Elle Miller is a financial advisor with UBS Financial Services in Wayzata, MN, holding a Series 66 designation and five years of industry experience. Prior to joining UBS in 2020, she worked at Lucid Holdings, LLC for four years. She serves on the Board of Directors and as Treasurer of the Wayzata Rotary Club, a humanitarian service organization. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary market research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Christine Zuck is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Cetera. Her career includes roles at Bar Financial Partners, AdvisorNet Wealth Partners, LPL Financial, and Frandsen Financial, among others. Outside of her advisory work, she volunteers providing tax preparation and financial planning services for low and moderate income individuals and serves on the advisory board of a startup company. Cetera Investment Advisers LLC is a nationwide independent advisor network serving a diverse client base, including individuals, retirement plans, corporations, charitable organizations, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary management options, combining affiliated and third-party model portfolios with bespoke strategies, supporting a wide range of program structures and custodial relationships.

Fred Lee is a financial advisor at Thrivent Investment Management in Minneapolis, MN, holding a Series 66 designation with 21 years of industry experience. His career includes roles at U.S. Bancorp Investments, Wells Fargo Clearing Services, J.P. Morgan Securities, Morgan Stanley, and Banc of America Investment Services. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering detailed, goal-based planning across a broad range of financial topics without discretionary trading authority.

Taylor Bacchus is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo, he held positions at Isaacson & Associates American Family and NorthStar Ford. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers a range of brokerage and advisory solutions and uses research and analytics to guide investment decisions.

Nicholas Larson is a Series 66 licensed financial advisor at Wells Fargo Advisors with one year of industry experience. His prior roles include positions at UBS Financial Services, OSAIC Wealth Inc, Moylan Kropp, and Renaissance Financial. He holds experience from the University of Nebraska–Lincoln as well. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu including cash-flow, retirement, education, risk, and wealth-transfer planning along with specialized services such as business-owner transition, sports and entertainment, special-needs, and divorce planning.

Jeffrey Ament is a financial advisor with Morgan Stanley in Wayzata, MN, holding Series 63 and Series 66 licenses and over 35 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and was previously with Citigroup Global Markets Inc. Outside of his advisory role, he owns businesses involved in horse leasing and recreation, and serves as treasurer of a homeowners association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs and tailored financial planning services to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its financial planning process.

Benjamin Kyes is a financial advisor at Ameriprise with 13 years of industry experience. He holds the Series 63 designation and has been with Ameriprise and its affiliated entities since 2013. Outside of his advisory role, he co-owns Candid First Impressions, a photo digitization business, and owns Sycamore Trailers LLC, which rents trailers to the public. Ameriprise offers a retirement-income planning service targeted at individuals with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in delivering its services, with an emphasis on assets held in Ameriprise-managed accounts.

Bryce Wergeland is a financial advisor with LPL Financial in Minneapolis, MN, holding a Series 66 designation and 20 years of industry experience. He has been with LPL Financial since 2010 and previously worked at NRP Advisors, Principal Financial Services, and Johnston Lemon Asset Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Donald Davenport is a financial advisor with Wells Fargo Clearing in Wayzata, MN, holding the CFP® designation along with Series 63 and Series 65 licenses. He has 32 years of industry experience, including over a decade with Wells Fargo Insurance Services Investment Advisors, Inc. Prior to that, he worked at Wells Fargo Investments, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines in-house research and third-party analytics to evaluate investment options, offering both brokerage and advisory solutions across a broad client base.

Harrison Weems is a financial advisor with Mass Mutual Investors Services in Minneapolis, MN. He holds Series 63 and Series 66 licenses and has nine years of industry experience. Prior to joining Mass Mutual and MML Investors Services in 2018, he worked at St Michael Car Care Center from 2016 to 2018. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, offering collaborative annual planning engagements that utilize firm-approved analytical tools.

Matthew Bouts is a financial advisor with Ameriprise in Mound, Minnesota, holding a Series 63 designation and 17 years of industry experience. He has been with Ameriprise and its affiliated entities since 2008. Outside of his advisory role, he provides coaching and consulting services to CPAs and accountants through his own consulting business. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions, utilizing a centralized team that combines research, modeling, and tax-efficiency analysis to generate tailored retirement income recommendations.

Rebekah Hartmann is a Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients to understand their individual financial goals and develops tailored strategies to address areas including general investing, retirement planning, and preparation for unforeseen expenses. Rebekah provides access to additional banking and financial services through Bank of America specialists, offering a comprehensive approach to financial management. Her areas of focus include family wealth management strategies, legacy planning, personal retirement planning, small business strategies, and socially responsible investing such as values-based and ESG investing. She holds several professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Rebekah holds a Bachelor's Degree from Iowa State University, a Master's Degree from Colorado School of Mines, a Doctor of Veterinary Medicine from Colorado State University, and a Master of Business Administration from the University of Missouri System. She is involved with professional organizations such as the American Veterinary Medical Association, Minnesota Veterinary Medical Association, Eden Prairie Chamber of Commerce, National Association of Women Business Owners, and the Quorum LGBTQ+ and Allied Chamber of Commerce. Her community involvement includes activities with Bank of America, Minnesota Veterinary Medical Association, and the University of Minnesota Landscape Arboretum. In her personal time, she enjoys biking, gardening, hiking, horseback riding, music, and reading.

Michael Roberts is a financial advisor at Thrivent Investment Management in Minneapolis, MN, with 11 years of industry experience. He holds Series 63 and Series 65 credentials. His prior work includes roles at Ameriprise Financial Services, RBC Capital Markets, U.S. Bank, and U.S. Bancorp Investments. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based analyses and planning across various financial topics, allowing clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Andrew Osland is a financial advisor with Ameriprise in Minneapolis, MN, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior experience includes roles at Thrivent Financial and Thrivent Investment Management Inc., as well as operating Oz Cycles LLC. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, offering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers these services through a centralized retirement-income consulting team in partnership with its financial advisors.

Kumi Goaneh is a financial advisor with RBC Capital Markets in Minneapolis, MN, holding Series 63 and Series 66 licenses and eight years of industry experience. Prior to joining RBC in 2018, Kumi worked at NYLIFE Securities LLC and New York Life Insurance Co., and earlier was with Highland Management. Outside of finance, Kumi was involved with Lux Looks Beauty LLC for fourteen years. RBC Wealth Management serves a diverse client base including individuals, institutions, pension plans, corporations, and charitable organizations, offering tailored investment strategies and a range of advisory programs that integrate both in-house and third-party portfolio managers.

Ashraf Hassan is a financial advisor with Wells Fargo Clearing in Minneapolis, MN, holding Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Northland Securities, J.P. Morgan Securities, and Wells Fargo Bank. Outside the financial sector, he has diverse work experience across several industries. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm utilizes research from Wells Fargo Investment Institute and third-party sources to support its investment approach, offering both brokerage and advisory solutions.

Macinnes Lamont is a financial advisor at Ameriprise with a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2022, he worked in various roles including positions at the University of St. Thomas and delivery services such as Postmates and DoorDash. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing tax-aware retirement income planning advice.

Timothy Connolly is a financial advisor with Ameriprise in Fridley, MN, holding a Series 66 designation and 10 years of industry experience. He has been with Ameriprise and its affiliate since 2015. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports, emphasizing assets held in Ameriprise Managed Accounts and utilizing algorithmic automation overseen by a dedicated committee.

Katie Merritt is a financial advisor with Wells Fargo Clearing in Minneapolis, MN. She holds Series 65 and Series 63 licenses and has been working in the financial services industry since 2021. Prior to her current role, she held positions at Wells Fargo Bank, First American Title Insurance Company, and Wells Fargo Bank, nA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options and offers various financial products through its bank and insurance affiliates.

Carol Henry is a financial advisor with UBS Financial Services in Wayzata, MN, holding a Series 63 designation and 33 years of industry experience. She has been with UBS since 2006. Outside of her advisory role, she serves as a successor trustee for a family trust. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and leveraging proprietary research and model-based asset allocations.