Cory Asher is a financial advisor at Fidelity with 26 years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley and UBS Financial Services. Outside of his advisory role, he is a co-owner of a family rental property business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad investable universe.

Stephan Hwang is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He previously worked at Bank of America and Merrill from 2004 to 2021 before joining J.P. Morgan in 2021. Hwang serves as a board member and chair of the Investment Committee at the nonprofit Cancer Support Community. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Oscar Subuyuc Xil is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing four years of industry experience. He has worked at J.P. Morgan Securities since 2021 and has prior experience with JPMORGAN Chase Bank, N.A., Baja Fresh, DoorDash, and Buffalo Wild Wings. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Leon Worthy is a financial advisor with J.P. Morgan Securities in Oakland, CA, holding a Series 63 designation and over 32 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at Jpmorgan Chase Bank, N.A. since 1995. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

Martina Yossef is a financial advisor at Merrill with a Series 66 credential and four years of experience at the firm. Her prior work includes roles at Bank of America, Pearl Orthodontics, and several hospitality companies. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Kyle Peters is a Series 66-credentialed financial advisor with six years of experience at Equitable Advisors, based in Walnut Creek, CA. His prior work history includes roles at the University of California UCSB and various sales associate positions. He also serves as a trustee of Fathers Trust. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of third-party advisory programs and offers ERISA fiduciary services, relying on a network of Investment Adviser Representatives to deliver tailored investment solutions.

Cassandra Bautista is a financial advisor at Merrill with 17 years of experience at the firm and holds a Series 66 designation. Her tenure at Merrill dates back to 2009. Outside of her advisory role, she assists with operations for an online sticker store launched with her son on Etsy. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robyn De Soto is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding Series 63, 65, and 66 licenses. She has 20 years of industry experience and has been with Morgan Stanley since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery conversations and firm-approved planning tools in its financial planning process.

Clarissa Dayoan is a Series 66-licensed financial advisor at Ameriprise with 13 years of industry experience. She has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2006. Outside of her advisory role, she provides life coaching focused on helping individuals overcome mental and emotional challenges related to loss and purpose. Ameriprise is an institutional firm offering retirement-income planning services targeted at clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Jeffrey Kragen is a CFP®-certified financial advisor with 23 years of industry experience. He currently works at Raymond James & Associates and has prior experience with Bank of America, N.A. and Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, utilizing a range of portfolio management styles supported by firm research and affiliated sub-advisers.

Cassandra Vincent is a financial advisor with Fidelity Investments, holding a Series 66 designation and 20 years of industry experience. Her prior roles include positions at Charles Schwab Bank SSB and Unionbanc Investment Services. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a combination of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, applying systematic methodologies and long-term asset allocation benchmarks.

Joe Cline is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and 24 years of industry experience. His prior roles include positions at Fidelity Brokerage Services LLC and All of Us Securities, LLC. Outside of his advisory work, he serves as a finance council member for St. Hilary Church, a religious school in Tiburon, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized offerings such as business-owner transition planning and special-needs analysis.

Andressa Clark is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Her prior work includes roles at My Family Lounge Agency, Nevada Adventures, and Vaco LLC at Google. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Di Wu is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds the Series 66 designation and has prior work history at Bank of America, Merrill, HSBC, and E*TRADE, among others. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through a non-discretionary process that combines quantitative modeling with centralized due diligence and incorporates an ESG eligibility framework.

Michael Binswanger is a financial advisor with Mass Mutual Investors Services in Walnut Creek, CA, holding Series 63 and Series 65 registrations and 16 years of industry experience. His prior experience includes roles at Metlife Securities Inc and MassMutual Life Insurance Co. Outside his advisory work, he owns a landscaping business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved tools such as Monte Carlo simulations to support collaborative planning engagements.

Miguel Rodriguez is a Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized wealth management strategies for families, individuals, and businesses. He focuses on areas including executive compensation, family wealth management, personal retirement planning, and small business strategies. Miguel works closely with clients to understand their unique financial goals and circumstances, providing tailored guidance to help them navigate complex financial decisions. Miguel holds a Bachelor's Degree from Malone University and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Fluent in both Spanish and English, he is committed to building meaningful client relationships by uncovering what matters most to each individual and family he serves. Outside of his professional role, Miguel is active in his community through involvement with organizations such as Feed My Starving Children and Junior Achievement. He enjoys adventure sports, soccer, and spending time with his family, reflecting a balanced approach to his personal and professional life.

Elena Carolan is a financial advisor at Wells Fargo Advisors with a Series 66 designation and three years of industry experience. She has worked at Wells Fargo Advisors Financial Network since 2022 and has held various positions at educational institutions including Cornell University and Oak Knoll School. Carolan also holds an inactive New York real estate salesperson license. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition and special-needs planning, and utilizes proprietary research and tools to develop tailored client recommendations.

Thomas Velasquez is a financial advisor with Wells Fargo Clearing in San Rafael, CA, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has worked at various Wells Fargo entities since 2001, with his current role spanning 10 years. Outside of advisory work, he owns a vacation rental property in Princeville, Hawaii. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by in-house research and third-party analytics.

Alec Beach is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior roles include positions at BPM LLP and academic appointments at the University of California Berkeley, Diablo Valley College, and Clayton Valley Charter High. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a range of clients, including retail and institutional investors, employing a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of AI and algorithmic methods, its role with multiple registered investment companies, and its delivery of model portfolios for Fidelity Institutional Wealth Adviser.

Joyce Lee is a Financial Consultant currently working at Fidelity Investments since 2023. She focuses on providing clients with the knowledge and tools necessary to work toward their financial goals, emphasizing the importance of building strong, trusting relationships. Prior to her current role, Joyce served as a Financial Solution Advisor at Merrill from 2016 to 2023. She holds a California Insurance License, supporting her expertise in financial planning and insurance solutions.