Jareese Williams is a financial advisor with Thrivent Investment Management in Glendale, AZ, holding a Series 66 credential and having two years of industry experience. Prior to joining Thrivent in 2025, Williams worked at Ameriprise from 2023 to 2025. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial analyses and written recommendations across various planning areas. The firm integrates planning with managed-account programs under the “WealthPlan” option while maintaining separate planning and portfolio management services.

Rebecca Gandolfi is a financial advisor at Cetera with one year of industry experience. She holds a Series 66 designation and has worked with Cetera and its associated networks since 2023. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of investment management and financial planning services through a multi-manager platform with over 10,000 advisors and approximately $256 billion in assets under management.

Kari Pepelnjak is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. She has been with Charles Schwab since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering investment guidance through multi-asset model portfolios and a formal alternative-investment program.

Dana Unverferth is a financial advisor with Morgan Stanley in Phoenix, AZ, holding Series 66 and Series 63 licenses and five years of industry experience. Prior to joining Morgan Stanley in 2022, Dana worked at Oppenheimer, Strategic Tax Planning, and State Farm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market analysis.

Jason Hearn is a financial advisor with Raymond James & Associates in Phoenix, AZ, holding a Series 66 designation and 14 years of industry experience. He previously worked at Edward D Jones & Co for 10 years before joining Raymond James in 2022. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Andres Franco is a CFP® with 19 years of industry experience, currently advising at Charles Schwab in Phoenix, AZ. His career includes roles at The Vanguard Group and Schwab Private Client Investment Advisory. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through a combination of non-discretionary and discretionary advisory services, employing multi-asset model portfolios and offering integrated brokerage, custody, and advisory solutions.

Andrew St.John is a financial advisor with LPL Financial, holding a Series 66 designation and 16 years of industry experience. He has previously worked at Lincoln Financial Advisors Corporation, Equitable Advisors, and 1st Global Advisors Inc. Outside of his advisory work, he is involved in selling non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a broad network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering financial planning, model portfolios, third-party asset management, and institutional platforms.

Dylan Christopher is a financial advisor at Merrill with Series 63 and Series 66 credentials and 10 years of industry experience. He has worked at Merrill since 2016 and previously held a position at Bank of America, N.A. for seven years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michelle Vanhof is a financial advisor at Charles Schwab in Phoenix, AZ, with 25 years of industry experience. She holds the Series 66 designation and has been with Charles Schwab since 2009. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers multi-asset model portfolios supplemented by alternative investment options.

Adam Lasacco is a financial advisor with Morgan Stanley in Phoenix, AZ, holding Series 65 and Series 66 credentials and bringing 17 years of industry experience. His prior roles include over a decade at J.P. Morgan Securities and J.P. Morgan Chase Bank, with earlier experience at Equitable Advisors. He serves on the finance and investment committees of the Southwest Autism Resource and Research Center. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning utilizing structured processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Benjamin Antoniades is a financial advisor at Cetera with two years of industry experience. He holds a Series 66 designation and has worked at several firms, including North Star Resource Group and Wealth Navigation Advisors. He is also involved with Renaissance Financial, a financial services business where he serves as a financial advisor. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Jacob Severns is a financial advisor at Merrill holding a Series 66 designation. He joined Merrill and Bank of America in 2026, with prior experience at Charles Schwab and various roles outside the financial industry, including technical consulting and restaurant management. His background includes work in education and entrepreneurial ventures in the hospitality sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eva Schmidt is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. Her background includes various roles across multiple businesses and educational institutions, including Arizona State University and several retail and food service enterprises. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large nationwide network of independent advisors and provides access to both affiliated and third-party money managers.

Chris Emery is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2020, progressing through roles including Financial Consultant, Portfolio Specialist, and Client Management Representative. Prior to joining Fidelity, Chris worked as a High Net Worth Representative at Charles Schwab and as a Brokerage Trading Specialist at USAA. Chris specializes in retirement income planning, tax-efficient investing, and protecting multi-generational wealth. As a Certified Financial Planner™, he approaches financial planning as an ongoing process and is committed to helping clients and their families navigate significant life events by co-creating tailored strategies aligned with their financial goals.

Zachary Wood is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and four years of industry experience. He has been with Charles Schwab & Co., Inc. since 2021 and also has a background working at Starbucks Coffee Company. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Thomas Cantrell is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and 27 years of industry experience. He has been with Charles Schwab since 1999. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by centralized custody and order-routing systems.

Nicholas Ascherl is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. Prior to joining Merrill in 2020, he operated Sustainable Landscaping Services for six years. Outside of finance, he runs a woodworking business as a hobby in his free time. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Austin Harrison is a financial advisor at Charles Schwab with two years of industry experience. He previously worked at Edward Jones and has held roles outside finance, including positions at Lyft and as a dog trainer. Outside of advising, he owns and manages a real estate property in Phoenix, AZ. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment options with multi-asset model portfolios and integrated brokerage, custody, and advisory services.

Michael Dzioba is a financial advisor at Charles Schwab with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. since 2020, following a decade at USAA Financial Planning Services and related USAA investment entities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized custody and operational infrastructure.

Elias Weber is a CFP® and holds a Series 66 license with six years of experience at UBS Financial Services in Phoenix, AZ. His background includes roles at Total Wine & More, H.B. Fuller, and positions in education and food brokerage. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.