Salvador Bentolila is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he guides individuals, families, and business owners through investment strategies, retirement planning, risk management, and legacy planning, aiming to align financial plans with clients' specific goals. He holds a Master's Degree from Bentley University and a Bachelor's Degree from Yeshiva University. Salvador is also a Personal Investment Advisor (PIA) and is proficient in English and Spanish. Originally from Venezuela, he now resides in Aventura with his wife and two sons. Salvador focuses on building trust and maintaining clear communication to simplify complex financial concepts. Outside of his professional work, he has interests in basketball, chess, music, soccer, and tennis.

Aires Botas is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity for over 16 years and has more than 19 years of experience in the financial services industry. Throughout his career, Aires has worked closely with clients and families to plan for their financial goals, focusing on developing personalized investment strategies that align with each client's unique style and objectives. His professional journey at Fidelity includes roles such as Financial Consultant, Investment Consultant, Portfolio Specialist, and Retirement Relationship Manager, among others. Prior to joining Fidelity, Aires worked as a Life Insurance Consultant at New York Life Insurance Company and as a Brokerage Consultant at GunnAllen Financial. He holds insurance licenses in Arkansas and California. Outside of his professional work, Aires has interests in art, cars, fitness, music, reading, and traveling.

Santiago Borenszteyn is a financial advisor at Morgan Stanley with two years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at MML Investors Services, Varsity Tutors, MassMutual Life Insurance, Florida Financial Advisors, and held teaching positions at the University of Florida and Dr. Michael M Krop Senior High. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services that include comprehensive financial and estate planning.

James Henriquez is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at firms including Infinex Investments, Popular Investments, and Kovack Securities. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Keylana Nemnich is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, with three years of industry experience. She holds the Series 66 designation and has previously worked at Granahan Investment Management and the Federal Reserve Bank of St. Louis. Outside of her advisory role, she is involved with Infinite Harmony LLC, a retail and online stores business where she participates in business development and sales. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Madeline Morales is a financial advisor at Primerica Advisors with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at PFS Investments Inc. and Primerica Financial Services since 2011 and 2002, respectively. In addition to her advisory role, she is involved in sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which provides model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm uses third-party asset managers and employs a tiered wrap fee structure while maintaining oversight of investment models.

Brian Pineiro is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2018, as well as LPL Financial and Space Coast Credit Union earlier in his career. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering its program on a non-discretionary basis.

Vijay Baxter is a financial advisor with Raymond James & Associates based in Miami, FL, holding a Series 66 designation and 11 years of industry experience. Prior to joining Raymond James in 2023, he worked at Morgan Stanley and Morgan Stanley Private Bank from 2015 to 2023. Raymond James & Associates provides financial planning and investment consulting to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans, asset allocation analyses, and investment recommendations, with a focus that includes public finance and municipal work alongside its retail advisory services.

Ellen Krider is a financial advisor with RBC Capital Markets in Fort Lauderdale, FL, holding Series 63 and Series 65 designations and having 37 years of industry experience. She has worked at RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers multiple advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

Tiani Hausen is a financial advisor at Raymond James & Associates with 32 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley Private Bank and Morgan Stanley for a combined total of eight years. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 advisors. The firm provides wealth advisory planning and investment consulting services to a wide range of clients, including high-net-worth individuals, corporations, pension plans, and government entities, delivering advice through non-discretionary planning and portfolio recommendations.

Austin Murphy is a financial advisor at LPL Financial with eight years of industry experience. He holds a Series 66 designation and has worked at several firms, including Thurston Springer Financial and Harbor Financial Services. Murphy has also spent time at Sun Trust Investment Services and Merrill Lynch. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party providers.

Maohong Li is a financial advisor with Mass Mutual Investors Services in Plantation, FL, holding the CFP® and ChFC® designations and over 33 years of industry experience. He has worked with Mass Mutual and its affiliates since 2016 and previously spent more than two decades at Metlife Securities Inc. Outside of advisory work, Li is a licensed real estate agent and notary public. Mass Mutual Investors Services, LLC is an SEC-registered broker-dealer and investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, focusing on collaborative annual planning engagements using firm-approved analytical tools.

Lesya Pelyushko is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she is part of the MAB Group team. This team oversees and coordinates the financial affairs for a select group of families, business owners, doctors, and independent women. They leverage the resources of Merrill and Bank of America to help clients pursue their envisioned life. Lesya's areas of focus include family wealth management strategies, services for defined benefit plans, investment consulting for defined contribution plans, liquidity management, managing new wealth, portfolio management services, small business strategies, women and wealth, individual and corporate investment strategy, and tax minimization. She holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned her Bachelor's degree from Kiev National Economic University in Kiev, Ukraine, and her Master's degree from Nova Southeastern University in Ft. Lauderdale, FL. Lesya speaks English, Russian, and Spanish. Outside of her professional work, she enjoys reading, spending time with her family, and traveling.

Arthur Lewis is a financial advisor with Equitable Advisors in Ft. Lauderdale, FL, holding Series 63 and Series 66 credentials and 11 years of industry experience. His prior work includes roles at Pruco Securities LLC, The Prudential Insurance Company of America, and Edward Jones. Outside of finance, he is the author of a fiction novel and receives royalties from its sales. Equitable Advisors serves a diverse client base, including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, working extensively with LPL-sponsored programs and other endorsed platforms.

Ricardo Sanchez is a financial advisor at Cetera with 10 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones from 2016 to 2022 before joining Cetera in 2022. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with various program options and investment strategies.

Olga Espiritu is a CFP® professional with 19 years of industry experience, currently serving at LPL Financial since 2018. Her prior roles include positions at Espirito Legacy Corp and Foresters Financial and its affiliates. She is also an author. LPL Financial serves a diverse client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives, offering financial planning, advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Dener Jose De Souza is a financial advisor at Morgan Stanley in Aventura, FL, with two years of industry experience. He holds a Series 66 designation and has prior experience at Raymond James & Associates, Seacoast Bank, Itau Unibanco, and Telefonica Brasil. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery tools and proprietary modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and employer-sponsored financial planning arrangements.

Hutchens Torregrosa is a financial advisor with UBS Financial Services based in Ft. Lauderdale, FL. He holds a Series 66 designation and has two years of industry experience, including prior work at John Hancock Investment Management Distributors LLC. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, utilizing model-based asset allocations and research from its Chief Investment Office and UBS Global Research to tailor plans according to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory solutions.

Scott Brady is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2011. Outside of his advisory role, he is employed as a personal bookkeeper. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven approach incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Craig Rosen is a financial advisor at Edward Jones with 28 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Rosen has been with Edward Jones since 1997. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.