Mark Fredenburg is a CFA® charterholder with six years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and previously worked at BTR Capital Management, Inc. and Wells Fargo. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee and quantitative and fundamental research.

Bobbie Torres is a financial advisor at Farther with a Series 65 designation and three years of industry experience. Prior to joining Farther, she worked at The Retirement Group, LLC and American National Investments. Before her advisory career, she was involved in the food service industry at Vanitea Cafe for five years. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic models, focusing primarily on ETFs, mutual funds, individual equities, and fixed income.

Sarah Nierode is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. She holds the Series 63 and Series 66 designations. Her prior experience includes five years at Johnston & Associates Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, using proprietary asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Shilpa Andalkar is a CFP® with 13 years of industry experience and currently serves as a financial advisor at Corient. She has held prior roles at Ensemble Capital Management, Brio Financial Group, Ameriprise Financial Services, and HIP Investor. Outside of her advisory work, she is an Investment Committee Member for the United Religions Initiative Foundation and a Board Member of the East Bay Community Foundation. Corient provides investment advisory and financial planning services to individuals, trusts, pension plans, charitable organizations, and corporate clients. The firm employs a goals-based, team investment approach that integrates in-house strategies and third-party managers, with continuous portfolio monitoring and the use of risk management tools.

Jeffrey Leong is a financial advisor with Citigroup Global Markets in San Francisco, holding the Series 66 designation and bringing 20 years of industry experience. He has been with Citigroup since 2012. Outside of his advisory role, he manages a rental property in San Leandro, CA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains a distinctive combination of large institutional scale and specialized market roles.

Joseph Sims is a CFA® charterholder with 22 years of industry experience, currently an advisor at Mariner Wealth Advisors since 2021. He previously worked for The Savant Group for 17 years. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering services such as investment management, financial planning, retirement consulting, and coordinated tax services. The firm uses discretionary, customized portfolios supported by an internal investment committee and combines in-house research with third-party managers across a range of asset classes and strategies.

Yvonne Thomas is a financial advisor with PNC Wealth Management in Burlingame, CA. She holds Series 63 and Series 66 licenses and has 32 years of industry experience. Her prior work includes roles at BBVA Securities Inc., BBVA Wealth Solutions Inc., and Compass Bank. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a Portfolio Solutions Strategist Digital Offering that uses algorithm-driven model portfolios managed by PNC or third-party strategists and executed via mutual funds and ETFs. The firm’s approach features an invitation-only, employee pilot program with limited direct client interaction and a focus on strategic portfolio implementation.

Bridget Keefer is a financial advisor at TIAA-CREF with 12 years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley and Lincoln Investment. Keefer is also associated with the Mammini Company. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm offers both point-in-time financial planning and ongoing discretionary management through a variety of managed account programs.

Matthew Acie is a financial advisor with VOYA Financial Advisors, Inc. in San Francisco, CA, holding Series 63 and Series 65 licenses with 12 years of industry experience. His prior roles include positions at LPL Financial, RFS Partners, Eqis, and Incapital LLC. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that serves individuals, pension plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, unified managed accounts, and retirement advisory services through a broad network of investment adviser representatives using both affiliated and unaffiliated investment products.

Michael Mink is a financial advisor at Farther with 21 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Meritas Advisors, LLC for 15 years before joining Farther. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform as well as in-person meetings. The firm’s investment approach is based on Modern Portfolio Theory and uses proprietary model portfolios with algorithmic rebalancing, combining exchange-traded funds, mutual funds, individual equities, and fixed income.

Richard Mcdaniel is a financial advisor at William Blair with a Series 66 designation and three years of industry experience. He previously worked at First Republic Bank, Regions Bank, Walmart, the University of Southern Mississippi, and Wells Fargo Bank. William Blair’s Private Wealth Management division offers discretionary and non-discretionary investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven approach across equities, fixed income, and alternative strategies, providing proprietary models and access to private funds and co-investment opportunities.

Ella Plotkin Oren is a financial advisor with Eagle Strategies (NY Life) and holds a Series 66 designation. She has two years of industry experience with prior roles at NYLIFE Securities LLC, TPO Financial & Insurance Services, and New York Life Insurance Company. Oren’s background includes academic experience at the London School of Economics and Political Science. Eagle Strategies serves individual and institutional clients with financial planning, investment management, and retirement-plan advisory services. The firm offers a variety of program types and emphasizes tailored recommendations, managing most assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Debbie Shaug is a CFP® with six years of industry experience, currently serving as an advisor at Cerity Partners LLC since 2022. She previously worked at Browuer & Janachowski from 2019 to 2021 and owned A Baby's Place, an online business, from 2002 to 2019. Cerity Partners advises a diverse client base including individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets as of December 2025. The firm offers customized wealth management services with an investment approach centered on client-specific profiles, combining quantitative screening, manager selection, and access to alternative and private market solutions.

Regina Tsai is a CFP®-credentialed financial advisor with 21 years of industry experience, currently with Schwab Wealth Advisory in San Francisco. She has worked at Schwab Wealth Advisory and Charles Schwab since 2017 and has prior experience at B|O|S, USAA Financial Planning Services, Grove Point Investments, and Legg Mason Wood Walker. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, offering non-discretionary fiduciary investment advice and financial planning. The firm’s investment approach is guided by Schwab’s proprietary asset-allocation models and internal research, with an emphasis on client authorization for trades and tailored recommendations based on individual goals and risk tolerance.

Theodore Beebe is a financial advisor at Corient with nine years of industry experience. He holds the Series 66 designation and has worked at firms including Columbia Pacific Wealth Management and JPMorgan Chase. Corient provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach combining in-house strategies with third-party manager solutions and uses risk management tools and alternative investments to align portfolios with client objectives.

Chad Van Den Top is a financial advisor at Empower Advisory Group with seven years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, BNY Mellon, and Northern Trust. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and include point-in-time financial plans and optional managed account solutions.

Michael Wade is a financial advisor with VOYA Financial Advisors, Inc. in San Francisco, CA, holding Series 63 and Series 65 licenses and six years of industry experience. He has worked at Voya Retirement Advisors, LLC and Valic Financial Advisors. Outside of advising, he is the owner and managing member of a real estate holding company that locates, rehabilitates, and sells distressed properties. VOYA Financial Advisors, Inc. provides financial planning, portfolio management, and retirement advisory services to a range of clients including individuals, pension plans, and charitable organizations. The firm utilizes a combination of in-house and external strategists, model portfolios, and technology-enabled tools to implement mostly non-discretionary investment strategies.

Lin Kong is a financial advisor with Transamerica Financial Advisors in Burlingame, CA, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. His career includes roles at Oracle Corporation as a Senior Principal Developer and previous positions at ServiceMax, Inc. and General Electric. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a combination of advisory and broker-dealer services with proprietary and third-party model portfolios, providing discretionary and non-discretionary investment options.

Nilamber Shrestha is a financial advisor at Oppenheimer with 37 years of industry experience. He has been with Oppenheimer since 2005 and previously worked at Morgan Stanley DW Inc. from 1998 to 2005. He holds Series 63 and Series 65 licenses. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a broad range of programs across equity, balanced, and fixed-income portfolios, emphasizing both discretionary and non-discretionary advisory services.

Andrew Mo is a financial advisor at HSBC Securities (USA) Inc. with eight years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked with firms including Cetera, East West Bank, Iconiq Capital, SVB Wealth Advisory, Alliance Bernstein, and BNY Mellon. HSBC Securities (USA) Inc. provides managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm offers a range of client-directed and discretionary investment programs, combining strategic and tactical asset allocation with active fund and alternative investment due diligence.