Joseph Szpak is a financial advisor with Fisher Investments in Houston, TX, holding a Series 65 designation and eight years of industry experience. His career includes roles at Fisher Investments since 2018, along with earlier positions at BakerHostetler and West Virginia University. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates, using a centralized investment process that incorporates quantitative and qualitative research.

Heather Gordon is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and 19 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Investments, LLC from 2009 to 2011. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jennifer Painter is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, as well as Wells Fargo Bank NA since 2007. Outside of her advisory role, she spends time providing housekeeping assistance for her parents. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, supported by research from Wells Fargo Investment Institute and a comprehensive range of financial products.

Ernesto Saenz is a financial advisor with Wells Fargo Clearing in Houston, TX, holding the Series 63 and Series 66 designations and bringing 15 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank NA since 2014. Saenz is also involved in a real estate business as a landlord. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a research-driven approach to investment selection and offers a broad range of financial products and services through its bank and insurance affiliates.

David Carbajal is a CFP® with 10 years of industry experience, currently affiliated with Raymond James Financial in Houston, TX. His prior roles include positions at Paul Comstock Partners and Hornor Townsend & Kent Inc. He is CEO and President of McAllister Carbajal Wealth, a support company focused on team branding. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and institutional clients, including pension plans and charitable organizations. The firm provides tailored, non-discretionary planning and employs analytical tools such as risk profiling and probability modeling to support client goals.

Steve Kowal is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and having seven years of industry experience. He has worked at Wells Fargo Bank and Wells Fargo Clearing since 2025 and is also the managing member of Limitless Offerings LLC, an e-commerce business operating on Amazon's platform. Prior to his current roles, he gained experience at PFS Investments Inc., Primerica Financial Services, and in automotive and hospitality sectors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by proprietary research and a diversified investment approach.

Justin Nichols is a financial advisor at Robert W. Baird & Co. with 28 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Baird since 2019, previously holding roles at Wells Fargo Clearing and Wells Fargo Investments. Outside of his advisory role, Nichols is involved in restaurant investments and participates as a passive investor in a sports training facility and in sports broadcasting activities. He is part of The DDK Group within Baird’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients. The firm employs a range of portfolio management strategies including separately managed accounts, overlay management, and tax management, supported by internal research and ongoing manager oversight.

Mitja Peterman Sr. is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has worked with PFS Investments Inc. since 2012 and Primerica Financial Services since 2010. Outside of advisory roles, he is involved in the sale of non-investment related products through Primerica Mortgage, LLC and Primerica Client Services, Inc. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services through a large network of financial advisors and utilizing model-delivery strategies managed by unaffiliated asset managers.

Robert Bickham is a financial advisor at UBS Financial Services with 41 years of industry experience. He has been with UBS since 2005 and holds Series 63 and Series 65 designations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and research resources.

Sophia Robinson is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and 18 years of industry experience. She has been with Merrill since 2014 and previously worked at Bank of America, N.A. from 2023 to present. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alejandro Flores is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 66 credentials and 14 years of industry experience. Prior to joining Wells Fargo in 2017, he worked at BBVA Wealth Solutions Inc. and BBVA Securities Inc. Flores serves as mayor and is a member of several local committees in Los Fresnos, TX. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines extensive research with a range of brokerage and advisory solutions across a large scale of assets and advisors.

Lee Ward is a financial advisor with J.P. Morgan Securities based in Houston, TX. He holds Series 63 and Series 66 licenses and has 22 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Wells Fargo. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative and qualitative research, incorporating ESG considerations, with a notable emphasis on derivatives and commodities capabilities.

Gregory Klenke is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked at UBS Financial Services for 24 years before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2020. Outside of his advisory role, he is co-owner of Four Horsemen Ranch LLC, an agricultural business based in San Antonio, TX. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured tools and modeling techniques, offering advisory services without individual security recommendations in standalone planning.

Carringhton Powell is a financial advisor at Merrill with Series 63 and 65 licenses and three years of industry experience. He has worked at several major financial institutions, including Bank of America, JPMorgan Chase, Citigroup, and New York Life Insurance. Prior to his financial services career, he was involved with Titan Fitness dba Fitness Connection. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services and model-based investment strategies to Bank of America fiduciary clients, serving individual, high-net-worth, corporate, and nonprofit investors through discretionary and third-party managed portfolios.

David Deveau is a Series 66 licensed financial advisor at J.P. Morgan Securities with six years of industry experience. He has held positions at JPMorgan Chase Bank, Woodforest Wealth Strategies, Raymond James Financial, and Edward Jones. Outside of finance, he was involved with the Match Midtown Arts Theater Center of Houston for three years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process integrates quantitative and qualitative research supported by a centralized manager solutions team.

Richard Grant is a financial advisor with Charles Schwab who holds a Series 66 designation and has four years of industry experience. His background includes service in the United States Marine Corps Reserve from 2019 to 2024 and roles at various firms including Charles Schwab Bank and UPS/InSync Staffing. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Tony Knebel is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and two years of industry experience. He previously worked for The First State Bank for ten years before joining Wells Fargo Clearing in 2023. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a broader range of financial product offerings than typical for large institutional advisers.

Timothy White is a Wealth Management Advisor with Merrill Lynch Wealth Management and a leader of the TSPN Wealth Management Group based in Houston, Texas. He specializes in areas including employee benefits planning, executive compensation, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. Tim holds a Bachelor of Science degree in Health from Texas A&M University and has earned the Chartered Financial Consultant® (ChFC®) designation from The American College of Financial Services. Raised in an entrepreneurial household, he applies a unique perspective that balances financial stability with overall well-being in his advisory practice. Tim emphasizes tailored wealth plans built on clear and consistent communication to help clients reach their personal financial goals. Outside of his professional work, Tim is a member of the Community of Faith organization. He is a husband and father who enjoys exploring restaurant scenes, traveling, cooking for friends and family, watching sports including Houston and Aggie teams, and engaging in strategy-based games with lifelong friends.

James Frankowski is a CFP® professional with 27 years of experience in the financial services industry. He has been with Ameriprise since 2005, currently serving as an advisor in Houston, TX. Outside of his advisory role, he is involved in intellectual property development through Academic Concepts LLC and serves as president of the Bayou Lofts Association board of directors. Ameriprise is a large institutional firm that offers retirement-income planning services for clients approaching or in retirement, focusing on tax-smart withdrawal strategies and Social Security options. The firm provides a broad range of advisory, brokerage, and insurance solutions, with a centralized team delivering algorithm-driven, customized retirement recommendations.

Georgina Rosal is a financial advisor with LPL Financial, holding a Series 63 designation and totaling 33 years of industry experience. She worked at Lincoln Financial Advisors Corporation for 26 years before joining LPL Financial in 2024. In addition to her advisory role, she is involved with Rosal Davie & Associates LLP, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive operational and research tools.