Daniel Geffre is a financial advisor with Edward Jones in Scottsdale, AZ, holding Series 63 and Series 66 credentials and 37 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1993. Outside of his advisory role, Geffre has taught a basic financial markets class through Moorhead Community Education. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operates under a fiduciary standard, and maintains a large network of advisors and branch offices nationwide.

Jorge Ramos Terrazas is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior roles include positions at Charles Schwab & Co., Inc. and The Vanguard Group, Inc. Outside of advisory work, he is a partner in a restaurant and bar business based in Phoenix, Arizona. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved tools.

Jake Dahmer is a financial advisor with J.P. Morgan Securities in Tempe, Arizona. He holds Series 66 and Series 63 licenses and has two years of industry experience, including prior roles at Charles Schwab. His background also includes varied work in the food service and retail sectors. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm uses quantitative asset-allocation modeling combined with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Brian Urry is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2013. He provides guidance on a range of financial matters, including family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. Brian leverages the resources of Merrill and Bank of America along with his team’s expertise to help clients make informed financial decisions with confidence. Brian holds a Bachelor of Science degree in Finance from Arizona State University. He also holds the Certified Private Wealth Advisor® (CPWA®) certification, an advanced professional designation awarded by the Investments & Wealth Institute™ and administered through the Yale School of Management Executive Education program. Additionally, he is a Personal Investment Advisor (PIA). Outside of his professional role, Brian lives in Gilbert, Arizona with his wife and five children. He is involved in community activities such as church assignments and youth sports coaching. His personal interests include adventure sports, baseball, dancing, drawing/sketching, football, golfing, soccer, softball, spending time with family, and traveling.

Linda Netjes is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 designations and 26 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Netjes serves as co-trustee for her spouse’s trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and includes a broader set of financial product offerings than typical large institutional advisers.

Brien Laster is a financial advisor at Morgan Stanley in Gilbert, AZ, holding a Series 66 designation. He has one year of industry experience, with previous roles at Charles Schwab, Array Technologies, Omni Hotels, and other companies. Morgan Stanley Wealth Management is a large registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured processes and advanced modeling tools.

Andrew Denys is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Michael Zamboni is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with LPL Financial since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Martin Jakubowski is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and 42 years of industry experience. He has worked at Merrill Lynch Pierce Fenner & Smith, Inc. since 2003 and Bank of America, N.A. since 2011. Outside of his advisory role, he is a general partner at FANC Leasing LLC, which leases refrigerated truck trailers to a trucking company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Meghavi Rosean is a financial advisor with J.P. Morgan Securities in Tempe, AZ, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. Her career includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, Citizens Securities, and Santander Securities. J.P. Morgan Securities LLC offers investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm provides non-discretionary advice through a select group of Wealth Advisors and maintains access to a broad range of investment products, including security-based swaps and futures.

Sallah Warrayat is a financial advisor with Morgan Stanley in Gilbert, AZ, holding Series 66 and Series 63 licenses and possessing 12 years of industry experience. He previously worked at Bank of America and Merrill. Outside of his advisory role, he owns a sole proprietorship specializing in window tinting. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and comprehensive investment research.

Michael Jones is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various Charles Schwab entities since 2012, including the Schwab Premiere Bank, Trust Bank, and Charles Schwab bank in Phoenix, AZ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Mohammad Alnajdawi is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. Before joining Merrill, he held positions at Hilton Hotels, Arizona State University, Uber, and Best Buy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies supported by internal and third-party managers.

Michael Lopez is a financial advisor with J.P. Morgan Securities in Tempe, AZ, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at JPMorgan Chase Bank, TD Ameritrade, and Grant Thornton, LLP. Outside of his advisory work, he is involved in a family business helping administratively with children's books. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm delivers non-discretionary advisory programs supported by an in-house manager solutions team and a centralized due diligence framework.

David Oster is a financial advisor with Edward Jones in Tempe, AZ, holding Series 63 and Series 65 credentials and 16 years of industry experience. His prior roles include positions at JP Morgan Securities and Wells Fargo Advisors. Outside of his advisory work, he performs as a musician under his own entertainment business, Bishop Industries, and is involved in community service as a 3rd Degree Knight with the Knights of Columbus. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies and advisory services, supported by a large network of advisors and branch offices nationwide.

Ethan Crupe is a financial advisor at Morgan Stanley with Series 66 and Series 63 credentials and one year of industry experience. He previously worked at The Vanguard Group and has additional experience with JFQ Lending Inc. and Fast Copy. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools.

Alexandra Teague is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds a Series 66 designation and previously worked at Edward Jones for 14 years before joining J.P. Morgan Securities in 2026. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Zachary Smolens is a financial advisor with Merrill holding a Series 66 designation and has been in the industry since 2024. His prior experience includes roles at JPMorgan Chase and Bank of America, N.A. Outside of financial services, he has worked in various sectors including food delivery and retail. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Suzanne King is a CFP® with 32 years of industry experience, all of which she has spent at Robert Baird & Co. since 1994. She holds a Series 63 designation and is based in Gilbert, AZ. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers customized financial planning and portfolio management services, utilizing a range of strategies including separately managed accounts and overlay services.

Drew Ashcraft is a Wealth Management Advisor with Merrill Lynch Wealth Management. He is a CERTIFIED FINANCIAL PLANNER® professional and a Certified Exit Planning Advisor (CEPA), as well as a Personal Investment Advisor (PIA). Drew works as a financial advisor and partner on The Ashcraft Group, focusing on understanding clients' unique financial situations and goals to develop customized retirement and wealth management strategies. Drew has been in the financial services industry since 2012, beginning his career as an Investment Analyst in commercial real estate. He specializes in areas including family wealth management strategies, LGBT wealth planning, managing new wealth, personal retirement planning, and retirement income. Drew earned his Bachelor's degree in Finance from the WP Carey School of Business at Arizona State University. Outside of his professional role, Drew is involved with the Chandler/Gilbert YMCA. His personal interests include cooking, football, golfing, music, scuba diving, and spending time with his family.