William Acosta is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has been with J.P. Morgan Securities since 2013 and previously worked at Chase Investment Services Corp. Acosta is also involved in managing private real estate ventures, including vacation rentals in Mexico. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting.

Nicholas Guaragna is a financial advisor at J.P. Morgan Securities in Tempe, AZ, holding a Series 66 designation with four years of industry experience. Prior to joining J.P. Morgan Securities and JPMORGAN Chase Bank in 2025, he worked at Morgan Stanley from 2021 to 2025. From 2019 to 2021, he was involved with True Merch LLC. / Sale O Matic. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory approach combines quantitative and qualitative research to offer written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Candice Guadagnino is a financial advisor at Merrill with nine years of industry experience and holds a Series 66 designation. She has been with Merrill since 2017 and previously worked at Charleston's Restaurant. Candice serves as a board member for the AZTEC Wrestling Booster Club, where she helps organize events and plan activities for a high school wrestling team. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charles Mills is a Series 66-registered financial advisor with Edward Jones in Gilbert, Arizona, where he has worked since 2008. He has 17 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products supported by a nationwide network of more than 23,700 financial advisors.

Derek Maisel is a financial advisor at Morgan Stanley with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Morgan Stanley in 2022, he held roles at The Vanguard Group, AirTutors, Cambly Inc., and TutorABC. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process utilizes structured discovery conversations and proprietary tools, and serves clients through both direct and corporate agreements.

Thomas Verde is a financial advisor with Edward Jones in Tempe, AZ, holding Series 63 and Series 66 licenses and having 14 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Mlungisi Sibanda is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., he worked at Vanguard and held roles at Empowerbank Ltd and Homelink Private Limited. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative manager due diligence and incorporates an ESG eligibility framework.

Nathan Schilling is a financial advisor at Merrill with Series 66 and Series 63 licenses and four years of industry experience. His prior roles include positions at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Altabank. He also has experience outside finance, including operating a Christmas tree farm and working in various roles while attending university. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, with a range of tactical and strategic asset allocation options.

Timothy Orendorff is a financial advisor with Edward Jones in Tempe, Arizona, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2007. Outside of his advisory work, he owns and operates a sports photography business photographing his son's school and club basketball games. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory solutions including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Dave Bealer is a financial advisor at Edward Jones in Phoenix, AZ, holding a Series 66 designation with seven years of industry experience. Prior to joining Edward Jones in 2018, he worked at Slalom LLC and spent 18 years at T-Mobile USA, Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a variety of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors.

Robert Urbano is a financial advisor with Morgan Stanley in Tempe, AZ, holding a Series 66 designation and six years of industry experience. He previously worked at Merrill for four years and has experience outside finance at Papa Murphy's and Central Arizona College. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in assets and employs structured planning tools such as Monte Carlo simulations to support client outcomes.

Gage Hropoff is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America, he held positions at Lowe's, Fry's Food Store, and worked in education at Grand Canyon University, Higley High School, and Sossaman Middle School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Samuel Thomas is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Merrill since 2014. Prior to this, he has been affiliated with Bank of America since 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Carlos Hurtado is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds a Series 66 designation and previously worked at Raymond James & Associates for eight years before joining Wells Fargo Clearing in 2023. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a wider range of financial products including insurance-related vehicles and bank deposit sweep options.

Cole Burchianti is a CFP®-certified financial advisor with six years of industry experience, currently serving clients through Raymond James Financial Services Advisors, Inc. He has previously worked at firms including Morgan Stanley, The Vanguard Group, and First Command Advisory Services. He is also employed as a financial advisor at Desert Financial Wealth Management in Chandler, AZ. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm uses tailored planning and analytical tools to support non-discretionary consulting and sponsors wrap-fee advisory programs across a large network of advisors.

Joseph Robertson is a financial advisor at J.P. Morgan Securities in Tempe, Arizona, holding a Series 66 designation with four years of industry experience. His prior work history includes roles at Bank of America, Merrill, and several outdoor and small business ventures. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence combining quantitative and qualitative research, including the use of ESG eligibility frameworks.

Ryan Ping is a financial advisor with Edward Jones in Tempe, AZ, holding CFP® and Series 63 credentials and 25 years of industry experience. He has been with Edward Jones since 2002. Outside of his advisory role, he coaches youth soccer with local nonprofit organizations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs and investment solutions, supported by a large national network of financial advisors and branch offices.

James Sheehan is a financial advisor at J.P. Morgan Securities with seven years of industry experience and holds a Series 66 designation. He has held roles at JPMorgan Chase Bank, Fidelity Investments, Bank of America, Merrill Lynch, and Progressive Insurance. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Allen Chen is a financial advisor with LPL Financial in Tempe, AZ, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Morgan Stanley, Bank of America, Merrill, and State Farm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Joseph Murphy is a CFP® with 12 years of experience in the financial industry. He has worked at Charles Schwab & Co., Inc. since 2026 and previously spent 14 years at Edward Jones. Based in Phoenix, AZ, Murphy holds the Series 66 designation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers a mix of non-discretionary advisory relationships alongside discretionary separately managed accounts, leveraging multi-asset model portfolios and a formal alternative investment program.