Thanh Ha Trinh is a financial advisor with Transamerica Financial Advisors, holding Series 65 and Series 63 licenses and possessing 12 years of industry experience. Her background includes roles in mortgage and real estate sales, insurance services, and health insurance enrollment, alongside operating her own consulting entity. Trinh is also active in real estate sales and mortgage loan origination. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services. The firm utilizes proprietary and third-party model portfolios with discretionary and non-discretionary management options.

Chen Kin Cheah is a financial advisor with Transamerica Financial Advisors in Orange, CA, holding Series 63 and Series 65 licenses and with eight years of industry experience. His work history includes affiliations with World Financial Group, Inc., World System Builders, and independent insurance sales focused on Medicare health insurance. Transamerica Financial Advisors serves a diverse client base, offering both advisory and broker-dealer services with proprietary and third-party investment models, supporting individual investors, retirement plans, trusts, and other institutions.

Brian Baldwin is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and four years of industry experience. He has been with Commonwealth since 2018 and is also co-owner of Frank Deptola & Associates, LLC, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides advisory programs, wealth management, and retirement plan consulting, along with operations, trading, technology, investment management, compliance, and practice-management support for its affiliated advisors.

Jeffrey Parsell is a financial advisor at Integrated Wealth Concepts LLC with two years of industry experience. He is also a partner at Windes Inc., a CPA firm, where he has worked since 2007. Integrated Wealth Concepts serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a long-term investment approach supplemented by shorter-term rebalancing trades.

Christian Valdez is a financial advisor at Goldman Sachs Wealth Services with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Goldman Sachs in 2025, he worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. from 2022 to 2025. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, executives, plan sponsors, and institutional clients. The firm provides financial planning and portfolio management through tailored strategies supported by specialized investment groups and a range of service platforms.

Nathan Wiley is a financial advisor at D.A. Davidson & Co. with 15 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Northwestern Mutual before joining D.A. Davidson in 2018. D.A. Davidson & Co. provides investment advisory and brokerage services to individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm offers a range of services including retirement plan advisory, comprehensive financial planning, and a private wealth program for clients with over $20 million in net worth, operating under fiduciary standards and employing both qualitative and quantitative investment analysis.

Hyungjun Kim is a financial advisor at Goldman Sachs Wealth Services with one year of industry experience. He holds a Series 66 designation and has prior experience at Atticus Capital LLC. Outside of finance, he has been involved with community and educational organizations such as Unity for Equality and the National STEM Honor Society. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm utilizes strategic and tactical allocation models and offers access to a broad range of financial services through the broader Goldman Sachs ecosystem.

Ghassan (Gus) Nakhoul is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 designations and bringing 20 years of industry experience. His background includes roles in public works and transportation departments, as well as consulting in civil and structural engineering. He is also involved with the Heartland Institute of Financial Education, where he conducts financial literacy seminars. Transamerica Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and corporations, offering a range of advisory and broker-dealer services with both proprietary and third-party investment models.

Paolo Pacana is a financial advisor with Integrity Alliance, LLC, holding Series 63 and Series 65 licenses and beginning his industry career in 2026. He previously worked at Lockton Affinity for five years and served with Knights of Columbus for a decade. Integrity Alliance operates as a large advisor network with over 300 independent representatives managing approximately $5.4 billion in client assets. The firm provides advisory and brokerage services to individual investors, corporations, and qualified retirement plans through various investment approaches and platforms.

Ralph Ganchero is a financial advisor at Citigroup Global Markets with 22 years of industry experience. He holds the Series 66 designation and has been with Citigroup Global Markets since 2016. The firm serves individual and institutional clients across workplace, high-net-worth, and ultra-high-net-worth segments, offering a range of investment advisory programs and custodian services. Citigroup Global Markets combines large institutional scale with specialized market roles, including derivatives and futures services, providing multi-asset, multi-manager strategies through discretionary and non-discretionary programs.

John Dunphy is a financial advisor with Carson Wealth, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has previously worked with firms including Haussmann Financial, Securities America, and OSAIC. Dunphy is also involved in operating Twin Pines Wealth Management and John Dunphy Financial Planning. Carson Wealth is an SEC-registered investment adviser with more than 650 advisors overseeing approximately $50.6 billion. The firm offers discretionary asset management, financial planning, and retirement plan services, using an Investment Committee-driven approach and providing access to customized solutions and a range of third-party sub-advisors.

Alexander Powell is a financial advisor with Goldman Sachs Wealth Services in Newport Beach, CA, holding Series 63 and Series 66 credentials and 14 years of industry experience. He has worked at Goldman Sachs & Co. LLC since 2019, following six years at The Ayco Company, L.P./Mercer Allied and two years at Morgan Stanley. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, executives, and institutional clients. The firm provides financial planning and portfolio management, offering specialized programs such as Private Family Office services and Executive Wealth programs, with investment strategies supported by both proprietary research and affiliated Goldman Sachs entities.

Ryan Barlow is a Series 66-registered advisor with Goldman Sachs Wealth Services and has one year of industry experience. He has held prior roles at Goldman Sachs & Co. LLC and has experience with Serendipity Garden Weddings and CEO Advisor. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, corporate participants, and institutional clients. The firm tailors investment strategies using proprietary research and offers access to specialized programs such as Private Family Office services, Executive Wealth programs, and Alternative Investments.

Patrick Lee is a CFP®-certified financial advisor with nine years of industry experience, currently working at Mercer Global Advisors Inc. He has held prior roles at Merrill, Morgan Stanley, E*Trade Securities LLC, and U.S. Bancorp Investments. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, and nonprofit organizations. The firm emphasizes globally diversified, risk-appropriate portfolios based on Modern Portfolio Theory and offers a range of implementation options alongside financial planning and retirement consulting.

Cindy Chen is a financial advisor with HSBC Securities (USA) Inc. based in Irvine, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has worked at HSBC Securities since 2013 and HSBC Bank USA since 2016, and previously spent seven years at Merrill. HSBC Securities (USA) Inc. provides managed account programs to individual, retirement, charitable, and corporate clients, offering both client-directed and fully discretionary options with a structured investment process supported by HSBC Global Asset Management and affiliated advisory resources.

Micah Frankel is a financial advisor with SPC based in Irvine, CA, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Parkland Securities since 2014 and has been involved with Precision Wealth Financial & Insurance Services since 2001. Frankel is also a 50% owner and board member of Complex Healthcare Solutions, where he contributes to sales team development and operational improvements. SPC serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets through a network of over 460 advisers. The firm provides portfolio management, financial planning, and ERISA-related retirement plan services, offering both discretionary and nondiscretionary investment solutions.

Travis Banks is a CFA® charterholder and holds Series 66 and Series 63 licenses with five years of industry experience. He is currently with Schwab Wealth Advisory, where he has worked since 2025, following roles at Charles Schwab and TD Ameritrade. Outside of finance, he owns and manages businesses involved in real estate operations. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations for clients in the Schwab Wealth Advisory program. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research tools, with personalized recommendations aligned to clients’ goals and risk tolerance.

Paul Pendorf II is a financial advisor with Independent Financial Group, LLC and holds Series 63 and Series 65 credentials. He has 33 years of industry experience, including roles at Massachusetts Mutual Life Insurance Company and self-employment since 1994. He serves as secretary on his condominium association’s board of directors. Independent Financial Group provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm uses a combination of firm- and third-party models to develop tailored client strategies with a mix of active and passive portfolio exposures across various risk profiles.

Nazih Yehya is a financial advisor with Eagle Strategies (New York Life) based in Anaheim, CA. He holds Series 63 and Series 66 designations and has 20 years of industry experience. Yehya is involved in various insurance brokering activities through multiple related entities. He serves on the boards of the Cerritos College Foundation and the CSU Fullerton Center for Leadership. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement plan advisory services. The firm delivers customized advice through multiple program types, primarily managing assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Margaret Kelly is a financial advisor at Centaurus Financial, Inc. with two years of industry experience. She holds a Series 66 designation and has operated Kelly and Associates since 2011, where she is also involved in tax preparation as an enrolled agent. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers both discretionary and non-discretionary portfolio management and utilizes a variety of investment analysis approaches and specialized services such as retirement-plan consulting and advisory management of annuity and variable life sub-accounts.