Raymond Jackson is a financial advisor with Morgan Stanley in Plantation, FL, holding a Series 66 designation and eight years of industry experience. He has worked at Morgan Stanley and its Private Bank division since 2017, with prior experience at Resources Global Professionals. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and firm-approved tools to model outcomes, though implementation and updates are the client’s responsibility.

Daojun Hauptman is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses and 18 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked within Wells Fargo Bank NA and Wells Fargo Advisors since 2015. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 advisors and provides both brokerage and advisory solutions.

Tirso Morales is a financial advisor at Morgan Stanley with 20 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2015. Morales holds Series 65 and Series 66 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market models to support its financial planning process.

Robert Wallo is a financial advisor with Merrill in Coconut Creek, Florida. He holds a Series 66 credential and has seven years of industry experience. Prior to his current role, he has been associated with Bank of America since 2012. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Rafael Cruz is a financial advisor at Charles Schwab with 21 years of industry experience and holds a Series 66 designation. His prior roles include positions at Clarfeld, Citizens Securities, Santander Securities, Amerant Investments, and TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a primarily non-discretionary client relationship model with access to discretionary separately managed accounts, using multi-asset model portfolios and centralized custody and order-routing services.

Jacob Watson is a CFA® charterholder and holds a Series 66 license with four years of industry experience. He is currently with Edward Jones and has held prior positions at Merrill Lynch/Bank of America, Wells Fargo Investment Institute, Fathom Advisors/AmeriPrice Financial Services, and Wells Fargo Bank. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Victoria Sanchez is a financial advisor at Cetera with 13 years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at PFS Investments Inc and Primerica Financial Services. Sanchez is located in Weston, FL. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Michael Fernon is a financial advisor at Merrill with 21 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2004, concurrently working at Bank of America, N.A. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates with Bank of America’s broader platform, providing access to a wide array of investment products and services.

Pierluigi Neri is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation. He has been in the industry for less than one year and previously worked at Northwestern Mutual Wealth Management Company and related entities. Outside of finance, Neri has been involved in tennis-related businesses, including AP Tennis LLC and Van Daalen Tennis LLC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and strategies.

Gerardo Avitia is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank, N.A. Outside of his advisory work, he is the sole proprietor of Goldstreet Collective LLC, a real estate business based in Miami, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services using structured discovery processes and firm-approved tools to tailor plans for its clients.

Mark Mcbee is a CFP® and holds a Series 66 license with 15 years of industry experience. He has worked with Morgan Stanley since 2017 and previously was associated with J.P. Morgan Securities LLC. Outside of finance, he was involved in operating The Fresh Squeeze Cafe, LLC from 2015 to 2018. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs focused on financial planning and investment management supported by firm-approved tools and global market research.

Timothy Martin is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and previously worked at Raymond James. Outside of finance, he owns SevenFigureSports, a business that helps high school athletes gain exposure to college coaches through video production and athletic training. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Michelle Reid is a financial advisor at Merrill with 29 years of industry experience. She holds Series 63 and Series 65 credentials. Prior to joining Merrill in 2020, she worked at Wells Fargo Clearing from 2016 to 2020 and Wells Fargo Advisors LLC from 2011 to 2016. Merrill offers managed account services through its Select Portfolio Solutions program, serving a wide range of clients including individuals, high-net-worth investors, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates investment strategies from its Chief Investment Office and third-party managers within the broader Bank of America platform.

Brian Madrigal is a financial advisor with MassMutual Investors Services in Ft. Lauderdale, FL, holding ChFC®, Series 66, and Series 63 credentials and 21 years of industry experience. His prior roles include positions at W&S Brokerage Services, Independent Financial Partners, LPL Financial, and Compound Asset Management. He is also active as an insurance agent through his own business, focusing on life, fixed annuities, long-term care, and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships using firm-approved tools to analyze client goals.

William Mcconnell is a financial advisor with Raymond James Financial in Coral Springs, FL, holding a Series 66 designation and 24 years of industry experience. He has worked with Raymond James and its related entities since 2009 and is also involved as an owner in two support companies, including one focused on property management. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities, providing financial planning and non-discretionary investment consulting. The firm emphasizes tailored financial plans developed through detailed client assessments and offers a variety of implementation options, with a significant portion of its advisory business conducted on a non-discretionary basis.

Elaine Roecklein is a financial advisor at Cambridge Investment Research Advisors with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Cambridge Investment Research Advisors and related entities since 2016. Outside of finance, she is a fitness instructor at LA Fitness and has experience as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory through a network of independent professionals. The firm offers various portfolio management options, including proprietary and third‑party strategies, with a range of custody and platform arrangements to tailor investment approaches to client objectives.

Debra Blevins is a financial advisor at Mass Mutual Investors Services with 34 years of industry experience. She has worked extensively with MetLife and MassMutual entities since 1990. In addition to her advisory role, she is also engaged in outside insurance sales, specializing in life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using firm-approved tools to deliver written recommendations tailored to client goals.

Christopher Seabrook is a financial advisor with Thrivent Investment Management, holding Series 66 and Series 63 credentials and 14 years of industry experience. He previously worked with COUNTRY Capital Management Company and related insurance affiliates for ten years before joining Thrivent. Outside of his advisory role, Seabrook serves as president of the Stonecrest Chamber of Commerce and vice chairperson of the Stonecrest Development Authority, engaging in community development and business networking activities. He is also a co-owner of CML Squared, LLC, a management consulting firm pursuing government contracts, and works as a wellbeing champion and ramp agent for Delta Air Lines. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary portfolio management. The firm’s approach integrates broad planning topics and offers clients the option to combine planning with managed-account services under a consolidated billing system while keeping those services separate.

Axel Issel is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and 14 years of industry experience. He previously worked at CITI Private Bank from 2013 to 2018 before joining Morgan Stanley Private Bank and Morgan Stanley in 2018. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Kyle Stroud is a financial advisor with Ameriprise in Pompano Beach, FL, holding a Series 66 designation and 16 years of industry experience. He has worked at Ameriprise since 2018 and concurrently serves as a Program Manager and advisor at Centennial Bank. Ameriprise provides retirement-income planning services primarily to clients with at least $1 million in investable assets, using a centralized consulting team to deliver tailored, non-discretionary recommendations supported by research, modeling, and tax-efficiency analysis.