wells Fargo Advisors Financial Network LLC and The Investment Consulting Group, where he continues to serve as a financial planner. Allen also owns an LLC used solely for income and banking purposes. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment process focuses on model-based asset allocation and portfolio optimization, providing a range of managed portfolio options and third-party manager access.