Sergio Jaramillo is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and 22 years of industry experience. He has been with Citigroup Global Markets since 2002. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with a combination of discretionary and non-discretionary programs and operates with institutional scale and specialized market roles.

Antonio Mora is a Series 66 licensed financial advisor with four years of industry experience, currently working at Citigroup Global Markets since 2022. His prior roles include a position at DigitalBridge and a two-year affiliation with Goizueta Business School. Mora is based in Miami, FL. Citigroup Global Markets serves individual and institutional clients across various wealth management segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains significant institutional capabilities, including in-house research and derivative services.

Raul Fornet is a financial advisor at Citigroup Global Markets with five years of industry experience. He holds a Series 66 designation and has worked with Merrill, UBS, and Citibank N.A. prior to his current role. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, integrating internal oversight and leveraging its large institutional scale and unique market roles.

Daniel Guerra Vazquez is a financial advisor at HSBC Securities (USA) Inc. with three years of industry experience. He holds the Series 63 and Series 66 registrations and has previously worked with HSBC Bank USA, N.A., Citizens Bank, and Chase Bank. Outside of his advisory role, he serves as a Director for the nonprofit organization Iglesia de Cristo en Quail Roost Drive Inc., where he assists with legal paperwork and entity formation. HSBC Securities (USA) Inc. offers managed account programs to a variety of clients, including individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and fully discretionary investment options supported by extensive asset management and fund selection resources.

Nicole De Abreu is a financial advisor at Citigroup Global Markets with a Series 66 credential and one year of industry experience. She has held positions at Citigroup since 2024 and is also involved with the University of Miami as a student assistant and mentor for incoming engineering freshmen. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services, and provides customized solutions for high-net-worth clients.

Cesar Caram is a financial advisor with Valic Financial Advisors in Miami, FL, holding a Series 66 designation and 17 years of industry experience. He has worked at Valic Financial Advisors since 2015 and is also associated with Agia, where he serves as an agent for non-securities insurance products. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Reinairene Mejia is a financial advisor at Citigroup Global Markets with one year of industry experience and holds a Series 66 designation. She previously worked at Citibank from 2013 to 2020 and served at the Interamerican Development Bank from 2020 to 2023. Mejia is also involved with the HUGE Business & Investment Council since 2024. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with unique market roles and commercial arrangements.

Francisco Vergara Hermosilla is a financial advisor with Citigroup Global Markets in Miami, FL, holding a Series 66 designation and 11 years of industry experience. He previously worked at HSBC Bank USA, N.A. for five years before joining Citigroup in 2021. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains significant institutional scale with specialized market roles such as swap dealing and futures commission merchant services.

Melina Degelsmith is a ChFC® credentialed advisor with 23 years of industry experience, currently affiliated with Primerica Advisors in Hollywood, FL. She has held roles at Park Avenue Securities and Guardian Life Insurance Company since 2008. Degelsmith is also involved in insurance sales through Innovative Underwriters, Art Jetter & Source Brokerage. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, utilizing proprietary model portfolios, third-party managers, and a digital advice platform.

Tulio Batista is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior roles include positions at JPMorgan Securities LLC and Banco do Brasil. Outside of his advisory work, he is an owner and partner in a real estate development and management company based in Brazil. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary platforms. The firm uses a combination of strategic and tactical asset allocation with ongoing fund due diligence and monitoring, serving a broad client base with both non-discretionary and discretionary managed portfolios.

Gabriel Contreras Chacon is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees to select and monitor managers, combining large institutional scale with specialized market roles and arrangements.

Manuel Fernandez Ymaz is a financial advisor with Citigroup Global Markets in Miami, FL, holding a Series 66 designation and six years of industry experience. He has been with Citigroup since 2017. Citigroup Global Markets serves individual and institutional clients across multiple segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including in-house research and acting as a swap dealer and futures commission merchant.

Boris Espinoza is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds Series 63 and Series 66 designations and has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles and arrangements.

Andreas Cafatti is a financial advisor with Citigroup Global Markets in Miami, FL, holding Series 65 and Series 63 licenses and three years of industry experience. His prior roles include positions at Morgan Stanley, Harbor Ithaka LLC, Deloitte, and BlackStreet Management. He also has experience working with UCLA and Nido de Aguilas. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, providing discretionary and non-discretionary strategies that include exposure to traditional and alternative investments.

Yudit Silveira is a financial advisor with Eagle Strategies (NY Life) based in Miami, FL, holding Series 63 and Series 65 licenses and having 11 years of industry experience. She has worked with Silveira Financial Group LLC, Eagle Strategies, NYLife Securities LLC, and New York Life Insurance Company. She is also involved in insurance brokering, operating under Silveira Financial Group LLC to sell New York Life products and broker non-registered insurance products. Eagle Strategies serves a diverse clientele including individual investors, defined contribution and defined benefit plans, and charitable and corporate clients. The firm provides financial planning, investment management, and retirement-plan advisory services, focusing primarily on non-discretionary asset management within an integrated New York Life affiliate structure.

Jeremy White is a CFP®-certified financial advisor with 22 years of industry experience, currently affiliated with Integrated Wealth Concepts LLC in Miami, FL. He has been with Integrated Wealth Concepts and LPL Financial since 2016 and previously worked at Lincoln Financial Advisors from 2008 to 2016. Integrated Wealth Concepts serves a diverse client base including individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a primarily long-term investment approach using customized portfolios and a combination of internal management and third-party asset oversight.

Santiago Botello is a financial advisor with Citigroup Global Markets holding a Series 66 designation. He has been with Citigroup since 2024 and has not yet accrued industry experience prior to joining the firm. His background includes four years at the University of Florida and seven years of combined experience in educational roles before entering the financial sector. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and is noted for its large institutional scale and unique market roles, including acting as a security-based swap dealer and futures commission merchant.

Neal Slafsky is a CFP® and ChFC® with 38 years of industry experience. He is currently affiliated with OSAIC Advisory Services, LLC and has previously worked with firms including United Capital Financial Advisers, LLC and CETERA Advisor Networks LLC. Outside of his advisory role, he serves as the managing member of RABSCO, LLC. OSAIC Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and municipal entities. The firm offers a range of services including investment management, financial planning, and retirement plan consulting, utilizing multiple program models and a blend of proprietary and third-party platforms.

Joshua Vinson is a Series 65 licensed financial advisor at Hornor, Townsend & Kent, LLC with eight years of industry experience. He previously worked at Envoy Advisory Inc. and United Health Group, and he is also Senior Director of Clinical Pharmacy and Quality and acting Director of Pharmacy at One Infusion Pharmacy LLC. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with a range of advisory programs, financial planning, and retirement plan consulting services. The firm operates both as an SEC-registered investment adviser and a FINRA-member broker-dealer, offering discretionary and non-discretionary account options and managing billions in assets under management.

Daniel Zylberberg is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds the Series 66 and Series 63 designations and has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients through various wealth management segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with an institutional scale and unique market roles, including research, derivatives, and futures services.