Felicia Banks is a financial advisor with Primerica Advisors in Greenacres, FL, holding Series 65 and Series 63 credentials and having 10 years of industry experience. Her prior experience includes roles at Aetna and NuVista Living at Wellington Green. She is also involved in part-time sales of loan products and home-related services through firms affiliated with Primerica. Primerica Advisors primarily serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program using model-delivery strategies managed by third-party asset managers and operates at scale with approximately $15.5 billion in assets under management.

Gardner Bloemers is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 40 years of experience in financial services. She has been serving as a Financial Advisor at Merrill Lynch for more than 15 years and leads a team including Senior Financial Advisor Collin Campbell and Wealth Management Client Associate Joe Fallica. Gardner focuses on client-centered financial planning that addresses areas such as family wealth management strategies, legacy planning, personal retirement planning, philanthropic and values-based investing, special needs planning, and tax minimization. Gardner holds several professional designations including the CERTIFIED FINANCIAL PLANNER® (CFP) certification and the Certified Plan Fiduciary Advisor® (CPFA) designation. She earned a master's degree from Rotterdam School of Management at Erasmus University and a bachelor's degree from Tufts University. Fluent in English, Dutch, French, and German, she brings a global perspective to her practice and is a member of the Central Virginia Estate Planning Council. Beyond her professional roles, Gardner is active in her community, serving on the boards of The Dressage Foundation and the Virginia Horse Center Foundation, Inc., where she has also held the position of President. She founded the Mid Atlantic Dressage Festival at the Virginia Horse Center and participates in dressage competitions. Her personal interests include cooking, gardening, horseback riding, skiing, and traveling.

John Corbett III is a financial advisor with Morgan Stanley in Delray Beach, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is a partner at JWC Peak LLC, an investment-related real estate venture in Massachusetts. Morgan Stanley Wealth Management serves both individual and institutional clients, providing comprehensive financial planning and advisory programs. The firm employs a structured planning process supported by advanced modeling tools and offers a range of investment solutions through its extensive network of financial advisors.

Joseph Spina is a financial advisor with OSAIC, holding a Series 66 designation and 15 years of industry experience. He previously worked at SagePoint Financial for 13 years and maintains a sales role at Dolce Printing. Outside of his advisory work, he is president of Evergreen Financial Group, LLC, a financial advisory business. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services through a large network of affiliated advisors and utilizes various asset allocation tools and third-party platforms to manage portfolios.

Emmanuel Adoghe is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities to help develop strategies that address their short-, mid-, and long-term financial goals. His areas of expertise include general investing, retirement planning, and saving for unforeseen events. He also facilitates access to Bank of America specialists for services related to banking, credit, home financing, and small business solutions. Emmanuel holds the designations of Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Ambrose Ali University, a Master's Degree from the University of Westminster, and a Master of Business Administration (MBA) from Northwestern University.

Lawrence Hall serves as a Senior Resident Director at Merrill, where he focuses on family wealth management strategies, legacy planning, and personalized retirement planning. He works closely with clients to develop tailored financial strategies that align with their long-term goals, providing access to Merrill’s investment insights alongside Bank of America's banking and lending solutions. His approach emphasizes a thorough understanding of clients’ full financial picture to help them pursue their objectives in a changing market environment. With a Personal Investment Advisor (PIA) designation and a background that includes a High School Diploma from Lunenburg High School, Lawrence brings dedication to delivering high levels of service and care. His expertise extends across philanthropic planning, portfolio management, tax minimization, and retirement income, ensuring comprehensive support for clients' wealth management needs. Lawrence also maintains active community involvement as a member of the Disaster Relief Crew and First Responder team in the Southeastern United States and islands. Outside of his professional responsibilities, Lawrence’s personal interests include baseball, boating, football, golfing, ice hockey, music, skiing, woodworking, and spending time with his family. He follows the tradition of community participation that is part of Merrill’s culture, integrating service and volunteer efforts with his commitment to clients.

Jordan Faircloth is a CFP® professional with 15 years of experience in the financial services industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. He holds the Series 66 license and is based in Boca Raton, FL. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with an investment menu that includes insurance-related vehicles and bank deposit sweep options.

Keith Fernandez is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a variety of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.

Lisa Meth is a financial advisor with UBS Financial Services in Boynton Beach, FL, holding a Series 66 designation and 30 years of industry experience. She has been with UBS Financial Services since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers a range of products supported by proprietary research and capital markets services.

Jessica Sabath is a financial advisor at Wells Fargo Advisors with 18 years of industry experience. She holds the Series 66 and Series 63 licenses and previously worked at Wells Fargo Clearing for eight years. Outside of her advisory role, she has a minority ownership interest in a small eyebrow tint sales business, where she serves as treasury secretary. Wells Fargo Advisors Financial Network provides a range of investment and fee-based financial planning services to individuals, trusts, and institutional clients, using proprietary research and planning tools. The firm offers tailored recommendations across various planning areas and integrates advisory services with other financial products and referral channels.

Kristen Hernandez is a CFP® and holds a Series 66 license with Ameriprise in Coral Springs, FL. She has 15 years of industry experience, including over a decade with Ameriprise Financial Services, Inc. prior to her current role at Ameriprise. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm employs a centralized consulting team that delivers tailored, non-discretionary recommendations using a combination of research, modeling, and tax-efficiency analysis, with a focus on assets managed within Ameriprise accounts.

Carlos Ricardo is a financial advisor with J.P. Morgan Securities in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A., Wells Fargo, First Republic, and other financial firms. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Anthony Brodeur is a financial advisor at OSAIC with one year of industry experience. He holds a Series 66 designation and has previously worked at Paradigm Wealth and Tremont Sporting Co. Outside of his advisory roles, he was involved with Brodeur Hockey School for three years. OSAIC Wealth, Inc. serves a diverse client base including individuals, institutions, and charitable organizations through a large network of advisers. The firm offers a range of brokerage and advisory services utilizing asset-allocation tools, risk assessments, and automated rebalancing across various investment products.

Mellissa Linnhoff is a financial advisor with Raymond James Financial Services Advisors, Inc. in Boca Raton, FL, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. She has worked at Raymond James since 2015. Outside of her advisory role, Linnhoff is an independent beauty consultant with MaryKay. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, providing tailored recommendations through detailed client assessments and a broad network of affiliated services.

Deniz Kaya is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has been associated with Bank of America and its Merrill Lynch division since 2017, with some periods of unemployment between 2015 and 2022. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and various institutional clients. The firm leverages its integration with Bank of America’s broader platform to provide access to a diverse set of products and services beyond typical managed account offerings.

John Bartell is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 30 years of industry experience. His work history includes roles at Voya Financial Advisors and Cetera Wealth Services, LLC before joining Bartell Wealth Management, LLC in 2025. Outside of his advisory work, he is an independent insurance agent and is involved in a life settlement business. Cetera Investment Advisers LLC is a large SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and financial planning services, employing a multi-manager platform with access to both affiliated and unaffiliated managers.

Roberto Cucalon is a Series 66-registered financial advisor with Merrill in Boca Raton, FL, with six years of industry experience. He has been with Merrill and Bank of America since 2008. Outside of his advisory role, he serves as a co-trustee of a family revocable trust. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Barry Schwartz is a financial advisor at UBS Financial Services with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has been with UBS since 2013. Outside of his advisory role, he serves on the board of directors for Delaire Country Club, a residential country club in Delray Beach, FL. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Jacob Arinus is a financial advisor with Raymond James & Associates, holding a Series 63 designation and 38 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets with over 5,400 financial advisors. The firm serves a diverse client base including individuals, pension plans, corporations, and government entities, providing wealth advisory planning and investment consulting primarily on a non-discretionary basis.

Rayla Wusiman is a financial advisor with Charles Schwab in Boca Raton, FL, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at TD Ameritrade, Equitable Advisors, and various companies outside the financial sector such as Sisley Cosmetics USA Inc and Halston Heritage Operating Company LLC. She has also been associated with Charles Schwab Bank since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset portfolios and in-depth alternative investment due diligence.