Michael McPhail is a financial advisor at Osaic with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Jefferson Pilot Securities Corporation and Lincoln Financial Advisors. Outside of his advisory role, he provides caregiving services to an immediate family member. Osaic Wealth serves a diverse group of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning and advisor-managed portfolios. The firm’s investment approach emphasizes model-based asset allocation, portfolio optimization, and a range of customizable strategies.

Allen St Clair is a financial advisor with Edward Jones in Scottsdale, AZ, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory role, he works as a pitching coach for a private baseball team called Rip City, providing instruction at a local training facility. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, with a nationwide network of financial advisors and branch offices.

Peter Dutoit is a financial advisor at OSAIC with 14 years of industry experience. He holds a Series 65 designation and has worked at firms including Royal Alliance Associates, TD Bank, TD Ameritrade, and Foresters Financial Services. He is based in Scottsdale, AZ. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by a range of programs and third-party manager options.

Samantha Mosher is a financial advisor at Fidelity with a Series 66 credential and four years of industry experience. Her prior work includes roles at JPMorgan Chase and Renaissance Financial. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios.

Srdjan Calija is a financial advisor at J.P. Morgan Securities in Peoria, AZ, holding Series 66 and Series 63 licenses with 20 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research, incorporating forward-looking capital market assumptions and an ESG eligibility framework.

Tom McNertney is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2014. He has more than 18 years of experience in the financial services industry, during which he has worked in various capacities including Investment Consultant and Retirement Solutions Representative at Fidelity Investments. His professional background spans wealth accumulation, retirement income planning, and financial legacy protection. Tom is committed to building trust-based relationships with clients and focuses on simplifying investment complexities while prioritizing clients' interests. Tom holds a California Insurance License and has been associated with Fidelity Investments since 2008, following his initial experience with Northwestern Mutual.

Micah Davidson is a financial advisor at Thrivent Investment Management with credentials including Series 63 and Series 65 licenses. He began his advisory career in 2025, with prior experience at Trinity Wealth Securities, LLC and Florida Financial Advisors DBA Four Corners Financial Advisors. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering one-time or ongoing planning engagements that cover a broad range of financial topics without implementing recommendations directly. The firm combines holistic, goal-based analyses with a managed-account program under a consolidated billing option called “WealthPlan,” while maintaining separation between planning and portfolio management services.

Nicholas Favia is a Series 66-registered financial advisor with Morgan Stanley in Scottsdale, Arizona, where he has 13 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Outside of his advisory role, he serves on the Finance Committee of STARS AZ, a community organization based in Scottsdale. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer providing a variety of advisory programs and tailored financial planning services to individual and institutional clients. The firm manages over $2.7 trillion in assets and employs a structured planning process utilizing proprietary tools and market models.

Christopher Armenta is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds the Series 66 designation and has worked previously with USAA Investment Services Company and American National Insurance Company. Outside of his advisory role, he is a worship team member at the Church of God for the Nations, where he provides music support during services. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a framework that may incorporate ESG criteria.

Monika Kotowski is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation with 10 years of industry experience. She has been with Morgan Stanley since 2012 and is currently associated with Morgan Stanley Private Bank, N.A. Kotowski owns Sonoran Sunset Properties LLC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery and firm-approved tools, serving clients both directly and through corporate agreements.

Josh Schechter is a financial advisor at Osaic with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including multiple roles at Raymond James from 2008 to 2022, and Triad Advisors LLC from 2022 to 2024. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services through various programs emphasizing model-based asset allocation, portfolio optimization, and a wide range of investment options supported by a complex affiliate network.

Abtin Zarrabi is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on providing clients with personalized wealth management strategies designed to address their full financial picture and evolving market conditions. Abtin works closely with clients to develop tailored approaches in portfolio management, tax minimization, retirement income, and both individual and corporate investment strategies. He holds a Personal Investment Advisor (PIA) designation and completed his bachelor's degree at Shiraz University, followed by a master's degree from the University of California System. Abtin's client service approach centers on one-on-one collaboration to help clients pursue their long-term financial goals. Outside of his professional role, he enjoys hiking, music, photography, reading, and running.

Ryan Rosenmeyer is a Series 66 licensed financial advisor with Edward Jones, based in Anthem, AZ. He has 16 years of industry experience, all with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Bown is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at OSAIC since 2022, with prior experience at Woodbury Financial Services, Questar Asset Management, Questar Capital Corporation, and Mass Mutual Investors Services. Outside of his advisory work, he owns Strategies for Life!, a sole proprietorship focused on producing a Christian radio show that covers Bible lessons, success strategies, and personal empowerment. OSAIC serves a diverse client base including retail and institutional investors, offering both brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization and supports various investment strategies and third-party managers across its extensive and complex affiliate network.

Anna Daly is a Series 66–licensed financial advisor with Fidelity in Scottsdale, AZ, having one year of industry experience. Prior to joining Fidelity, she worked in various roles across logistics, hospitality, and education. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm employs a combination of proprietary fundamental research and quantitative analysis, utilizing systematic methodologies and algorithmic portfolio construction.

Joshua Jenkins is a Series 66–licensed financial advisor with seven years of industry experience. He has been with Equitable Advisors since 2019 and previously worked at AXA Advisors, National Bank of Arizona, and Flagstaff Buick GMC. Jenkins is based in Scottsdale, AZ. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs, utilizing a variety of third-party and proprietary investment solutions.

Dewey Darwin is a financial advisor with Ameriprise in Scottsdale, AZ, holding a Series 63 designation and 32 years of industry experience. He has worked with Ameriprise and its affiliate, Ameriprise Financial Services, Inc., since 1994. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools, primarily for clients maintaining assets in Ameriprise-managed accounts.

Kathryn Goodman is a financial advisor at Osaic Wealth Inc with 17 years of industry experience. She holds Series 66 and Series 63 licenses. Her prior experience includes roles at PayPal, BancWest Investment Services, Bank of the West, and TD Ameritrade Clearing. Osaic Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting discretionary and advisor-managed strategies along with access to third-party managers and alternative investments.

Francisco Mosier is a financial advisor at Osaic with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Osaic since 2017, previously at Signator Investors, Inc. and Transamerica Financial Advisors, Inc. In addition to his advisory role, he owns several businesses, including a tailor shop and a men's fashion retail venture. Osaic Wealth serves a diverse client base that includes individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services, utilizing model-based asset allocation and portfolio optimization supported by various tools and discretionary strategies.

Andres Rochet is a financial advisor with Equitable Advisors, holding Series 66 and Series 63 licenses and having one year of industry experience. Prior to joining Equitable Advisors, he studied at Arizona State University and worked in retail and education sectors. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, institutions, and charitable organizations. The firm utilizes a network of Investment Adviser Representatives and third-party asset managers to deliver tailored investment solutions across mutual funds, ETFs, separately managed accounts, and select alternative investments.