Eric Moffitt is a financial advisor with Raymond James Financial Services Advisors Inc., holding Series 63 and Series 66 credentials and bringing 36 years of industry experience. His prior experience includes seven years with Wells Fargo Advisors Financial Network LLC. In addition to his advisory role, he is a licensed real estate agent with Berkshire Hathaway, focusing on residential home sales. Raymond James Financial Services Advisors delivers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and maintains specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Daniel Anderle is a financial advisor with Raymond James Financial in Encinitas, CA, holding a Series 66 designation and 19 years of industry experience. He has worked at Raymond James and affiliated entities since 2017, with prior experience at Union Bank MUFG. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Nadine Babiuch is a financial advisor at UBS Financial Services with 19 years of industry experience. She holds a Series 66 designation and has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings to tailor plans based on proprietary research and model-based asset allocations.

Thomasina Sanchez is a financial advisor at Merrill with 26 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley Smith Barney LLC for 13 years. Sanchez serves as a trustee for T B B Trust in Encinitas, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Nicholas Cruz is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 65 and Series 63 credentials and has worked at Goldman Sachs and Bank of America Merrill Lynch prior to joining J.P. Morgan. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

Delanie Millan is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and has prior experience at Morgan Stanley and her own firm, Millan Group Inc. Outside of her advisory roles, no additional activities are noted. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kennedee Bennett is a financial advisor with Raymond James & Associates holding a Series 66 designation and one year of industry experience. Prior to joining Raymond James, Bennett worked in various roles including positions at Azusa Pacific University and Poway Gymnastics. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Rana Maida is a financial advisor at Edelman Financial Engines in San Diego, CA, holding Series 65 and Series 63 licenses with 15 years of industry experience. She has been with Edelman Financial Engines and its predecessor entities since 2016. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual and institutional clients, offering a range of workplace solutions, planner-led wealth management, and online advice. The firm uses a committee-driven, proprietary modeling process combined with planner delivery and online tools, managing diversified model portfolios with a long-term investment orientation.

Cristian Baca is a Series 66 licensed financial advisor at Fidelity with one year of industry experience. He previously worked at Crestview Capital Management and Topstep, LLC. Fidelity’s Strategic Advisers LLC, where Cristian is based, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering discretionary and non-discretionary advisory services and managing model portfolios using systematic methodologies.

Bryce Herman is a financial advisor with UBS Financial Services in San Diego, CA, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets solutions.

Ryan Flynn is a financial advisor with Raymond James Financial in Del Mar, CA, holding a Series 66 credential and 22 years of industry experience. He has been with Raymond James since 2007 and also leads Flynn Financial Group LLC. Flynn serves as a volunteer member of the investment committee for the Del Mar Foundation, overseeing the management of foundation funds. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and utilizes advanced analytical tools to support client goals.

Sara Peltier is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing six years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2019. Outside of her advisory role, she is a partner in TYGA RE Investments, a real estate venture. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations to serve its clients.

Richard Plum is a Certified Financial Planner (CFP®) with 37 years of industry experience. He is currently affiliated with LPL Financial and has held roles at Lucia Securities, RJL Wealth Management, and operates Richard Plum Insurance. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations through a broad network of representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from multiple sources.

John Lipari is a financial advisor at UBS Financial Services with 43 years of industry experience. He holds a Series 63 designation and has been with UBS since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

Erik Amirkhanyan is a financial advisor at Merrill in San Diego, CA, with a Series 66 credential and less than one year of industry experience. His work background includes roles at Bank of America and various positions outside finance such as at restaurants and electric companies. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Alissa Faiers is a CFP®-certified financial advisor with 14 years of industry experience, currently practicing at Morgan Stanley in Carlsbad, CA. She has been with Morgan Stanley since 2016. Outside of her advisory role, she is involved in managing rental property. Morgan Stanley Wealth Management serves both individuals and institutional clients, offering a range of advisory programs and tailored financial planning services that utilize structured discovery and firm-approved planning tools.

Laura Rasmussen is a financial advisor at Merrill with 24 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at firms including Wells Fargo Clearing and HD Vest Advisory Services. Rasmussen is currently based in Rancho Santa Fe, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Dann Sokol is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and offering 46 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with comprehensive advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and firm-approved methodologies, including Monte Carlo simulations, to support financial planning.

Austin Taylor is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at JPMorgan Chase Bank and JPMorgan Securities since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. Their advisory services focus on non-discretionary recommendations with an ESG eligibility framework and access to a broad range of investment products.

Hannah Kelly is a financial advisor with LPL Financial, holding a Series 66 license and five years of industry experience. She has held positions at LPL Financial and Dunham & Associates Investment Counsel, Inc., and has recent involvement with AEFCT outside of investment-related activities. LPL Financial serves a broad client base including individuals, retirement plans, and institutions, offering financial planning, advisory programs, and retirement consulting through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management alongside research-supported model portfolios and diverse investment strategies.