Jeffrey Fidel is a financial advisor with Merrill in San Diego, CA, holding a Series 66 designation and 23 years of industry experience. His career includes eight years each at Merrill and Bank of America, as well as eight years at TDAmeritrade. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Christopher Bostick is a Wealth Management Advisor at Merrill Lynch Wealth Management, serving clients primarily in California with a focus on the Bay Area and San Diego. He works closely with individuals, couples, and families to create personalized wealth management strategies, including family wealth management, legacy planning, and personal retirement planning. His approach centers on helping clients feel informed and confident in their financial decisions through clear communication and ongoing planning. Chris has over two decades of experience in the financial industry, having joined Merrill in 2011 after seven years with Bank of America. He holds professional designations such as the Certified Private Wealth Advisor® (CPWA®) and Personal Investment Advisor (PIA). Chris earned a bachelor's degree in Speech and Communications Studies from San Francisco State University, where he was also a collegiate wrestler. Beyond his professional work, Chris values community involvement, volunteering with local organizations. His personal interests include baseball, billiards, boxing, traveling, and practicing Brazilian Jiu-Jitsu.

Bruce Porter is a CFP® professional with 25 years of industry experience. He is currently with LPL Financial and has previously worked at Cambridge Investment Research, Cooper Financial Group, Securities America, and Edward Jones. Porter serves as an elected member of the Santa Barbara County Board of Education. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning and advisory services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment strategies, including model portfolios and third-party asset management, supported by technology-driven tools for advisor support.

Christopher Barber is a financial advisor at LPL Financial with 15 years of industry experience. He holds the Series 66 designation and has worked previously at Commonwealth Financial Network and Unidine Corporation. Barber is based in San Diego, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser servicing individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by technology tools and a broad array of financial products.

Robert Berry is a financial advisor with Morgan Stanley in San Diego, CA, holding Series 63 and Series 65 licenses and having 41 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Berry serves on the board and investment committee of the San Diego Downtown Breakfast Rotary Club Foundation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutions. The firm provides tailored financial planning using structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Mario Rosas is a financial advisor at UBS Financial Services with 25 years of industry experience. He has been with UBS since 2006, including roles at UBS Financial Services and UBS International Inc., and previously worked at Banc of America Investment Services, Inc. His credentials include Series 63 and Series 66 licenses. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans according to clients’ goals and risk tolerances.

Richard Duarte is a financial advisor at UBS Financial Services with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley Private Bank, Wells Fargo Clearing, and Prudential Equity Group. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor advice to clients’ goals and risk tolerances.

Luis Beltran is a financial advisor at Edward Jones with 15 years of industry experience and holds a Series 66 designation. His prior roles include positions at Bank of America, Merrill Lynch, and JPMorgan Chase Bank and Securities. Outside of his advisory work, he manages a short-term rental business in San Diego. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Joshua Hudecek is a financial advisor at RBC Capital Markets in San Diego, CA, holding a Series 66 designation. He joined RBC Capital Markets in 2026 after roles at Bank of America and San Diego County Credit Union. He has less than one year of industry experience. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers various wrap fee advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, providing both discretionary and non-discretionary portfolio management alongside financial planning and brokerage services.

Elizabeth Good is a financial advisor at Fidelity with nine years of industry experience. She holds the Series 63 and Series 65 designations and previously worked at The Vanguard Group, Inc. for seven years before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a range of clients, including retail and institutional investors. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering services such as discretionary portfolio management and fund advisory.

Stephen Schwarz is a financial advisor at Morgan Stanley with 43 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009, following 15 years at Citigroup Global Markets. He holds the Series 63 designation and is based in San Diego, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes tools such as Monte Carlo simulations and Secular Return Estimates from its Global Investment Committee.

Courtney Liddy is a financial advisor at UBS Financial Services with 32 years of industry experience. She has been with UBS since 2013 and holds Series 63 and Series 65 credentials. Outside of her advisory work, she is a fractional owner of an airplane through Piper One Media LLC. UBS Financial Services serves individual, corporate, and institutional clients by providing brokerage and investment advisory solutions, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services to offer a broad range of investment products and capital markets services.

Benjamin Krzyzewski is a CFP® professional with seven years of experience serving clients through LPL Financial since 2019. Prior to his financial advisory career, he worked at Voith Hydro Inc. for twelve years. LPL Financial is a national broker‑dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports its network with multiple investment platforms, including model portfolios, third-party asset management, and institutional programs, emphasizing a broad suite of strategic and tactical allocation options.

Ryan Maul is a CFP® with 26 years of industry experience, currently serving at Cetera in San Diego, CA. His career includes roles at multiple Cetera affiliates since 2009 and prior positions with First Allied Advisory Services and First Allied Securities. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of over 10,000 independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management options and reported over $256 billion in assets under management.

Nina Duprat is an Investment Consultant at Fidelity Investments, where she focuses on delivering retirement planning, investment strategy, and tax-efficient investing tailored to clients' long-term goals and unique needs. She has held her current role since 2025, following a position as a Planning Consultant at Fidelity Investments from 2024 to 2025. Prior to joining Fidelity Investments, Nina was an Associate Wealth Manager Group from 2020 to 2024 and worked as an Associate at Edward Jones from 2019 to 2020. She holds a California Insurance License, supporting her work in financial planning and investment consulting. Outside of her professional career, Nina enjoys camping, outdoor adventures, traveling, and spending time with her pets.

Darrin Santos is a CFP®-certified financial advisor with over 34 years of industry experience. He is currently with LPL Financial and has previously worked at Financial Strategies, Inc., Stj And Company Inc, and Securities America Advisors Inc. Santos is also involved in a marketing business outside of his advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of investment adviser representatives. The firm offers a range of financial planning and asset management solutions to individual and institutional clients.

Ashley Crane is a financial advisor with Cetera, holding CFP® and Series 66 credentials and bringing 16 years of industry experience. She has held positions at Cetera and Ameriprise and currently operates a financial services business, Affluence.com. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a multi-manager platform with various portfolio management and financial planning services.

Sylvia Sendoda is a financial advisor at UBS Financial Services with 19 years of industry experience. She holds a Series 66 designation and has worked with UBS since 2009, including at UBS International Inc., following a prior role at Merrill. She is co-trustee of a family revocable trust used for wealth transfer purposes. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Victoria Utecht is a financial advisor with Wells Fargo Clearing in San Diego, CA. She holds Series 63 and Series 65 licenses and has 39 years of industry experience. Her prior experience includes 11 years at A. G. Edwards & Sons, Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients. The firm provides investment advisory services, financial planning, retirement plan consulting, and offers both brokerage and advisory solutions.

Mark Gerardi is a CFP® with 31 years of experience in the financial services industry. He is currently affiliated with LPL Financial and has held previous roles at Cetera, U.S. Bancorp Investments, Raymond James Financial, J.P. Morgan Private Wealth Advisors, and First Republic Wealth Advisors. Outside of his advisory work, he coaches high school wrestling and works as a mortgage loan originator. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advisor-facing technology tools.