Christina Lynch is a financial advisor at Breckinridge Capital Advisors Inc with 12 years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at Gurtin Municipal Bond Management from 2012 to 2016. Outside of her advisory role, Lynch teaches yoga classes at CorePower Yoga. Breckinridge Capital Advisors manages over $54 billion in client assets, offering fixed income and equity strategies, sub-advisory services, and investment management primarily through intermediaries. The firm combines top-down and bottom-up research with rules-based models and emphasizes tax-aware investment techniques, operating as a certified B Corp majority-owned by employees and its board.

Jonah Tinajero is a financial advisor at Mercer Global Advisors Inc. with eight years of industry experience. He holds a Series 66 designation and previously worked at Ameriprise Financial Services, Inc. He also has experience outside of finance as an operator of El Ranchito Restaurant Co. and spent nine years at California State University, Stanislaus. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory, financial, tax, retirement, and estate planning services. The firm’s investment approach is based on Modern Portfolio Theory, using diversified portfolios with various investment vehicles and tax-management options, and supports clients through educational programming and integrated affiliated services.

Sandra Pappalardo is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 designations and 39 years of industry experience. Her prior roles include positions at LPL Financial, Financial Sense Securities, Inc., and Cuso Financial Services, LP. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm offers financial planning, portfolio management through various platforms, and employs a combination of strategic asset allocation and multi-manager portfolios using both passive and active investment exposures.

Brian Elliott is a Certified Financial Planner (CFP®) with 26 years of industry experience. He has been with Valic Financial Advisors since 2009 and also holds a position at Agia related to non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers wrap programs, portfolio management, and financial planning through a large network of advisors, utilizing discretionary unified managed accounts and overlay services through a centralized technology platform.

Ethan Brackett is a financial advisor at Voya Financial Advisors, Inc. with 11 years of industry experience. He holds a Series 66 designation and has been with Voya since 2015. Outside of his advisory work, he serves as president of a homeowners association in San Diego and also performs as a magician for client entertainment. Voya Financial Advisors, Inc. is a large-scale advisory and broker-dealer affiliate of Voya Financial that offers financial planning, portfolio management, and retirement plan services to individuals, pension plans, and corporate clients. The firm emphasizes client relationships guided by investment policy statements and model allocations, delivering services through a broad network of representatives and a diverse product shelf including both affiliated and unaffiliated investment products.

Noah Nadeau is a financial advisor at United Planners' Financial Services of America with Series 66 credentials. He has one year of industry experience and has held positions at McLenachen Financial, Inc. and Navy Federal Credit Union. Prior to entering the financial industry, he worked for organizations including the San Diego Zoo Wildlife Alliance and SeaWorld San Diego. United Planners Financial Services is a national wealth-management enterprise serving individuals, retirement plans, corporations, trusts, estates, and institutional clients. The firm offers both advisory and brokerage services through independent Investment Adviser Representatives and utilizes various custodians and third-party managers to implement investment strategies.

Robert Holcomb is a Series 65 licensed financial advisor with 20 years of industry experience. He is currently with Valic Financial Advisors in San Diego, CA, where he has worked since 2026. His prior experience includes roles at CUSO Financial Services, Cadaret Grant & Co, and Atria Wealth Solutions, among others. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts, leveraging technology and model solutions to serve a large client base through its extensive network of advisors.

Salvador Aquino Jr. is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 designations and bringing nine years of industry experience. His career includes roles at World System Builders and Registered Social Security Analysts, along with leadership positions in several construction and pipeline companies. Outside of advisory work, he is involved in estimating and operations management for commercial and residential construction firms. Transamerica Financial Advisors serves a diverse client base, offering both advisory and broker-dealer services with a variety of managed portfolios and third-party money managers. The firm operates as both a registered investment advisor and a broker-dealer, supporting individual investors, retirement plans, trusts, and charitable organizations.

Andrew Vaughn is a financial advisor with Commonwealth Financial Network in San Diego, CA. He holds Series 63 and Series 66 licenses and has 32 years of industry experience. Prior to joining Commonwealth in 2021, he spent 13 years at an independent financial group. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors. The firm offers a comprehensive adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Colleen Gepp is a CFP® professional with 29 years of industry experience. She is currently with Focus Partners Wealth, LLC and has previously worked at The Colony Group, HoyleCohen, Mid Atlantic Financial Management, and FDx Advisors. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with comprehensive wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach utilizing a blend of active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Jack Geise is a CFP® with three years of industry experience, currently serving as a financial advisor at Corient in San Diego, CA. His prior roles include positions at Dowling & Yahnke, LLC and Equitable Advisors. Corient provides investment advisory and financial planning services to a diverse client base that includes individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporations. The firm uses a goals-based, team investment approach combining in-house strategies with third-party managers and employs risk management tools to align portfolios with client objectives.

Jonathan Yokoyama is a financial advisor with Principal Financial Services in San Diego, CA, holding Series 63 and Series 66 licenses and having 10 years of industry experience. His prior firms include Mass Mutual Investors Services, MassMutual Life Insurance Company, Bankers Life Securities, and AXA Advisors. He also engages in the sale of various insurance products, including life, disability, annuities, health, long-term care, dental, Medicare, and medical insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Raymond Wernig Jr. is a CFP® professional with nine years of industry experience. He is currently with Corient, where he has worked since 2022 after prior experience at Dowling & Yahnke, LLC. Corient provides investment advisory and financial planning services to individual, high-net-worth, institutional, and charitable clients. The firm uses a goals-based, team investment approach that combines in-house strategies with third-party managers, incorporating alternative investments and advanced risk management tools.

Franklin Portillo is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank since 2013. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and select referrals. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, with recommendations tailored to clients’ goals and risk tolerance.

Alexis Cannon is a financial advisor at Commonwealth Financial Network with 12 years of industry experience. She holds the Series 66 designation and has been with Commonwealth since 2015. Based in San Diego, CA, Alexis works within a national firm that supports a large network of advisors. Commonwealth Financial Network is a registered investment adviser serving approximately 2,950 advisors and their retail and institutional clients. The firm offers a variety of advisory programs and services, including discretionary model portfolios, personalized indexing, and retirement plan consulting, while providing operational, technological, and compliance support to its affiliated advisors.

Aaron Puttroff is a CFP® and holds a Series 66 license, with 19 years of experience in the financial services industry. He is currently with Guardian Life and Park Avenue Securities, where he has worked since 2007. Outside of his advisory role, he serves on the executive committee of Provisors and is an adult quartermaster for Scouting America Troop 676 in San Diego. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, supported by proprietary platforms and third-party solutions, with services tailored to meet the needs of high-net-worth and other clients.

Michael Mohr is a financial advisor with Integrated Wealth Concepts LLC in San Diego, CA, holding a Series 66 designation and 13 years of industry experience. He previously worked at Lincoln Financial Advisors before joining Integrated Wealth Concepts and LPL Financial, where he has been since 2019. He also operates The Mohr Financial Group, a non-variable insurance business. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios of mutual funds, ETFs, equities, and fixed income with a primarily long-term investment approach.

Robert Molinari is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and 28 years of industry experience. He has been with Commonwealth since 2008. Outside of his advisory role, he serves as an advisor to OmniClient, Inc., a consulting firm based in Poway, CA. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a nationwide network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Nikola Novakovic is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 designation and bringing 11 years of industry experience. His career has been primarily with Guardian Life and Park Avenue Securities since 2015. Outside of advisory work, he is involved as co-owner in several LLCs, including Healthbridge Ventures LLC, which assists foreign nationals in establishing business operations in the U.S. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and digital advisory solutions.

Chelsa Tiefel is a financial advisor at Commonwealth Financial Network with a Series 66 designation and four years of industry experience. Her career includes roles at Wells Fargo Financial Network and Werner Financial Group. She has also been involved with the Mittleman Jewish Community Center. Commonwealth Financial Network serves a national network of approximately 2,900 affiliated advisors and hundreds of thousands of clients, managing about $212.7 billion in assets. The firm provides a broad adviser-support platform, including managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody and clearing services.