Blerina Mucaj is a Financial Consultant currently working with Fidelity Investments since 2022. She collaborates closely with clients to understand their financial needs and develop tailored plans and strategies to help them pursue their goals. Her professional experience includes roles at JP Morgan Chase Bank, N.A. and JP Morgan Securities LLC, where she served as a Private Client Advisor from 2019 to 2022, Financial Advisor from 2018 to 2019, and Financial Advisor Associate Trainee in 2018. Prior to that, she worked as a Premier Banking Advisor at RBC Wealth Management from 2016 to 2017. Blerina holds a California Insurance License. Outside of her professional work, she has interests in photography, reading, and traveling.

Daniel Gong is a financial advisor with Charles Schwab in Cupertino, CA, holding Series 63 and Series 66 licenses and 20 years of industry experience. His prior work includes roles at TD Ameritrade Investment Management, LLC, Td Ameritrade, Inc., and Scottrade, Inc. He has been with Charles Schwab and related entities since 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, multi-asset model portfolios, and access to alternative investments within an integrated operational structure.

Qizhen Xie is a financial advisor at Morgan Stanley with seven years of industry experience. He holds the ChFC® and Series 66 designations and has worked within Morgan Stanley’s Private Bank and Smith Barney divisions since 2018. Prior to joining Morgan Stanley, he was associated with Amazing Wealth Insurance Agency. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and integrates its planning services with a broad spectrum of retail and institutional offerings.

Zvart Potoukian is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 65 licenses and possessing 35 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2011 and at Morgan Stanley Private Bank, National Association since 2015. Potoukian serves as a board member for the adoption agency St. Nick's Kids Inc. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and research from its Global Investment Committee.

Richard Amaechi is Vice President and Financial Consultant at Fidelity Investments, where he has been serving clients since 2023. In his current role, he focuses on building strong relationships with clients to develop personalized financial strategies that evolve over time. His approach emphasizes clear communication and steady guidance to help clients make informed decisions and achieve peace of mind. Before becoming Vice President, Richard held the position of Financial Consultant at Fidelity Investments and gained prior experience as a Training Manager at UBS, Retail Sales Supervisor at Vanguard, and participated in Vanguard's Emerging Leadership Development Program. He holds a California Insurance License, supporting his expertise in financial and insurance products. Outside of his professional work, Richard has interests in cars, fitness, and museums.

Gaylord Gomez is a financial advisor with Wells Fargo Clearing in San Mateo, CA, holding a Series 66 designation and bringing 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment solutions. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Brendan O'Brien is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and at Morgan Stanley Smith Barney since 2009, with earlier experience at Citigroup Global Markets beginning in 1999. Outside of his advisory role, he coaches lacrosse in Woodside, California. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment models to support clients' financial goals.

Ken Rosenberg is a financial advisor with Morgan Stanley in Cupertino, CA, holding a Series 66 designation and bringing 23 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and has worked at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Emmanuel Assa is a financial advisor at Morgan Stanley in Menlo Park, CA, holding a Series 66 designation with one year of industry experience. His prior roles include positions at RBC Bank and consulting experience with The Boston Consulting Group. He also spent several years affiliated with Stanford University and worked with Pyul Corp under Lakefront Finance and Lakefront Labs. Morgan Stanley Wealth Management serves both individual and institutional clients by providing customized financial planning and investment advisory services. The firm employs structured planning tools and models to support client goals, managing approximately $2.74 trillion in assets.

John Wong is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 designation and 25 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and methodologies.

Elizabeth Jessup is a financial advisor at Wells Fargo Clearing in Palo Alto, CA, holding a Series 66 designation with one year of industry experience. She previously worked at Origin Point in 2022 and has been with Wells Fargo Clearing since 2003. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Hannah Avanessian is a Wealth Management Planning Consultant at Fidelity Investments. She collaborates with individuals and families to create and maintain financial plans tailored to their unique lifestyles. Hannah emphasizes trust, respect, and empathy as the foundations of the strong relationships she maintains with clients. She has held several roles at Fidelity Investments, beginning as a Financial Representative in 2022, then serving as a Relationship Manager from 2023 to 2024, followed by Planning Consultant from 2024 to 2025 before assuming her current position in 2026. Outside of her professional work, Hannah has interests in cooking and baking, gardening, swimming, and traveling.

Omid Sajjadi is the Market Leader responsible for overseeing Fidelity's investor centers within the San Francisco market. In this role, he provides financial and investment guidance to clients, including one-on-one retirement planning, income strategies, and college planning services. Prior to his current position, Omid served as Vice President and Branch Leader at Fidelity Investments from 2020 to 2025. He also held the position of Branch Manager at TD Ameritrade from 2010 to 2020. Omid holds a California Insurance License. Outside of his professional responsibilities, he is interested in fitness, social events, museums, soccer, traveling, and yoga.

Dawn Aquilina is a financial advisor with UBS Financial Services in Palo Alto, CA, holding Series 63 and Series 65 licenses. She has 18 years of industry experience, all with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory services, offering financial planning, portfolio management, and access to a broad range of investment products. The firm combines institutional trading capabilities with wealth management and provides proprietary research and capital markets services.

Jonathan Young is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 designation and having 10 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017, following two years at Ameriprise Financial Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

Cathy Liu is a financial advisor with J.P. Morgan Securities in Palo Alto, CA. She holds Series 63 and Series 65 designations and has nine years of industry experience. Prior to joining J.P. Morgan Securities, she worked at Washington University in St. Louis for four years. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when making recommendations.

Brian Wong is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab and Charles Schwab Bank since 2008 and 2010, respectively. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational systems.

Shahrzad Keshavarz Adeli is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and three years of industry experience. Her work history includes roles at J.P. Morgan Securities and JPMorgan Chase Bank, as well as prior experience at Tiffany & Co. Outside of finance, she is involved with bestofluxuryworld. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

Ryan Wypiszynski is a financial advisor with Mass Mutual Investors Services in Sunnyvale, CA, holding Series 63 and Series 66 credentials and 10 years of industry experience. He worked at Thrivent Investment Management Inc and Thrivent Financial for a decade before joining Mass Mutual Investors Services and MassMutual in 2026. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational programs, structuring financial planning as annual collaborative engagements using firm-approved analytical tools.

Jezza Pimentel is a financial advisor at Morgan Stanley with nine years of industry experience. He has worked at Morgan Stanley since 2019 and previously held roles at JPMorgan Chase Bank NA, JPMorgan Securities LLC, and BancWest Investment Services. Pimentel holds a Series 66 designation and is based in Palo Alto, CA. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support its financial planning process.